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Insurance Ratings: Comparison of Private Agency Ratings for Life/Health Insurers

GGD-94-204BR Published: Sep 29, 1994. Publicly Released: Oct 07, 1994.
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Highlights

Pursuant to a congressional request, GAO reviewed private agency ratings for life and health insurers, focusing on: (1) the rating systems of the five major raters of life and health insurers; and (2) which raters were first to report the vulnerability of financially impaired or insolvent insurers between August 1989 and June 1992.

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Auditing and Financial Management
Comparative analysisEvaluation methodsFinancial analysisFinancial recordsHealth insuranceInformation disclosureInsurance companiesInsurance regulationLife insuranceSystems evaluation