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United States Government Accountability Office: 
GAO: 

Report to Congressional Committees: 

May 2011: 

Military Housing: 

Enhancements Needed to Housing Allowance Process and Information 
Sharing among Services: 

GAO-11-462: 

GAO Highlights: 

Highlights of GAO-11-462, a report to congressional committees. 

Why GAO Did This Study: 

The Department of Defense (DOD) paid active duty military personnel 
over $18 billion in housing allowances in fiscal year 2010. DOD sets 
housing allowance rates annually based on market costs of rent, 
utilities, and renter’s insurance. Also, DOD has identified 26 
installations significantly impacted by expected growth in personnel 
due to various rebasing actions. The Senate report accompanying a bill 
for the National Defense Authorization Act for Fiscal Year 2011 (S. 
3454) directed GAO to review DOD’s rate-setting process, among other 
issues. GAO determined (1) whether there are enhancements to 
strengthen DOD’s rate-setting process and (2) whether service members 
have encountered challenges in obtaining off-base housing. GAO 
reviewed program documents, including a 2010 DOD report to Congress, 
analyzed data, and interviewed DOD officials and subject matter 
experts. 

What GAO Found: 

DOD uses a data-intensive process to set housing allowance rates that 
officials said generally meets program goals. Key quality assurance 
steps in DOD’s process include involving installations in the rental 
data collection process and verifying data prior to calculating 
allowance rates. However, some enhancements related to (1) providing 
additional information to installation officials and service members, 
(2) defining a key term for data collection, and (3) developing more 
accurate cost estimates for budget requests could further strengthen 
the process. First, installation officials and service members do not 
have access to information on the three costs that comprise the 
allowance—-rent, utilities, and renter’s insurance-—because DOD issues 
a single rate for each pay grade. As a result, installation officials 
cannot help ensure the accuracy of the rates and service members are 
not fully informed of potential housing costs. Second, in areas with 
low vacancy rates, officials said it can be difficult to find enough 
rental properties that meet the definition of available because the 
definition is limited to rentals on the market within 4 to 6 weeks 
prior to data collection. As a result, properties that some 
installations submit may not be fully representative of rental costs 
in the area or representative properties may be excluded, increasing 
the possibility of inaccurate rates in an area. Third, the military 
services have consistently underestimated the amount needed to pay the 
allowance by $820 million to $1.3 billion each year since 2006 when 
preparing budget requests, in part because the services’ processes do 
not allow them to accurately estimate the number of service members 
who will receive the housing allowance. GAO recognizes the 
difficulties in developing accurate housing allowance cost estimates. 
However, as a result of consistently underestimating the amount needed 
to pay the allowance—-which is an entitlement for service members and 
must be paid-—DOD has had to shift funds that were budgeted for other 
programs, which could disrupt the funding of the other programs. Also, 
DOD’s budget does not provide the full picture of housing allowance 
costs, limiting the ability of Congress and DOD to make fully informed 
funding decisions. 

Some service members have encountered challenges in obtaining off-base 
housing at some growth installations. Military service data show 
current housing deficits, ranging from about 1 percent of total demand 
to more than 20 percent, at 19 of 26 installations DOD identified as 
significantly impacted by growth. Installation officials GAO 
interviewed expect such housing challenges to continue or worsen. DOD 
uses a number of tools to address these housing challenges that could 
be used at other installations, such as expanding housing 
privatization projects and encouraging collaboration between 
installations and communities. GAO found that installations share 
information on these tools on an ad hoc basis, such as through e-mail 
messages or at conferences, because DOD does not have a formal 
communications process that would allow them to store and share such 
information. As a result, DOD cannot ensure that installations that 
are currently experiencing housing challenges or may experience such 
challenges in the future will have the needed information on various 
tools that can be used to address these challenges. 

What GAO Recommends: 

GAO is recommending that DOD (1) provide information on the costs that 
comprise the housing allowance to installation officials and service 
members, (2) assess the benefits and drawbacks of revising the 
definition of “available” properties for data collection, (3) improve 
its processes to estimate allowance costs for the budget, and (4) 
develop a formal process for installations to share information on 
housing tools. 

DOD generally concurred with all four of GAO’s recommendations. 

View [hyperlink, http://www.gao.gov/products/GAO-11-462] or key 
components. For more information, contact Brian J. Lepore at (202) 512-
4523 or leporeb@gao.gov. 

[End of section] 

Contents: 

Letter: 

Background: 

DOD's Data-Intensive Process Helps to Ensure the Accuracy of Housing 
Allowance Rates, and Some Enhancements May Further Strengthen the 
Process: 

Service Members Have Encountered Housing Challenges at Some Growth 
Installations and DOD Does Not Have a Formal Information-Sharing 
Process for Tools to Address Such Challenges: 

Conclusions: 

Recommendations for Executive Action: 

Agency Comments and Our Evaluation: 

Appendix I: Scope and Methodology: 

Appendix II: Summary of DOD's Process to Set Housing Allowance Rates: 

Appendix III: Comments from the Department of Defense: 

Appendix IV: GAO Contact and Staff Acknowledgments: 

Tables: 

Table 1: 2011 National Average Monthly Housing Allowance for Service 
Members with Dependents, by Pay Grade: 

Table 2: 2011 National Average Monthly Housing Allowance for Service 
Members without Dependents, by Pay Grade: 

Figures: 

Figure 1: DOD Obligations for Basic Allowance for Housing for Fiscal 
Years 2000 through 2010: 

Figure 2: DOD's Annual Housing Allowance Rate-Setting Process: 

Figure 3: Domestic Military Installations Expecting Significant DOD- 
Related Growth as of January 2011: 

Figure 4: Difference between Amount Estimated and Obligated for 
Housing Allowances, Fiscal Years 2006 through 2010: 

Abbreviations: 

BRAC: Base Realignment and Closure: 

DOD: Department of Defense: 

[End of section] 

United States Government Accountability Office: 
Washington, DC 20548: 

May 16, 2011: 

Congressional Committees: 

The Department of Defense (DOD) spent about $18 billion in fiscal year 
2010 on housing allowances for active duty military personnel that 
live in the United States.[Footnote 1] Comprising about 20 percent of 
a service member's annual direct cash compensation, the Basic 
Allowance for Housing is designed to cover the average monthly costs 
of rent, utilities, and renter's insurance.[Footnote 2] Each year, DOD 
collects data and sets housing allowance rates based on market costs 
of these three housing cost components for 364 separate areas to 
account for regional variances in housing expenses within the United 
States. Since housing costs may change over time, DOD annually adjusts 
housing allowance rates to better reflect actual costs of housing in 
the community. DOD primarily relies on communities to provide housing 
for about two-thirds of service members, so accurate housing 
allowances and a supply of adequate and affordable housing are both 
necessary to satisfy military housing needs. Twenty-six domestic 
military installations have or are projected to experience population 
growth due to the continued implementation of several DOD initiatives--
such as Base Realignment and Closure (BRAC), Grow the Force, Army 
Modularity, and Global Defense Posture and Realignment. For some 
installations, this growth has already occurred due to ongoing 
implementation of these various major initiatives, creating increased 
demands on both DOD and the surrounding communities to provide 
adequate and affordable housing for service members and their families. 

In 2009, Section 605 of Public Law 111-84 required the Secretary of 
Defense to review two aspects of the housing allowance program and 
submit a report that included recommendations, as appropriate. 
[Footnote 3] DOD issued its report in June 2010.[Footnote 4] 
Subsequently, the Senate report accompanying a bill for the National 
Defense Authorization Act for Fiscal Year 2011 (S. 3454) directed GAO 
to review DOD's report to determine if the department is using the 
most effective, accurate, and efficient system for setting Basic 
Allowance for Housing rates.[Footnote 5] The Senate report also 
directed GAO to independently assess the effects of base realignment 
decisions on military installation populations and whether DOD has 
accounted for these basing decisions in determining housing allowance 
rates. Based on the congressional direction on these two issues, we 
determined (1) whether there are enhancements that DOD could 
incorporate to strengthen its process to set housing allowance rates, 
including DOD's process to budget for the allowance, and (2) whether 
service members assigned to installations expecting significant growth 
as a result of BRAC or other basing initiatives have encountered 
challenges in obtaining off-base housing and the extent to which DOD 
uses and shares tools to address these challenges. 

To determine whether DOD could enhance its housing allowance rate- 
setting process, we reviewed DOD's report on housing standards and 
surveys and other guidance and reports discussing DOD's rate-setting 
process. We also analyzed DOD's budget justification documentation for 
the housing allowance. We met with officials from relevant 
organizations and offices within DOD, including the Defense Travel 
Management Office, the Office of the Under Secretary of Defense 
(Comptroller), military service officials who oversee the housing 
allowance program, military service officials involved with developing 
the housing allowance cost estimates, officials from five military 
installations expecting personnel increases, and the contractor that 
assists DOD with collecting housing cost data used to set allowance 
rates. Additionally, we interviewed representatives of organizations 
with recognized expertise in military compensation and associations 
that represent the interests of military service members and their 
families. We considered a number of potential enhancements to DOD's 
current rate-setting process and performed further analyses to 
determine the benefits and drawbacks of each, including potential 
financial savings or costs. To determine whether service members have 
encountered challenges in obtaining off-base housing at installations 
expecting or have incurred significant personnel increases over the 
last several years and the extent to which DOD uses and shares tools 
to address these challenges, we analyzed DOD and GAO reports related 
to growth installations and housing demand. Additionally, we 
interviewed housing officials from the Directorate of Housing and 
Competitive Sourcing within the Office of the Under Secretary of 
Defense (Acquisition, Technology and Logistics), each of the military 
services, and five installations projected to increase in population. 
(See appendix I for a more detailed description of our scope and 
methodology.) 

We conducted this performance audit from August 2010 through May 2011 
in accordance with generally accepted government auditing standards. 
Those standards require that we plan and perform the audit to obtain 
sufficient, appropriate evidence to provide a reasonable basis for our 
findings and conclusions based on our audit objectives. We believe 
that the evidence obtained provides a reasonable basis for our 
findings and conclusions based on our audit objectives. 

Background: 

A member of the uniformed services--including the Air Force, Army, 
Coast Guard, Marine Corps, National Oceanic and Atmospheric 
Administration, Navy, and Public Health Service--who is entitled to 
basic pay is also eligible to receive the Basic Allowance for Housing, 
subject to certain exceptions.[Footnote 6] The Secretary of Defense-- 
through the Defense Travel Management Office within the Office of the 
Under Secretary of Defense (Personnel and Readiness)--sets the housing 
allowance rates for all personnel who receive the allowance. According 
to the Defense Travel Management Office, senior executives and flag 
officers from the Coast Guard, Public Health Service, and the National 
Oceanic and Atmospheric Administration Corps, in addition to the three 
military departments, provide oversight of the housing allowance 
program through the Per Diem Travel and Transportation Allowance 
Committee. 

