Reevaluating the Retirement System
- changes in the traditional pillars of retirement—Social Security, pensions or employer-sponsored retirement savings plans, and individual savings—along with trends, such as rising debt and health care costs, that have made managing retirement more difficult;
- key challenges individuals face, such as saving enough and ensuring that savings and benefits will last through longer lifetimes;
- fiscal risks and concerns about the adequacy of benefits that threaten the traditional pillars of retirement; and,
- the need for a comprehensive reevaluation of the nation’s approach to financing retirement.
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