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Private Health Insurance: Millions Relying on Individual Market Face Cost and Coverage Trade-Offs

HEHS-97-8 Published: Nov 25, 1996. Publicly Released: Nov 25, 1996.
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Highlights

Pursuant to a congressional request, GAO provided information on the private individual health insurance market, focusing on the: (1) size of the market and characteristics of its participants; (2) structure of the market, including how individuals access the market, the prices, other characteristics of health plans offered, and the number of individual carriers offering plans; and (3) insurance reforms and other measures states have taken to increase individuals' access to health insurance.

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Health Care
Eligibility determinationsEmployee medical benefitsHealth insuranceInsurance companiesInsurance premiumsInsurance regulationMedicaidMedicareState lawHealth insurance portabilitySelf-insurance