The legislation that created the Basic Allowance for Housing program, 
Section 603 of the National Defense Authorization Act for Fiscal Year 
1998,[Footnote 7] among other things, consolidated two authorities for 
providing housing allowances--the Basic Allowance for Quarters program 
and the Variable Housing Allowance program[Footnote 8]--and changed 
the way DOD calculates housing allowances to be based on adequate 
housing for civilians with comparable income levels in the same area, 
rather than on service members' reported housing expenditures, which 
was a major factor in calculating the Variable Housing Allowance. 
[Footnote 9] According to DOD, housing allowance rates based on the 
market costs of rental housing ensure a better correlation between 
allowance payments and rental costs. In January 2000, the Secretary of 
Defense announced a quality-of-life initiative to increase housing 
allowances gradually over a 5-year period to eliminate a service 
member's average out-of-pocket housing costs from an average of more 
than 18 percent in 2000. Figure 1 shows the amounts DOD obligated for 
the housing allowance and the number of service members who received 
the allowance from fiscal years 2000 through 2010. 

Figure 1: DOD Obligations for Basic Allowance for Housing for Fiscal 
Years 2000 through 2010: 

[Refer to PDF for image: combination line and vertical bar graph] 

Year: 2000; 
Obligation, adjusted for inflation (fiscal year 2011 dollars): $7 
billion; 
Military personnel that received the basic allowance for housing at 
the “with” or “without” dependents rate: 654,000. 

Year: 2001; 
Obligation, adjusted for inflation (fiscal year 2011 dollars): $7.5 
billion; 
Military personnel that received the basic allowance for housing at 
the “with” or “without” dependents rate: 657,000. 

Year: 2002; 
Obligation, adjusted for inflation (fiscal year 2011 dollars): $9.5 
billion; 
Military personnel that received the basic allowance for housing at 
the “with” or “without” dependents rate: 740,000. 

Year: 2003; 
Obligation, adjusted for inflation (fiscal year 2011 dollars): $11.9 
billion; 
Military personnel that received the basic allowance for housing at 
the “with” or “without” dependents rate: 877,000. 

Year: 2004; 
Obligation, adjusted for inflation (fiscal year 2011 dollars): $12.6 
billion; 
Military personnel that received the basic allowance for housing at 
the “with” or “without” dependents rate: 914,000. 

Year: 2005; 
Obligation, adjusted for inflation (fiscal year 2011 dollars): $13.9 
billion; 
Military personnel that received the basic allowance for housing at 
the “with” or “without” dependents rate: 948,000. 

Year: 2006; 
Obligation, adjusted for inflation (fiscal year 2011 dollars): $14.7 
billion; 
Military personnel that received the basic allowance for housing at 
the “with” or “without” dependents rate: 947,000. 

Year: 2007; 
Obligation, adjusted for inflation (fiscal year 2011 dollars): $14.9
Military personnel that received the basic allowance for housing at 
the “with” or “without” dependents rate: 938,000. 

Year: 2008; 
Obligation, adjusted for inflation (fiscal year 2011 dollars): $16 
billion; 
Military personnel that received the basic allowance for housing at 
the “with” or “without” dependents rate: 991,000. 

Year: 2009; 
Obligation, adjusted for inflation (fiscal year 2011 dollars): $17.5 
billion; 
Military personnel that received the basic allowance for housing at 
the “with” or “without” dependents rate: 1,051,000. 

Year: 2010; 
Obligation, adjusted for inflation (fiscal year 2011 dollars): $18.6 
billion; 
Military personnel that received the basic allowance for housing at 
the “with” or “without” dependents rate: 1,087 

Source: GAO analysis of DOD data. 

Note: These amounts represent basic allowance for housing payments for 
military personnel with and without dependents, but exclude the 
partial Basic Allowance for Housing, Basic Allowance for Housing 
differential, and Overseas Housing Allowance. 

[End of figure] 

Housing allowance rates vary based on a service member's pay grade, 
dependency status, and geographic location. DOD established six 
housing profiles, ranging from a one-bedroom apartment to a four-
bedroom single-family detached house, and associated each profile with 
a military pay grade. Service members with dependents receive a higher 
housing allowance than those in the same pay grade and location 
without dependents. To set housing allowance rates by geographic area, 
DOD established 364 housing areas within the United States. These 
areas are generally within a 20-mile or 1-hour commute from military 
installations. In total, DOD calculates nearly 20,000 separate 
allowance rates each year. To set these rates, DOD uses a yearlong 
multistep process that involves hundreds of officials from 
installation housing offices, the Defense Travel Management Office, 
compensation offices in each military service, and a contractor that 
is a recognized leader in the field of collecting cost-of-living data. 
Each year, installation housing officials submit rental data on the 
six housing profiles in the 364 housing areas to the contractor. The 
contractor then verifies the data; collects additional rental data on 
its own; and determines average rental, utility, and renter's 
insurance costs for each housing profile in the 364 housing areas. The 
contractor then provides the housing cost data to the Defense Travel 
Management Office, which calculates housing allowance rates for each 
pay grade for service members with and without dependents in each 
housing area. Figure 2 shows the annual housing allowance rate-setting 
process. (See appendix II for a more detailed description of the 
annual housing allowance rate-setting process.) 

Figure 2: DOD's Annual Housing Allowance Rate-Setting Process: 

[Refer to PDF for image: time line illustration] 

January-March: 
Contractor trains installation officials. 

March-April: 
Installations collect and submit first round of rental data. 

May-mid-June: 
Round 2 submission. 

Mid-June-mid-July: 
Round 3 submission. 

May-July: 
Contractor collects rental data and verifies installation-submitted 
data. 

First half of August: 
Contractor calculates median rents for the 6 housing profiles in each 
housing area and average utility and renter’s insurance costs. 

Second half of August: 
Quality control review of data. 

September: 
Defense Travel Management Office calculates rates. 

Late September-mid-November: 
Military services review the rates. 

Late November: 
Office of the Secretary of Defense approves rates. 

December: 
Rates enacted by January 1. 

Source: GAO analysis of DOD data. 

[End of figure] 

Housing allowance rates in a housing area can fluctuate from year to 
year since local housing costs change over time. If housing allowance 
rates in an area increase, then a service member stationed in that 
area will receive the increased rate. However, if housing allowance 
rates in an area decrease from one year to the next, the service 
member retains the higher housing allowance rate, known as "rate 
protection," as long as their location and dependency status remain 
unchanged and their pay grade does not decrease. This protects service 
members already committed to a lease. For example, at Nellis Air Force 
Base near Las Vegas, Nevada, housing allowances decreased between 2010 
and 2011 for all pay grades and dependency statuses. The monthly 
housing allowance for an enlisted service member in the E-7 pay grade 
without dependents decreased from $1,200 to $1,107. If a service 
member stationed at Nellis Air Force Base in 2010 with this pay grade 
and dependency status remained at the installation in 2011 with the 
same pay grade and dependency status, then the service member's 
housing allowance would remain $1,200. However, a service member at 
the same pay grade and dependency status that relocated to Nellis Air 
Force Base in 2011 would receive a monthly housing allowance of $1,107. 

DOD policy is to rely on the private sector as the primary source of 
housing for personnel normally eligible to draw a housing allowance. 
While DOD may require certain service members to live on base, such as 
key personnel and most junior-enlisted personnel without dependents, 
about two-thirds of service members and their families in the United 
States choose to live off base in the local community. If a service 
member chooses to live on base in privatized family housing, the 
service member pays the privatization developer rent that is usually 
equal to the housing allowance. While DOD calculates the housing 
allowance based on rental market costs, service members may choose to 
apply their allowance toward purchasing a home or renting a housing 
unit that could be more or less than their housing allowance. Service 
members are permitted to keep any portion of their housing allowance 
not spent on housing and conversely will have to use other funds to 
pay housing costs that exceed their allowance. 

Several DOD initiatives are contributing to changes in housing needs 
in the local communities due to the relocation of military personnel, 
including: 

* Grow the Force: In January 2007, the President announced and 
Congress approved an increase in the Army end strength by more than 
74,000 active duty, National Guard, and reserve personnel and the 
Marine Corps end strength by 27,000 Marines through the Grow the Force 
initiative. The services met these increased end strength goals by 
2009. 

* BRAC: Several installations are experiencing growth due to 
implementation of the 2005 BRAC round. Under the 2005 round, DOD is 
implementing 182 recommendations which must be completed by the 
statutory deadline of September 15, 2011. These recommendations 
include a large number of realignments, prompting significant 
personnel movements among installations. 

* Army Modularity: The Army is restructuring its force as it 
implements force modularity, which entails converting units to brigade 
combat teams, resulting in some installations receiving one of more of 
these brigade combat teams. 

* Global Defense Posture and Realignment: DOD began to realign its 
overseas basing structure in 2004 and planned to relocate about 44,500 
Army personnel from overseas to domestic installations by 2013. 

* Iraq Drawdown: DOD is relocating many troops from Iraq to domestic 
installations, although the net growth at these installations may be 
offset by troops deploying to Afghanistan. 

As a result of these initiatives, DOD's Office of Economic Adjustment 
has identified 26 domestic installations significantly impacted by the 
growth in military populations.[Footnote 10] This growth has raised 
several concerns, one of which is the availability of housing on base 
and in the communities near installations. We have previously reported 
on the growth-related challenges at growth installations and in the 
communities surrounding them.[Footnote 11] Specifically, we found that 
many communities will face growth-related challenges in the short 
term, including challenges to identify and provide additional 
infrastructure--such as schools, roads, housing, and other services--
to support the expected population growth.[Footnote 12] Figure 3 shows 
the location of growth installations as defined by DOD's Office of 
Economic Adjustment as of January 2011. 

Figure 3: Domestic Military Installations Expecting Significant DOD- 
Related Growth as of January 2011: 

[Refer to PDF for image: illustrated U.S. map] 

Aberdeen Proving Ground, Maryland; 
Cannon Air Force Base, New Mexico; 
Eglin Air Force Base, Florida; 
Fort Belvoir, Virginia; 
Fort Benning, Georgia; 
Fort Bliss, Texas; 
Fort Bragg, North Carolina; 
Fort Carson, Colorado; 
Fort Drum, New York; 
Fort Hood, Texas; 
Fort Knox, Kentucky; 
Fort Lee, Virginia; 
Fort Meade, Maryland; 
Fort Polk, Louisiana; 
Fort Riley, Kansas; 
Fort Sill, Oklahoma; 
Fort Stewart, Georgia; 
Joint Base Andrews-Naval Air Facility Washington, Maryland; 
Joint Base Lewis-McChord, Washington; 
Joint Base San Antonio, Texas; 
Marine Corps Air Station Cherry Point, North Carolina; 
Marine Corps Air Station New River, North Carolina; 
Marine Corps Base Camp Lejeune, North Carolina; 
Marine Corps Base Quantico, Virginia; 
Naval Support Activity Bethesda, Maryland; 
Redstone Arsenal, Alabama. 

Source: DOD; Map Resources (map). 

[End of figure] 

The National Defense Authorization Act for Fiscal Year 2010 required 
the Secretary of Defense to conduct a review of two aspects of the 
housing allowance program and submit a report by July 1, 2010. 
[Footnote 13] DOD hired a contractor with expertise in human services 
consulting to undertake the study and perform the analyses that served 
as the basis for DOD's report. DOD submitted its report to Congress in 
June 2010.[Footnote 14] DOD's report contained a review of the housing 
profiles used to determine housing allowance rates and a review of the 
process and schedule for collecting housing data that provide the 
basis for setting DOD's housing allowance rates. DOD's 2010 report to 
Congress states that overall housing allowance rates are generally 
comparable to civilian housing expenditures for most pay grades but 
are not identical.[Footnote 15] Also, data the contractor provided to 
DOD for its use in preparing its report to Congress do not show a 
clear trend in housing choices by civilians that would support 
changing the profiles. Defense Travel Management Office officials said 
that they study the relationship between housing choices of civilians 
and the housing allowance rate about every 3 years, but have not made 
changes to the housing profiles since implementing the current rate-
setting process. Although the contractor analyzed possible 
alternatives to improve the rate-setting process, neither the 
contractor nor DOD's report to Congress recommended any changes to the 
current process. 

DOD's Data-Intensive Process Helps to Ensure the Accuracy of Housing 
Allowance Rates, and Some Enhancements May Further Strengthen the 
Process: 

DOD uses a data-intensive process to set housing allowance rates that 
officials said generally meets the goals of the program, although 
enhancements related to providing information to installation 
officials and service members, defining a key term for data 
collection, and developing more accurate cost estimates for the 
allowance to use in budget requests, could further strengthen the 
process. 

DOD Uses a Data-Intensive Process to Set Housing Allowance Rates: 

DOD uses a data-intensive process to set housing allowance rates that 
includes a number of quality assurance steps designed to help ensure 
the reasonable accuracy of the rates, such as: 

* Involving installation officials in the data collection process: The 
housing office and command leadership at each installation have the 
opportunity to submit properties for inclusion in the data used to set 
the rates and identify areas for exclusion from the data. Data 
collection efforts involve numerous installation officials, with 
officials from the five installations we reviewed estimating that they 
spent from 12 to 275 staff days per year on data collection tasks. By 
involving installation officials in the data collection process, DOD 
benefits from local expertise to help ensure that the properties used 
to set the housing allowance rates are adequate in terms of the 
quality of the properties and appropriate for military personnel of 
the designated rank. 

* Reviewing the data before data collection is complete: After 
installations submit their first round of housing cost data, 
representatives from each of the military services meet with the 
Defense Travel Management Office and the data collection contractor to 
review the submitted data. The service representatives generally check 
that each of the installation housing offices submitted data and that 
the data submitted are reasonable when compared to past rental rates. 
If a service representative identifies an installation that has not 
submitted data or anomalies in the data, the service representative 
typically contacts the installation to address the situation. The 
service representatives and officials from the Defense Travel 
Management Office said that these reviews have been effective at 
verifying that the installations are following DOD's data submission 
guidance and determining whether the data appear reasonable to include 
in the rate-setting analysis. 

* Verifying the rental data: The contractor hired by DOD to analyze 
the data contacts landlords of installation-submitted properties to 
verify that the rental rates are current and accurate and that the 
property is located within the boundaries of the military housing 
area. This verification process also helps to ensure the accuracy of 
the data. 

Officials we interviewed generally stated that DOD's rate-setting 
process is an effective process that meets the purpose and goal of the 
program, which is to provide fair housing allowances to service 
members and to help service members cover the costs of housing in the 
private sector. These officials identified few potential changes to 
the rate-setting process, in part since DOD has implemented several 
changes to the rate-setting process in the decade since establishing 
the program. For example, in 2003, the contractor started comparing 
the rental data submitted by the installation housing offices to the 
data the contractor collected as an additional quality assurance step. 
In 2011, the data collection contractor began a comprehensive review 
of the housing area boundaries to verify that the housing areas are 
accurate. 

Along the same lines, DOD's 2010 report to Congress noted that their 
review uncovered relatively few complaints or concerns with the rate- 
setting process, that participants believe the current process works 
well, and that problems have been addressed through refinements to the 
process.[Footnote 16] Additionally, our 2001 review found that the 
contractor followed reasonable procedures to ensure that the housing 
data collected were accurate.[Footnote 17] DOD still uses the same 
contractor for data collection and the fundamental procedures that we 
reviewed in 2001 are still in place or have been enhanced. In appendix 
II of this report, we have summarized DOD's data-intensive process for 
setting housing allowance rates. 

DOD sets its housing allowance rates for an area based, in part, on 
current market rental cost data, which DOD collects annually for each 
housing area. Thus, any cost increases--due to changes in the supply 
of or demand for housing or any other reason--should be captured 
through the annual rate-setting process, according to Defense Travel 
Management Office and service compensation officials. These officials 
noted that DOD does not explicitly consider the supply of or demand 
for housing, including changes due to planned population changes at an 
installation, when determining housing allowance rates, noting that 
revising housing allowance rates to attempt to account for 
installation population changes would likely lead to inaccurate rates. 

From 2006 through 2009, DOD had the authority to temporarily increase 
housing allowance rates in disaster areas or areas with installations 
that experienced a sudden population increase.[Footnote 18] Defense 
Travel Management Office officials stated that three installations-- 
Fort Riley, Kansas; Cannon Air Force Base, New Mexico; and Fort Drum, 
New York--inquired about the authority, but the regular rate-setting 
process was able to address the changes in housing costs and the 
authority was not used. According to these officials, population 
changes to date have not occurred so rapidly that they could not be 
addressed through the regular rate-setting process, and they did not 
expect to need to implement the provision in response to population 
changes. However, they noted that they cannot speculate on the effects 
of a natural disaster on housing costs, so having the authority to 
react to such an event would be desirable. 

Installation Officials and Service Members Do Not Have Access to All 
Three Housing Allowance Rate Cost Components: 

Installation officials and service members do not have access to 
information on the amount or proportion of the housing allowance rate 
derived from each of the three costs that comprise the housing 
allowance. As part of the process to determine housing allowance 
rates, the contractor calculates the median monthly rental costs, 
average monthly renter's insurance costs, and average monthly utility 
costs for each of the six housing profiles, based on local rental 
market costs. DOD sums these figures to determine the total housing 
allowance rate for each of the housing profiles, and then uses that 
data to determine a single figure for the housing allowance for each 
pay grade. Because DOD issues a single figure for the housing 
allowance rate for each pay grade, installation officials and service 
members do not know the amounts of the three costs that comprise the 
total housing allowance rate. 

Without access to information on the three costs that comprise the 
housing allowance rate, installation officials cannot help ensure the 
accuracy of the total housing allowance rates. The data collection 
guidance provided to the military installations states that the 
installations' expertise and knowledge of the local market is crucial 
to the rate-setting process. Installation officials participate in the 
rate-setting process by submitting data on rental costs in the area. 
However, DOD is not taking full advantage of the installations' 
expertise and knowledge of the local market to help ensure the 
accuracy of the total housing allowance rates, and particularly the 
utility and renter's insurance cost data. Rather, the data collection 
contractor determines the average utility and renter's insurance costs 
in each housing area for each housing profile through databases. 
Furthermore, the contractor collects additional data on rental costs 
in each housing area to supplement the data that installation 
officials submit. Officials from the Defense Travel Management Office 
said that installation officials do not have access to the final 
calculations of median rent, average utilities, and average renter's 
insurance costs since they believe most of the officials' questions 
about housing allowance rates can be addressed without providing such 
detail. While we did not identify specific concerns with the accuracy 
of these databases or the rental data collected by the contractor, 
installation officials we interviewed raised concerns that they do not 
have access to information that would allow them to help ensure the 
accuracy of the costs and the resulting housing allowance rates. 

Officials we interviewed at the five installations said that the total 
housing allowance rates in their area generally appeared to be 
accurate for most of the housing profiles, but said that they could 
not fully confirm the accuracy of the rates without additional 
information on the three components--rent, utilities, and renter's 
insurance--used to calculate the rate. For example, an official at one 
installation noted that the housing allowance for the area appeared 
slightly lower than the average housing costs in the area and 
originally questioned the accuracy of the utility costs for the area. 
When notified that utility costs comprised about 25 percent of the 
total housing allowance in 2011 for that housing area, the housing 
official said the utility cost used in the rate calculation appeared 
reasonable for the amount that service members are paying for 
utilities, but noted that the remaining amount of the allowance was 
significantly lower than the rental data the installation submitted 
and the rental costs in the area. While DOD's report to Congress does 
not mention issues related to providing additional information to 
installation officials or service members, the contractor's report 
that served as the basis of DOD's report noted the need for a feedback 
mechanism to allow installations to see the average cost data prior to 
housing allowance rates being calculated. 

Additionally, without access to information on the three costs that 
comprise the housing allowance rate, service members cannot take such 
costs into full consideration when choosing off-base housing, 
particularly when moving into a new area. Overall, rental costs 
comprise the majority of the housing allowance rate, averaging more 
than 75 percent of the rate across all housing areas and profiles, and 
the utility costs averaged more than 20 percent of the housing 
allowance rate with renter's insurance costs comprising the remaining 
portion. However, these averages vary by housing area and profile, as 
is to be expected given the unique local housing markets. Our analysis 
shows that the local utility costs DOD used to calculate the 2011 
housing allowance rates are within 5 percent of the housing profile's 
average in more than two-thirds of areas, but the utility costs ranged 
from nearly 8 percent to nearly 40 percent of the total housing 
allowance, which could be a significant cost difference when moving 
between housing areas and could affect service members' decision-
making process for choosing affordable housing. For example, if an 
enlisted service member with dependents in the E-6 pay grade relocated 
from Schofield Barracks, Hawaii, to Fort Knox, Kentucky, the 
percentage of the housing allowance rate calculated from the area's 
utility costs would increase from about 15 percent of the total 
housing allowance at Schofield Barracks to about 26 percent at Fort 
Knox. Similarly, if a Marine with dependents in the same pay grade 
relocated from Camp Pendleton, California, to Marine Corps Air Station 
Cherry Point, North Carolina, the percentage of the housing allowance 
calculated from local utilities would increase from about 15 percent 
of the total housing allowance at Camp Pendleton to about 24 percent 
at Marine Corps Air Station Cherry Point. Without knowledge of the 
average utility costs as a percentage of the housing allowance in the 
new area, the service member may make decisions on where to live and 
how much of the housing allowance to spend on rent, utilities, and 
renter's insurance based on his or her experience at the previous duty 
location. In that case, the service member in either of the above 
examples would underestimate the amount needed to pay the average 
utilities at the new duty location by more than $100 per month, or 
about 10 percent of the total housing allowance at the new locations, 
and would have to pay the excess amount from other income sources. 

Housing officials at four of the five installations we interviewed 
said that without information on the breakdown of estimated costs for 
utilities and renter's insurance, some landlords view the overall 
housing allowance rate as the market rental rate and set rental rates 
equal to the full housing allowance rate for a specific pay grade 
without regard to utility expenses that would also need to be paid. 
Also, some service members choose housing in which the rental cost is 
equal to the full housing allowance rate without fully understanding 
the financial implications when rent does not include the additional 
costs of utilities or renter's insurance. A service member paying more 
than the allowance rate to obtain housing does not necessarily mean 
that the housing allowance rate in an area is not accurate. The 
housing allowance rate is set based on the average housing costs in an 
area and most service members in an area will not have housing costs 
exactly equal to the average. A service member who chooses housing in 
which costs exceed these averages will have to pay more than the 
housing allowance for some housing costs and, conversely, a service 
member with costs below the averages can keep the remaining amount. We 
have previously reported on the importance of educating service 
members on their compensation, specifically noting that past studies 
suggest that revealing more information about components of 
compensation has a greater impact on the component's satisfaction rate 
than the actual amount itself.[Footnote 19] 

Officials from the Defense Travel Management Office said they believe 
that publishing information on the three costs that comprise the total 
housing allowance may be distracting to the service members or may 
lead to service members' feeling that their choices are restricted, as 
few service members have housing costs that exactly match the costs 
used to calculate the allowance. Installation housing officials and an 
official from one military service that we talked to generally 
disagreed with this view and said that the additional information 
would allow service members to make better-informed decisions rather 
than constraining service members' housing choices. During our review, 
DOD began to make available some high-level information about utility 
costs to service members and installation officials upon request. 
Specifically, DOD's data collection contractor updated its information 
sheet on the methodology for calculating utility costs, which each of 
the military services' housing allowance representatives have and can 
distribute when asked about utilities. DOD's service housing allowance 
representatives said that they plan to provide the utilities 
information sheet when responding to installation officials' questions 
on utility costs. The Army representative said that the information 
sheet could be distributed to installation officials, service members, 
family members, or the general public in response to questions. The 
Air Force representative said the Air Force plans to distribute the 
information sheet along with the data collection guidance to all of 
its installation housing offices. The updated information sheet states 
that a nationwide percentage of the portion of the housing allowance 
for utilities does not exist, but provides a range for expected 
monthly utility costs ($120 to about $600) and an average ($294) 
across all of the housing profiles and geographic areas, noting that 
nearly one-quarter of housing profiles are within 10 percent of the 
average. However, we believe that providing such a wide range of 
expected costs, as opposed to information more tailored to a specific 
geographic area and housing profile, does not provide installation 
officials with information that would allow them to help ensure the 
accuracy of the rates and does not provide service members with 
information that would help them make informed and fiscally 
responsible choices. 

Definition of "Available" May Limit the Number of Properties Submitted 
in the Rate-Setting Process: 

Officials at four of the five installations we interviewed said that, 
in areas with low vacancy rates, it can be difficult to find rental 
properties for some housing profiles that are adequate and meet the 
definition of currently available housing used in the data-gathering 
process. These officials noted that rental properties that meet the 
definition of available in such markets tend to be inadequate or 
undesirable for a variety of reasons, including high rental costs, 
poor physical condition of the property, or located in a high-crime 
area and, therefore, are not representative of housing costs in the 
area. The data collection guidance provided to military installations 
defines "available" properties to include properties that are 
currently on the rental market or have been on the market within 4 to 
6 weeks prior to data submission.[Footnote 20] The law governing the 
housing allowance program requires that rates be based on the costs of 
adequate housing for civilians with comparable incomes in the same 
area.[Footnote 21] However, because the definition of "available" used 
in the data collection process limits data submission to only those 
properties that were available for rent within 4 to 6 weeks prior to 
data submission, the properties that some installations submit may not 
be as fully representative of current market costs for adequate 
housing for comparable civilians in the same area or properties that 
are representative of such costs may be excluded, increasing the 
possibility of inaccurate rates for the area. While some Defense 
Travel Management Office and military service housing allowance 
officials questioned whether revising the definition of "available" 
would lead to additional properties submitted during the data 
collection process, officials involved in the data collection process 
at four out of the five installations we interviewed and one of the 
military services indicated that extending the definition of 
available--up to 90 days, for example--would allow installations to 
submit cost data on additional rental properties, which could improve 
the accuracy of the housing allowance rates. For example, housing 
officials at Fort Drum, New York, told us that low vacancy rates in 
the area make it difficult to collect enough housing cost data on 
properties available only within a 4-to 6-week window. As a result, 
they questioned the accuracy of the data they submitted stating that 
if they were allowed to include housing cost data spanning a longer 
availability timeframe, they would have more assurance that the data 
they submitted would result in a more accurate cost estimate. 

We recognize that revising the definition of "available" for data 
collection has some potential drawbacks; however, it is unclear to us 
whether these drawbacks would outweigh the potential benefits of 
improved accuracy of the rates from the submission of additional 
adequate properties. If DOD expanded the definition of "available" 
used in the data collection process then rental cost data might not be 
as current. Using the current definition, rental rates for properties 
available 6 weeks prior to the first data submission are more than 9 
months old when the housing allowance rates become effective. Revising 
the definition of "available" to 90 days would mean that rental rates 
for the earliest properties would be nearly a year old when rates 
became effective. However, the extent to which rental costs would 
significantly change in an additional 6 weeks is unclear. 
Additionally, Defense Travel Management Office officials and a 
representative of the data collection contractor noted that as rental 
rates get older, it becomes increasingly difficult to verify the 
rental rates with landlords for properties available more than 6 weeks 
prior to data submission. If the contractor cannot verify the rental 
rates, then the property cannot be included in the data used to set 
the housing allowance rates, which could lessen the benefit gained 
from submitting additional properties. 

DOD Has Consistently Underestimated Costs of Housing Allowances in Its 
Budget Estimates: 

Since fiscal year 2006, DOD has consistently underestimated the total 
costs of paying the housing allowance to service members by $820 
million to $1.3 billion each year--or about 6 to 11 percent of the 
amount estimated--meaning that DOD has spent more on the housing 
allowance than estimated. Figure 4 shows the difference between the 
amount that DOD estimated in its budget submission it would cost to 
pay the housing allowance and the actual amount DOD obligated for the 
housing allowance for fiscal years 2006 through 2010.[Footnote 22] A 
difference of $0 would signify that DOD estimated the exact amount of 
funding it needed to pay housing allowances. Positive amounts signify 
that DOD's estimates were higher than the actual amount needed to pay 
housing allowances. Negative amounts signify that DOD's estimates were 
lower than the actual amount needed to pay housing allowances. 

Figure 4: Difference between Amount Estimated and Obligated for 
Housing Allowances, Fiscal Years 2006 through 2010: 

[Refer to PDF for image: stacked vertical bar graph] 

Year: 2006; 
Army: -$510 million; 
Navy: -$581 million; 
Marine Corps: -$99 million; 
Air Force: -$141 million; 
Total differences: -$1.331 billion. 

Year: 2007; 
Army: -$410 million; 
Navy: $13 million; 
Marine Corps: -$53 million; 
Air Force: -$371 million; 
Total differences: -$820.8 million. 

Year: 2008; 
Army: -$301 million; 
Navy: -$292 million; 
Marine Corps: -$160 million; 
Air Force: -$72 million; 
Total differences: -$825.1 million. 

Year: 2009; 
Army: -$545 million; 
Navy: $36 million; 
Marine Corps: -$135 million; 
Air Force: -$252 million; 
Total differences: -$897.2 million. 

Year: 2010; 
Army: -$592 million; 
Navy: -$99 million; 
Marine Corps: -$185 million; 
Air Force: -$187 million; 
Total differences: -$1.063 billion. 

Source: GAO analysis of DOD data. 


Note: We could not compare DOD's estimates to its actual obligations 
for the housing allowance prior to 2006, as the supplemental budget 
requests prior to 2006 did not provide sufficient detail for us to 
determine the amount estimated for the housing allowance and neither 
the Office of the Under Secretary of Defense (Comptroller) or the 
military services could provide this information. 

[End of figure] 

The military services generally use a four-step process to develop 
housing allowance cost estimates for budgeting purposes. First, using 
current year data, the services calculate the percentage of service 
members who received the housing allowance for each pay grade and 
dependency status, referred to as "participation rates." Second, the 
services apply the participation rates to the projected force 
structure to determine the number of people that will receive the 
housing allowance at each pay grade for the budgeted year, which is 
usually 2 years in the future. Third, the Office of the Under 
Secretary of Defense (Comptroller) provides the military services with 
an "inflation factor" to determine the housing allowance rates for 
each pay grade for budget purposes. Fourth, the services multiply the 
number of service members projected in a pay grade by the projected 
housing allowance rate to determine the estimated cost of the housing 
allowance. While the services have processes in place to develop 
housing allowance cost estimates, budget officials in the Office of 
the Under Secretary of Defense (Comptroller) and the military 
services, as well as our analysis, indicated that the services have 
consistently underestimated the total cost of the housing allowance in 
part because the services' processes do not allow them to accurately 
estimate the number of service members who will receive the housing 
allowance. 

A number of factors have affected the services' ability to accurately 
estimate the cost of the housing allowance. A key underlying factor is 
the timing of developing the budget estimates. The military services 
begin their process to develop budget estimates about 18 months before 
the housing allowance rates for the calendar year take effect, and the 
President submits the budget request to Congress almost a year before 
the new housing allowance rates take effect and about 2 months before 
DOD begins collecting the data for the rates, leading to challenges in 
accurately estimating the number of service members and housing 
allowance rate for each pay grade. Other key factors that have 
influenced the services' ability to accurately estimate the cost of 
the housing allowance include: 

* Changes in planned force structure. In recent years, the military 
services have made changes in their planned force structure between 
the time that the service developed the estimate and when the 
allowances were paid to service members. For example, the Marine Corps 
reached its end strength goals for Grow the Force 2 years ahead of 
budget estimates, leading to more Marines than estimated actually 
receiving the housing allowance. 

* Increased use of mobilized reserve personnel. Budget officials said 
that an increase in the number of mobilized reserve personnel has made 
it difficult to accurately estimate the number of personnel that will 
receive the housing allowance. The Tenth Quadrennial Review of 
Military Compensation report also identified this as a challenge to 
accurately estimating housing allowance costs, noting that the number 
of reservists serving on active duty since 2001 and the higher 
proportion of reservists with dependents compared with the active duty 
force makes it difficult to estimate the number of service members who 
will be eligible to receive a housing allowance.[Footnote 23] That 
report recommended that DOD continue to improve its population 
estimating procedures to ensure that the housing allowance budget is 
as accurate as possible. 

* Changes to the housing allowance rates. DOD does not set its housing 
allowance rates until December of each year, about 10 months after the 
President's budget is submitted to Congress and more than 2 months 
after the new fiscal year begins. DOD budget officials said that the 
rate estimates have been a factor in underestimating the housing 
allowance costs to a lesser degree than other factors. Based on our 
analysis, as well as the Tenth Quadrennial Review of Military 
Compensation, errors in estimating the numbers of service members that 
actually received the housing allowance were generally larger than 
errors in estimating the actual housing allowance rates, although 
errors in estimating the housing allowance rates did affect the 
accuracy of the total cost estimates. 

* Changes in housing policies. Budget officials noted that changes in 
housing policies that allow service members to receive the housing 
allowance who previously were not eligible for the allowance, changes 
in the number of privatized housing units, or other changes to housing 
or housing allowance policies affect the accuracy of the services' 
estimates for the number of personnel and total cost of the housing 
allowance. 

The military services have taken some actions that they said should 
help improve the accuracy of the housing allowance cost estimates. For 
example, the Army is developing a methodology to account for rate 
protection for service members if the rates decrease after being 
stationed at an installation. Officials expect to start using the 
methodology with estimates developed later this year. Since rate 
protection allows service members to retain their higher housing 
allowance rate in areas where rates decrease, the ability to better 
account for rate protection could improve the accuracy of housing 
allowance cost estimates. Additionally, the Marine Corps recently 
developed tools that allow them to gather dependency rates monthly. 
DOD budget officials provided suggestions for further improving 
estimates, such as coordinating with the service budget office before 
implementing housing policies that lead to increases in the number of 
service members who receive the housing allowance. 

We have previously reported that when full funding information is not 
included in the President's annual budget submission or provided 
during the congressional appropriations process, it understates the 
true cost of government to policymakers at the time decisions are made 
and steps can still be taken to control funding, which is even more 
important in a time of constrained resources.[Footnote 24] While we 
recognize the difficulties in accurately estimating the costs of the 
housing allowance, consistently underestimating the amount needed to 
pay the housing allowance affects other DOD programs. The housing 
allowance is an entitlement for service members. As such, DOD must pay 
the allowance to service members at the specified rates and, 
therefore, has had to find another source of funding when 
underestimating the amount needed to pay the allowance. This can 
include shifting funds that Congress has appropriated for other 
purposes, including other budget activities within the military 
personnel appropriation or other defense appropriations, in accordance 
with applicable laws and policies, or requesting additional funding in 
a supplemental request. However, shifting funds from another program 
could disrupt the funding of the other program. Additionally, while an 
official from the Office of the Under Secretary of Defense 
(Comptroller) said that DOD's budget provides the best estimates 
available, as a result of consistently underestimating the amount 
needed to pay the housing allowance, DOD's budget does not provide 
decision makers in Congress and DOD with the full picture of housing 
allowance costs, limiting the ability of both Congress and DOD to make 
more fully informed funding decisions. 

Service Members Have Encountered Housing Challenges at Some Growth 
Installations and DOD Does Not Have a Formal Information-Sharing 
Process for Tools to Address Such Challenges: 

Some service members have encountered challenges in obtaining off-base 
housing near some installations that are increasing in size due to 
several major defense initiatives, such as BRAC, Grow the Force, Army 
Modularity, and Global Defense Posture and Realignment. DOD officials 
have used a number of tools to address challenges in obtaining off-
base housing, but DOD does not have a formal process that allows 
installation officials to share information on these tools. 

Housing Deficits Exist at Most DOD Growth Installations and Are 
Expected to Continue or Worsen: 

According to the military services' data, demand exceeds the supply of 
housing at 19 of the 26 growth installations, resulting in housing 
deficits.[Footnote 25] Current housing deficit estimates range from 
about 1 percent of the total estimated demand at Fort Polk, Louisiana, 
to more than 20 percent of estimated demand at Cannon Air Force Base, 
New Mexico, according to service data. Economic conditions in recent 
years, among other factors, have made it difficult for developers to 
obtain funding for new construction projects in the communities, 
particularly for multifamily rental housing projects. This has 
contributed to the estimated housing deficits, according to 
installation housing and community officials we interviewed. In 
addition, these officials said that the high number of deployments in 
recent years, among other issues, has led to concerns among lenders 
about anticipated demand for newly constructed units, potentially 
making lenders more reluctant to provide loans for construction. 

Housing and community officials from four of the five installations we 
reviewed--Fort Riley, Kansas; Cannon Air Force Base, New Mexico; Fort 
Drum, New York; and Fort Bliss, Texas--noted that service members are 
currently experiencing challenges in obtaining adequate and affordable 
housing in the communities surrounding the installation and expected 
that these challenges will continue or worsen in the future. 

* Fort Riley has a current estimated deficit of about 700 family 
housing units (about 4 percent of family housing demand at the 
installation), based on Army data. Fort Riley officials stated that 
based on current plans, all but one of Fort Riley's brigades--about 80 
percent to 90 percent of the population assigned to the installation-- 
will be at the installation starting in October 2011. The return of 
most of the brigades, combined with longer periods of time at the duty 
station, will further increase the demand for housing on and around 
Fort Riley. Installation housing officials said that due to the 
limited amount of housing, service members have had to look further 
away from the installation to find adequate housing. Community 
officials noted that in recent years families have not relocated 
immediately with service members due to continuous deployment, which 
has led to difficulty in estimating the amount of family housing 
needed in the future. 

* Cannon Air Force Base has a projected deficit of about 530 family 
housing units (about 20 percent of projected demand at the 
installation), based on Air Force data. In addition to the planned 
population increase at the installation, installation and community 
officials expect additional demand for housing in the area from the 
labor force expected to construct projects on the installation in 
support of the planned growth and a large energy project in the 
community. Installation officials said that occupancy rates for rental 
housing in the community have exceeded 99 percent in 2010 and 2011. 
Due to the limited availability of housing in the community, 
installation officials said there is a high demand for even inadequate 
family housing units on base, which are expected to be privatized in 
2012. Additionally, some service members are purchasing homes in the 
area and others are paying more than the housing allowance for rent or 
renting in less desirable areas. 

* Fort Drum has a current estimated deficit of about 1,700 family 
housing units (nearly 20 percent of family housing demand at the 
installation), based on Army data. Fort Drum officials stated that the 
lack of available housing in the community surrounding the 
installation, among other issues, has led an increasing number of 
service members to relocate to the installation without their 
families. By relocating to the installation unaccompanied, these 
service members can find smaller housing units than they would need 
for their family or share housing with another service member. 
Alternatively, depending on the availability of housing, some service 
members that relocate with their families obtain housing 30 to 40 
miles away from the installation. Installation and community officials 
stated they expect housing availability to be further limited starting 
in 2012 when all but about 1,000 of Fort Drum's deployed soldiers are 
expected to be at the installation for the first time since their 
recent growth occurred. Having most of the units return is expected to 
exacerbate current housing demand. 

* Fort Bliss has a current estimated deficit of about 2,900 family 
housing units (about 15 percent of family housing demand at the 
installation), based on Army data. Due to the limited amount of 
housing near the installation that is affordable to junior enlisted 
personnel, Fort Bliss officials stated that junior enlisted personnel 
typically obtain housing on the outskirts of El Paso and experience 
long commutes to the installation. Officials noted that growth in the 
civilian population of El Paso due to families relocating there from 
Mexico has further limited the supply of housing available in the 
community for service members, and as more soldiers return from 
deployment over the next year, the community's housing supply will be 
further strained. 

* Camp Lejeune and Marine Corp Air Station New River, North Carolina, 
have an estimated deficit of nearly 3,500 family housing units (nearly 
20 percent of family housing demand at the installation), according to 
Marine Corps data. Despite the estimated shortfalls, installation 
housing officials said that service members have not encountered 
challenges in obtaining housing in the community, in part due to the 
number of mobile homes in the area. While DOD considers mobile homes 
as inadequate housing and does not include these units in its housing 
market analyses, some service members have chosen to live in these 
homes, which helped mitigate the projected housing deficit. 

DOD Uses Several Tools to Address Housing Challenges: 

Service members are encountering challenges obtaining adequate housing 
at some installations due to the limited supply of housing in the 
area, but DOD's policy is to rely on the private sector as the primary 
source of housing for personnel normally eligible to draw a housing 
allowance and DOD is limited in its ability to increase the supply of 
housing in the community. However, installation housing officials we 
interviewed use or have plans to use several tools to help service 
members and their families obtain housing either on base or in the 
community, many of which could be replicated and used in other areas. 
Selected tools include: 

* Housing privatization: Since 1996, the military services have been 
obtaining private sector financing and management to repair, renovate, 
construct, and operate military family housing on the installations-- 
also known as housing privatization.[Footnote 26] In a typical 
privatized military housing project, a military department leases land 
to a developer for a term of 50 years. The developer is responsible 
for constructing new homes or renovating existing homes and leasing 
them, giving preference to military service members and their 
families. Service members who choose to live in the privatized housing 
then use their housing allowance to pay rent. Housing officials at 
each of the installations we interviewed are developing and 
implementing plans to negotiate with privatization partners to 
increase the supply of adequate housing on base. For example, Fort 
Bliss officials stated that their privatization partner has agreed to 
build an additional 800 to 1,000 privatized homes on the installation 
to help address the housing deficit. An installation official expected 
that the homes would not be completed until 2012, at the earliest. 
Additionally, the Army and Navy have privatized housing for 
unaccompanied senior enlisted personnel and officers at five 
installations: Fort Irwin, California; Naval Station San Diego, 
California; Fort Stewart, Georgia; Fort Drum, New York; and Fort 
Bragg, North Carolina. The Navy also privatized unaccompanied housing 
for junior enlisted personnel at Naval Station San Diego, California, 
and Naval Station Norfolk, Virginia. The Army and Navy selected these 
sites due to projected deficits in housing for unaccompanied personnel. 

* Domestic leasing program: The domestic leasing program provides 
temporary housing for military families pending availability of 
permanent housing through DOD payment of rent and other housing costs 
of privately owned housing units that are assigned to military 
families as government quarters. For example, Army officials stated 
they are using the program as a short term bridging strategy for 
housing service members and their families until local communities 
respond to the increasing housing demand near installations. The 
program is currently in use at two growth installations--Fort Drum and 
Fort Bliss. 

* Military Family Housing Leasing Program (commonly referred to as the 
Section 801 housing program): Starting in 1984, a number of DOD 
installations contracted with developers to build new rental housing 
on or near military installations through the Section 801 housing 
program--a forerunner to the current Military Housing Privatization 
Initiative.[Footnote 27] DOD used the Section 801 Housing program as a 
means for improving and expanding military family housing through 
private developers' investment. The leases at four of the 
installations within our scope have expired or will expire within the 
next 2 years and will not be renewed, according to housing officials 
at these installations. While the existing contracts at Cannon Air 
Force Base will expire in 2012 and 2013, installation housing 
officials stated that the installation is attempting to develop a 
"bridge lease" that will allow service members to continue renting the 
units with some revisions to the current lease agreement to help meet 
the increased housing demand. In addition, as we previously reported, 
Fort Hood, Texas, extended its Section 801 housing lease to 2029 and 
renegotiated the lease terms to retain priority use of the units for 
military personnel and DOD civilians.[Footnote 28] 

* Low-Income Housing Credit: The Housing and Economic Recovery Act, 
[Footnote 29] which Congress enacted in 2008, contained a provision 
that altered the way the Basic Allowance for Housing was treated for 
the purposes of determining eligibility under the Low Income Housing 
Tax Credit Program.[Footnote 30] The provision, which is effective 
through January 2012, applies only to certain military installations, 
but according to installation officials it can, in some cases, 
effectively expand the supply of available housing. Nine military 
installations qualified for the program, including three installations 
expecting significant growth--Fort Riley, Fort Bliss, and Fort Hood. 
Fort Riley and Fort Bliss officials said that the provision can allow 
more service members to qualify for low-income housing. One growth 
installation--Fort Drum--did not qualify for the program, but Fort 
Drum officials estimated that if the installation had qualified an 
additional 200 tax credit housing units would likely have been 
constructed near the installation. 

* Housing requirements and market analyses: The military services 
routinely conduct housing requirements and market analyses to 
determine projected housing surpluses or deficits based on the number 
of personnel expected to be stationed at the installation in a given 
year and to determine housing requirements and the community's ability 
to meet those requirements. Based on the results of these analyses, 
the services can determine whether to use housing tools such as 
housing privatization, government-owned housing, or leasing at an 
installation. Officials at all five of the installations we 
interviewed indicated they use the housing analyses as a tool to 
determine current and projected housing deficits and how to address 
the deficits. However, officials we interviewed at a few installations 
raised concerns about the process to develop the analyses and the 
accuracy of the results, noting issues with the data used to establish 
the estimates and the lack of input from housing officials at the 
installation. 

* Extension of lodging allowance: The Temporary Lodging Expense 
Allowance is designed to partially offset expenses when a service 
member occupies temporary quarters in the continental United States 
while relocating from one installation to another. The Army has 
extended the use of this allowance at two growth installations--Fort 
Drum and Fort Bliss--from 10 days to up to 60 days. While Fort Bliss 
officials stated that service members have generally been able to find 
housing within 10 days, the installation requested the extension in 
anticipation of future growth at the installation when officials 
expect that it will take longer for service members to find housing. 

* Installation-community collaboration: Among other responsibilities, 
DOD's Office of Economic Adjustment assists growth communities 
affected by DOD actions, such as BRAC, that have expressed a need for 
planning assistance. The Office of Economic Adjustment has encouraged 
the communities near growth installations to establish "growth 
management organizations" that are designed to work on issues 
associated with community growth and typically include high-level 
installation officials. The Office of Economic Adjustment has provided 
grants to assist some of the organizations to plan to accommodate the 
expected population increases and undertake studies to identify gaps 
in local infrastructure, such as housing. In addition, the growth 
management organizations provide a forum for community and 
installation officials to communicate about challenges, including 
housing, and develop plans to mitigate the challenges. For example, 
community officials from the Fort Drum Regional Liaison Organization 
said the organization has plans to host an event this year to bring 
together installation officials, developers, financers, and state and 
local officials to encourage new housing development around the 
installation. 

* Housing allowance waiver: The Navy and Coast Guard have identified 
"critical housing areas" where there is a short supply of housing on 
base and in the community. In such areas, a service member may choose 
to leave their dependents at their previous duty location and relocate 
to the new duty location unaccompanied while continuing to receive the 
housing allowance at the rate for the prior location. By relocating to 
an area unaccompanied, the service member may have more housing 
choices, such as living in a smaller unit than the family needs or 
sharing housing with another member. However, the service member has 
to pay for housing for himself or herself in one location and his or 
her family in another location, which could be costly. The Navy 
designated six critical housing areas in 2009, but did not designate 
any critical housing areas in 2010. The Coast Guard designated 23 
critical housing areas in 2010. While the Army and Air Force have not 
identified critical housing areas, officials told us that service 
secretaries can authorize the housing allowance to be paid based on a 
dependent's location or previous duty station on an exception basis if 
circumstances require dependents to reside separately from the service 
member or other circumstances deemed acceptable by the secretary. 

* Rental Partnership Program: The Rental Partnership Program helps 
service members obtain housing at a reduced cost. Installations 
negotiate deals with local housing management companies to enter into 
written agreements to make adequate housing available to service 
members. Installations develop their own unique aspects of the 
program. For example, Camp Lejeune uses the program to reduce move-in 
costs for junior enlisted service members trying to obtain housing in 
the community. 

* Automated Housing Referral Network: The Automated Housing Referral 
Network is an Internet-based rental database used by service members 
to find housing. The database contains information on housing on base 
and in the community, as well as temporary lodging, shared rentals, 
and housing units for sale by owner. The network is widely used across 
the services, including the Coast Guard, according to officials in 
DOD's Directorate of Housing and Competitive Sourcing. 

DOD Does Not Have a Formal Process for Sharing Information on Tools to 
Address Housing Challenges: 

Installation housing officials we interviewed generally share 
information on tools they use or plan to use to address housing-
related challenges on a regular, but ad hoc basis. For example, Fort 
Drum, Fort Riley, and Fort Bliss officials stated that most of their 
information sharing is done through informal email communication with 
other Army housing officials. In addition, housing officials we 
interviewed at each of the five installations said that they 
communicate informally with installations from other services at the 
Professional Housing Management Association's annual conference, where 
officials from all of the military services discuss, among other 
topics, housing tools and challenges at their installations. 
Installation housing officials we interviewed generally stated that 
having a repository with information about tools, their use, and their 
impact at addressing housing challenges would be beneficial as the 
installations continue to plan for current and future growth. 

According to the Standards for Internal Control in the Federal 
Government, information should be communicated to the individuals 
within an organization that need it to carry out their 
responsibilities.[Footnote 31] Among other responsibilities, the 
Deputy Under Secretary of Defense (Installations and Environment), 
which is part of the Office of the Under Secretary of Defense 
(Acquisition, Technology and Logistics), is responsible for providing 
guidance and general procedures about housing, including community 
housing and DOD housing, and communicating and coordinating with the 
military departments, including through regular meetings about housing 
policy and other housing issues. DOD's Housing Management Manual 
states that, subject to the authority and direction of their 
respective DOD components, installation commanders are responsible for 
ensuring that service members have access to suitable housing. 
[Footnote 32] However, installation housing officials do not readily 
have access to information about certain tools and their use by other 
installations and services that could help service members obtain 
suitable housing because DOD does not have a formalized information-
sharing process to store and share this information. Without such a 
process, DOD cannot ensure that installations that are currently 
facing housing challenges or may encounter such challenges in the 
future have access to the necessary information on what tools have 
worked elsewhere to best position installations to mitigate or solve 
the challenges. While information shared through informal networks is 
useful to those who receive the information, there is no assurance 
that information shared and learned through these communications can 
be of use to others if the information is not stored and available for 
others to readily access. 

We identified instances where installation housing officials were 
generally unaware of some tools available to address housing 
challenges. For example, of the five growth installations we spoke to, 
three installations were unaware of the authority DOD previously had 
to prescribe temporary increases in housing allowance rates in areas 
that are experiencing a sudden increase in the number of service 
members assigned to the installation. Officials at one installation in 
an area with low vacancy rates noted that the installation did not 
become aware of the authority until after it expired and noted that an 
increase in the housing allowance rates would have increased service 
members' ability to obtain housing. In addition, officials we 
interviewed at another installation were not aware of the Rental 
Partnership program. We also found an instance where officials at one 
installation said it would be helpful to have information from other 
installations implementing the domestic leasing program to get the 
program started at their installation. 

Conclusions: 

DOD spends billions of dollars each year to pay the housing allowance 
to over a million service members so that they can obtain housing for 
themselves and their families. DOD's housing allowance rate-setting 
process is generally viewed as effective and DOD has made improvements 
to the process over the past decade. Nevertheless, there are 
opportunities for DOD to further enhance its rate-setting process and 
improve the accuracy of the housing allowance rates. Accurate housing 
allowance rates are critical to meeting DOD's goals for the housing 
allowance program. Rates that are lower than the average housing costs 
in the community limit service members' ability to obtain adequate 
housing in the community, while rates that are higher than the average 
housing costs risk DOD spending more money than needed for the 
allowance. Providing additional information to installation officials 
about the costs that comprise the housing allowance rate--rent, 
utilities, and renter's insurance--would enable those officials to 
help review the accuracy of the local market-based rates, given their 
expertise in the local housing area. Similarly, if DOD provided such 
information to service members, it could help them to make more 
informed decisions about their housing choices. Additionally, 
analyzing the benefits and drawbacks of revising the definition of 
"available" rental properties for data collection--and revising the 
definition, as needed--could enable DOD to increase the sample of 
adequate and appropriate properties used to determine the median 
rental cost in an area, potentially improving the accuracy of the 
housing allowance rates. Furthermore, until DOD develops a process 
that results in more accurate estimates of the total costs of the 
housing allowance, DOD may continue to shift funds from other 
programs, potentially affecting the success of the other programs and 
limiting the ability of key decision makers in Congress and DOD to 
make more informed funding decisions, which is particularly critical 
in the current fiscal environment. 

Population increases and other factors have increased the demand for 
housing on and near installations, leading some service members to 
encounter challenges obtaining off-base housing near some 
installations. DOD officials expect the problem to worsen in the near 
future as some initiatives, such as BRAC, are completed and as service 
members return home from overseas deployments. Installations have used 
a number of tools to help service members find housing, either in the 
community or on the installation. However, until DOD institutes a more 
widespread communications process that allows sharing of these tools 
across military installations and services, DOD cannot ensure that all 
installation officials will have access to valuable information on 
addressing housing challenges due to growth or other causes--both now 
and in the future--that could help improve the quality of life for 
service members and their families. 

Recommendations for Executive Action: 

We recommend that the Secretary of Defense take the following four 
actions: 

* To enhance the transparency of the housing allowance rates, direct 
the Director of the Defense Travel Management Office to revise 
policies to provide information on the three costs that comprise the 
housing allowance rate (rent, utilities, and renter's insurance) by 
geographic area and housing profile to installation housing officials 
to better ensure local-market-based accuracy and to service members to 
increase understanding of the rate when selecting housing. 

* To enhance the accuracy of the housing allowance rates, direct the 
Director of the Defense Travel Management Office to more fully assess 
the benefits and drawbacks of revising the definition of "available" 
rental properties used for data collection purposes, either for all 
military housing areas or only those military housing areas that meet 
a certain low vacancy threshold. 

* To promote more accurate budgeting by DOD, direct the Under 
Secretary of Defense (Comptroller) and the military services to more 
fully identify the causes of inaccurate cost estimates for the Basic 
Allowance for Housing program and develop and implement procedures to 
improve these estimates. At a minimum, these procedures should include 
processes to more accurately estimate the number of service members 
who will receive the allowance. 

* To ensure that current or future growth installations that 
experience housing challenges have access to information on tools to 
address these challenges, direct the Under Secretary of Defense 
(Acquisition, Technology and Logistics) and the Office of the Deputy 
Assistant Secretary of Defense (Installations and Environment) to 
develop a communications process so that installations can more 
routinely share best practices and their use of tools and mechanisms 
to address housing challenges. 

Agency Comments and Our Evaluation: 

In written comments on a draft of this report, DOD generally concurred 
with all four of our recommendations. DOD's response to our 
recommendations is printed in its entirety in appendix III. DOD also 
provided technical comments, which we incorporated, as appropriate. 
The Department of Homeland Security reviewed a draft of this report 
and did not have comments. 

DOD partially concurred with our recommendation to provide service 
members with information on the three elements that comprise the 
allowance (rent, utilities, and renter's insurance). In its response, 
DOD said that it will provide the cost elements as a percentage range 
of total costs across all profiles by 2012. We believe that this meets 
the intent of our recommendation. 

DOD concurred with our second recommendation to assess the benefits 
and drawbacks of revising the definition of "available" rental 
properties used for data collection purposes. DOD said that it has 
already done so and plans to expand the definition of available 
properties to include those properties that will be available at a 
future date. 

DOD concurred with our third recommendation to identify the cause of 
inaccurate cost estimates of the allowance program and improve 
procedures to address this problem. DOD plans to establish a working 
group, led by the Office of the Under Secretary of Defense 
(Comptroller), to better understand how the services budget for the 
housing allowance and document and share best practices for estimating 
the amount needed to pay the allowance. 

DOD concurred with our fourth recommendation to develop a 
communications process to share best practices among the installations 
and plans to use the Office of the Secretary of Defense's Housing 
Policy Panel and other resources to share information on tools to 
address housing challenges. 

We are sending copies of this report to the appropriate congressional 
committees. We are also sending copies to the Secretary of Defense; 
the Under Secretary of Defense (Comptroller); the Under Secretary of 
Defense (Acquisition, Technology and Logistics); the Secretaries of 
the Army, Navy, and Air Force; the Commandant of the Marine Corps; the 
Secretary of Homeland Security; and the Commandant of the Coast Guard. 
This report will also be available at no charge on our Web site at 
[hyperlink, http://www.gao.gov]. Should you or your staff have any 
questions concerning this report, please contact me at (202) 512-4523 
or leporeb@gao.gov. Contact points for our Offices of Congressional 
Relations and Public Affairs may be found on the last page of this 
report. Key contributors are listed in appendix IV. 

Signed by: 

Brian J. Lepore: 
Director, Defense Capabilities and Management: 

List of Committees: 

The Honorable Carl Levin: 
Chairman: 
The Honorable John McCain: 
Ranking Member: 
Committee on Armed Services: 
United States Senate: 

The Honorable Daniel Inouye: 
Chairman: 
The Honorable Thad Cochran: 
Ranking Member: 
Subcommittee on Defense: 
Committee on Appropriations: 
United States Senate: 

The Honorable Howard P. McKeon: 
Chairman: 
The Honorable Adam Smith: 
Ranking Member: 
Committee on Armed Services: 
House of Representatives: 

The Honorable C.W. "Bill" Young: 
Chairman: 
The Honorable Norman D. Dicks: 
Ranking Member: 
Subcommittee on Defense: 
Committee on Appropriations: 
House of Representatives: 

[End of section] 

Appendix I: Scope and Methodology: 

To determine whether the Department of Defense (DOD) could enhance its 
housing allowance rate-setting process, we reviewed reports about 
DOD's process, including DOD's 2010 report to Congress,[Footnote 33] 
and laws and guidance governing the program. Additionally, we spoke 
with officials responsible for overseeing the rate-setting process in 
the Defense Travel Management Office; housing officials in the 
Directorate of Housing and Competitive Sourcing within the Office of 
the Under Secretary of Defense (Acquisition, Technology and 
Logistics); a budget official in the Office of the Under Secretary of 
Defense (Comptroller); and military compensation and budget officials 
responsible for housing allowances from the Army, Navy, Marine Corps, 
and Air Force. We also met with representatives from the Coast Guard 
to discuss their role in the process for setting basic housing 
allowances. Furthermore, we contacted installation housing officials 
from Fort Riley, Kansas; Cannon Air Force Base, New Mexico; Fort Drum, 
New York; Camp Lejeune, North Carolina; and Fort Bliss, Texas, to 
discuss how they collect and submit housing cost data that feed into 
DOD's rate-setting process. Our rationale for selecting these 
installations is discussed below. Additionally, we spoke with a 
representative from DOD's contractor for the data collection efforts. 
We discussed the technical aspects of a draft of this report with a 
representative for the contractor. 

To help ensure that we identified a wide range of potential 
enhancements to DOD's current rate-setting process, we also spoke with 
representatives from six other organizations: the Center for Naval 
Analyses, the Lewin Group, the RAND Corporation, the Fleet Reserve 
Association, the Military Officers Association of America, and the 
National Military Family Association. We selected these organizations 
because representatives have knowledge about military compensation 
generally or the Basic Allowance for Housing program specifically, as 
shown in published reports or through testifying before Congress and 
the three associations represent interests of military service members 
and their families. In addition to publishing other work on military 
compensation, the Lewin Group performed the research on which DOD 
based its 2010 report to Congress on housing standards and the 
allowance rate-setting process. We considered a number of potential 
enhancements to DOD's current rate-setting process and performed 
further analyses to determine the benefits and drawbacks of each, 
including potential financial savings or costs. 

Through the additional analyses of each of the enhancements, we 
determined whether the alternative was viable and could enhance DOD's 
rate-setting process without significantly increasing program costs. 
For example, with regard to the enhancement of providing more 
information to service members about the three costs that comprise the 
housing allowance rate, we obtained and analyzed data from the Defense 
Travel Management Office on the three costs that comprise the rate for 
the six housing profiles in each of the 364 military housing areas. We 
assessed the reliability of the data by performing electronic testing 
for obvious errors in the accuracy and completeness of the data and 
reviewing documentation on how the data are collected and determined 
that the data were sufficiently reliable for our purposes. 
Additionally, we discussed the enhancement with officials from the 
Defense Travel Management Office, the service Basic Allowance for 
Housing representatives, and five selected installations. Similarly, 
with regard to DOD's process to budget for the housing allowance, we 
analyzed budget justification data for the Army, Navy, Marine Corps, 
and Air Force for personnel receiving the housing allowance at the 
"with" and "without" dependents rates by comparing the amount DOD 
estimated to the amount obligated. We reviewed the annual budget, 
supplemental requests, and funding for housing allowances requested in 
support of Overseas Contingency Operations. We could not compare DOD's 
estimates to its actual obligations for the housing allowance prior to 
2006, as the supplemental budget requests prior to 2006 did not 
provide sufficient detail for us to determine the amount estimated for 
the housing allowance and neither the Office of the Under Secretary of 
Defense (Comptroller) or the military services could provide this 
information. The Coast Guard's budget justification documents to 
Congress are not in enough detail compared to similar budget 
justification documents to Congress from the other military services 
so we could not perform a thorough analysis of the Coast Guard's cost 
estimates; however, Coast Guard officials provided similar information 
that allowed us to compare the Coast Guard's overall estimates to 
obligations. 

To determine whether service members relocating to installations that 
DOD projects to experience significant growth have encountered 
challenges in obtaining off-base housing and the extent to which DOD 
is using and sharing information on tools to address these challenges, 
we reviewed and analyzed applicable documentation and interviewed 
knowledgeable officials. Specifically, we analyzed data from the 
Housing Requirement and Market Analyses for the 26 growth 
installations to determine DOD's housing deficit projections at these 
installations. While we recognize that there are some shortcomings of 
the data, including concerns raised by installation housing officials 
about the process to develop the analyses and the accuracy of the 
results, we used the data to provide context on projected housing 
deficits and determined that the data were sufficiently reliable for 
this purpose. To better understand the tools available to address 
housing challenges, we reviewed the relevant legislation; DOD's Joint 
Federal Travel Regulations; service-level policies and other 
documentation on tools; and past GAO reports that discuss military 
housing privatization, the Domestic Leasing Program, and Section 801 
housing.[Footnote 34] Additionally, we interviewed housing officials 
in the Directorate of Housing and Competitive Sourcing within the 
Office of the Under Secretary of Defense (Acquisition, Technology and 
Logistics); the Army, Navy, Marine Corps, Air Force, and Coast Guard 
headquarters; and five domestic military installations--Fort Riley, 
Kansas; Cannon Air Force Base, New Mexico; Fort Drum, New York; Camp 
Lejeune, North Carolina; and Fort Bliss, Texas--to obtain information 
on whether service members have encountered challenges in obtaining 
housing, tools the installations are using to address these 
challenges, and processes for sharing information on the tools. Our 
rationale for selecting these installations is discussed below. To 
better understand the housing issues in the communities, we 
interviewed officials who work with growth communities in DOD's Office 
of Economic Adjustment and contacted community organization 
representatives in each of the communities near the 26 growth 
installations identified by the Office of Economic Adjustment. 

To obtain installation officials' perspectives on both DOD's rate- 
setting process and housing challenges and tools, we interviewed 
housing officials from a nonprobability sample of five domestic 
military installations: Fort Riley, Cannon Air Force Base, Fort Drum, 
Camp Lejeune, and Fort Bliss. We selected installations that met 
criteria that address both of these issues. Specifically, we began our 
selection with DOD's list of 26 significantly impacted growth 
installations. We narrowed the list to the five we selected to obtain 
a sample of installations with a range of the following 
characteristics: communities that had identified housing as a 
challenge in the growth profiles published by the Office of Economic 
Adjustment, installations with different geographic and population 
concentrations, installations from different military services, and 
installations with officials that the Defense Travel Management Office 
identified as particularly knowledgeable about the housing allowance 
rate-setting process. Not all installations met all of the criteria. 
Our selection of three Army installations reflects that the majority 
of significantly impacted growth installations are Army installations. 
Because we selected a nonprobability sample of installations, the 
information obtained from interviews with officials from these five 
installations cannot be generalized to other installations. 

We conducted this performance audit from August 2010 through May 2011, 
in accordance with generally accepted government auditing standards. 
Those standards require that we plan and perform the audit to obtain 
sufficient, appropriate evidence to provide a reasonable basis for our 
findings and conclusions based on our audit objectives. We believe 
that the evidence obtained provides a reasonable basis for our 
findings and conclusions based on our audit objectives. 

[End of section] 

Appendix II: Summary of DOD's Process to Set Housing Allowance Rates: 

By law, housing allowance rates are to be based on the costs of 
adequate housing for civilians with comparable income levels in the 
same areas.[Footnote 35] To do this, the Department of Defense (DOD) 
identified six housing profiles, ranging from a one-bedroom apartment 
to a four-bedroom single-family detached house and identified a pay 
grade for each profile--also referred to as an anchor--that matches 
the type of housing normally occupied by civilians with comparable 
incomes. Using the housing profiles and the local costs of each 
profile in the geographic areas of the country, DOD establishes the 
allowance rates each year. 

DOD established separate housing profiles for members with and without 
dependents and established a method to ensure that allowance rates 
would increase with each pay grade.[Footnote 36] For example, the one- 
bedroom apartment profile corresponds to an E-4 without dependents and 
the four bedroom single family home profile corresponds to an O-5 with 
dependents. DOD sets the housing allowance rates for pay grades that 
are not anchors based on the last anchor plus a percentage of the 
difference between the last anchor and the next anchor. For example, 
an E-7 with dependents receives the same rate as an E-6--the anchor 
for a three-bedroom townhouse--plus 36 percent of the difference 
between the anchor for a three-bedroom townhouse and three-bedroom 
single-family detached house. Table 1 and table 2 show the housing 
profiles for each pay grade and the method DOD uses to calculate the 
allowance rates for service members with dependents and without 
dependents, respectively. 

Table 1: 2011 National Average Monthly Housing Allowance for Service 
Members with Dependents, by Pay Grade: 

Pay grade: E-1; 
Housing profile: 2-bedroom apartment; 
Allowance rate calculation[A]: Midpoint of 2-bedroom apartment and 2-
bedroom townhouse; 
2011 national average monthly housing allowance: $1,124. 

Pay grade: E-2; 
Housing profile: 2-bedroom apartment; 
Allowance rate calculation[A]: Midpoint of 2-bedroom apartment and 2-
bedroom townhouse; 
2011 national average monthly housing allowance: $1,124. 

Pay grade: E-3; 
Housing profile: 2-bedroom apartment; 
Allowance rate calculation[A]: Midpoint of 2-bedroom apartment and 2-
bedroom townhouse; 
2011 national average monthly housing allowance: $1,124. 

Pay grade: E-4; 
Housing profile: 2-bedroom apartment; 
Allowance rate calculation[A]: Midpoint of 2-bedroom apartment and 2-
bedroom townhouse; 
2011 national average monthly housing allowance: $1,124. 

Pay grade: E-5; 
Housing profile: 2-bedroom townhouse; 
Allowance rate calculation[A]: Anchor; 
2011 national average monthly housing allowance: $1,221. 

Pay grade: O-1; 
Housing profile: 2-bedroom townhouse; 
Allowance rate calculation[A]: 11%; 
2011 national average monthly housing allowance: $1,244. 

Pay grade: O-2; 
Housing profile: 2-bedroom townhouse; 
Allowance rate calculation[A]: 98%; 
2011 national average monthly housing allowance: $1,423. 

Pay grade: E-6; 
Housing profile: 3-bedroom townhouse; 
Allowance rate calculation[A]: Anchor; 
2011 national average monthly housing allowance: $1,427. 

Pay grade: W-1; 
Housing profile: 3-bedroom townhouse; 
Allowance rate calculation[A]: 1%; 
2011 national average monthly housing allowance: $1,431. 

Pay grade: E-7; 
Housing profile: 3-bedroom townhouse; 
Allowance rate calculation[A]: 36%; 
2011 national average monthly housing allowance: $1,494. 

Pay grade: O-1E; 
Housing profile: 3-bedroom townhouse; 
Allowance rate calculation[A]: 44%; 
2011 national average monthly housing allowance: $1,510. 

Pay grade: W-2; 
Housing profile: 3-bedroom townhouse; 
Allowance rate calculation[A]: 52%; 
2011 national average monthly housing allowance: $1,525. 

Pay grade: E-8; 
Housing profile: 3-bedroom townhouse; 
Allowance rate calculation[A]: 75%; 
2011 national average monthly housing allowance: $1,568. 

Pay grade: O-2E; 
Housing profile: 3-bedroom townhouse; 
Allowance rate calculation[A]: 93%; 
2011 national average monthly housing allowance: $1,601. 

Pay grade: O-3; 
Housing profile: 3-bedroom townhouse; 
Allowance rate calculation[A]: 98%; 
2011 national average monthly housing allowance: $1,611. 

Pay grade: W-3; 
Housing profile: 3-bedroom single family house; 
Allowance rate calculation[A]: Anchor; 
2011 national average monthly housing allowance: $1,615. 

Pay grade: E-9; 
Housing profile: 3-bedroom single family house; 
Allowance rate calculation[A]: 16%; 
2011 national average monthly housing allowance: $1,679. 

Pay grade: W-4; 
Housing profile: 3-bedroom single family house; 
Allowance rate calculation[A]: 22%; 
2011 national average monthly housing allowance: $1,704. 

Pay grade: O-3E; 
Housing profile: 3-bedroom single family house; 
Allowance rate calculation[A]: 26%; 
2011 national average monthly housing allowance: $1,720. 

Pay grade: W-5; 
Housing profile: 3-bedroom single family house; 
Allowance rate calculation[A]: 48%; 
2011 national average monthly housing allowance: $1,809. 

Pay grade: O-4; 
Housing profile: 3-bedroom single family house; 
Allowance rate calculation[A]: 58%; 
2011 national average monthly housing allowance: $1,849. 

Pay grade: O-5; 
Housing profile: 4-bedroom single family house; 
Allowance rate calculation[A]: Anchor; 
2011 national average monthly housing allowance: $2,019. 

Pay grade: O-6; 
Housing profile: 4-bedroom single family house; 
Allowance rate calculation[A]: 1%; 
2011 national average monthly housing allowance: $2,039. 

Pay grade: O-7; 
Housing profile: 4-bedroom single family house; 
Allowance rate calculation[A]: 2%; 
2011 national average monthly housing allowance: $2,059. 

Pay grade: O-8; 
Housing profile: 4-bedroom single family house; 
Allowance rate calculation[A]: Same as O-7; 
2011 national average monthly housing allowance: $2,059. 

Pay grade: O-9; 
Housing profile: 4-bedroom single family house; 
Allowance rate calculation[A]: Same as O-7; 
2011 national average monthly housing allowance: $2,059. 

Pay grade: O-10; 
Housing profile: 4-bedroom single family house; 
Allowance rate calculation[A]: Same as O-7; 
2011 national average monthly housing allowance: $2,059. 

Source: DOD and GAO analysis of DOD data. 

[A] Allowance rate is the anchor rate plus this percentage of the 
difference with the next highest anchor rate. 

[End of table] 

Table 2: 2011 National Average Monthly Housing Allowance for Service 
Members without Dependents, by Pay Grade: 

Pay grade: E-1; 
Housing profile: 1-bedroom apartment; 
Allowance rate calculation[A]: Same as E-4; 
2011 national average monthly housing allowance: $865. 

Pay grade: E-2; 
Housing profile: 1-bedroom apartment; 
Allowance rate calculation[A]: Same as E-4; 
2011 national average monthly housing allowance: $865. 

Pay grade: E-3; 
Housing profile: 1-bedroom apartment; 
Allowance rate calculation[A]: Same as E-4; 
2011 national average monthly housing allowance: $865. 

Pay grade: E-4; 
Housing profile: 1-bedroom apartment; 
Allowance rate calculation[A]: Anchor; 
2011 national average monthly housing allowance: $865. 

Pay grade: E-5; 
Housing profile: 1-bedroom apartment; 
Allowance rate calculation[A]: 67%; 
2011 national average monthly housing allowance: $978. 

Pay grade: O-1; 
Housing profile: 2-bedroom apartment; 
Allowance rate calculation[A]: Anchor; 
2011 national average monthly housing allowance: $1,033. 

Pay grade: E-6; 
Housing profile: 2-bedroom apartment; 
Allowance rate calculation[A]: 7%; 
2011 national average monthly housing allowance: $1,097. 

Pay grade: W-1; 
Housing profile: 2-bedroom apartment; 
Allowance rate calculation[A]: 31%; 
2011 national average monthly housing allowance: $1,117. 

Pay grade: E-7; 
Housing profile: 2-bedroom apartment; 
Allowance rate calculation[A]: 53%; 
2011 national average monthly housing allowance: $1,157. 

Pay grade: O-2; 
Housing profile: 2-bedroom apartment; 
Allowance rate calculation[A]: 83%; 
2011 national average monthly housing allowance: $1,194. 

Pay grade: O-1E; 
Housing profile: 2-bedroom townhouse; 
Allowance rate calculation[A]: Anchor; 
2011 national average monthly housing allowance: $1,222. 

Pay grade: W-2; 
Housing profile: 2-bedroom townhouse; 
Allowance rate calculation[A]: 19%; 
2011 national average monthly housing allowance: $1,257. 

Pay grade: E-8; 
Housing profile: 2-bedroom townhouse; 
Allowance rate calculation[A]: 20%; 
2011 national average monthly housing allowance: $1,264. 

Pay grade: O-2E; 
Housing profile: 2-bedroom townhouse; 
Allowance rate calculation[A]: 44%; 
2011 national average monthly housing allowance: $1,312. 

Pay grade: E-9; 
Housing profile: 2-bedroom townhouse; 
Allowance rate calculation[A]: 51%; 
2011 national average monthly housing allowance: $1,333. 

Pay grade: W-3; 
Housing profile: 2-bedroom townhouse; 
Allowance rate calculation[A]: 54%; 
2011 national average monthly housing allowance: $1,339. 

Pay grade: O-3; 
Housing profile: 2-bedroom townhouse; 
Allowance rate calculation[A]: 64%; 
2011 national average monthly housing allowance: $1,357. 

Pay grade: O-3E; 
Housing profile: 3-bedroom townhouse; 
Allowance rate calculation[A]: Anchor; 
2011 national average monthly housing allowance: $1,429. 

Pay grade: W-4; 
Housing profile: 3-bedroom townhouse; 
Allowance rate calculation[A]: 9%; 
2011 national average monthly housing allowance: $1,445. 

Pay grade: O-4; 
Housing profile: 3-bedroom townhouse; 
Allowance rate calculation[A]: 40%; 
2011 national average monthly housing allowance: $1,504. 

Pay grade: W-5; 
Housing profile: 3-bedroom townhouse; 
Allowance rate calculation[A]: 45%; 
2011 national average monthly housing allowance: $1,513. 

Pay grade: O-5; 
Housing profile: 3-bedroom townhouse; 
Allowance rate calculation[A]: 63%; 
2011 national average monthly housing allowance: $1,574. 

Pay grade: O-6; 
Housing profile: 3-bedroom single family house; 
Allowance rate calculation[A]: Anchor; 
2011 national average monthly housing allowance: $1,630. 

Pay grade: O-7; 
Housing profile: 3-bedroom single family house; 
Allowance rate calculation[A]: 2%; 
2011 national average monthly housing allowance: $1,660. 

Pay grade: O-8; 
Housing profile: 3-bedroom single family house; 
Allowance rate calculation[A]: Same as O-7; 
2011 national average monthly housing allowance: $1,660. 

Pay grade: O-9; 
Housing profile: 3-bedroom single family house; 
Allowance rate calculation[A]: Same as O-7; 
2011 national average monthly housing allowance: $1,660. 

Pay grade: O-10; 
Housing profile: 3-bedroom single family house; 
Allowance rate calculation[A]: Same as O-7; 
2011 national average monthly housing allowance: $1,660. 

Source: DOD and GAO analysis of DOD data. 

[A] Allowance rate is the anchor rate plus this percentage of the 
difference with the next highest anchor rate. 

[End of table] 

DOD calculates nearly 20,000 separate allowance rates each year: 

* for each of the 27 military pay grades, ranging from E-1 (junior 
enlisted) to O-10 (general or flag officer); 

* for personnel with and without dependents (spouse, children, or 
other dependents); and: 

* in each of the 364 DOD-established military housing areas.[Footnote 
37] 

The housing allowance is intended to cover the average costs of rent, 
utilities, and renter's insurance in private sector housing. Rent, as 
the largest of these three expenses, is the focus of most data 
collection efforts during DOD's annual rate-setting process. DOD 
personnel in installation housing offices and DOD's housing allowance 
contractor collect rental information for the six housing profiles in 
spring and summer, when the rental market is most active and when most 
service members traditionally relocate to new installations. Starting 
in January of each year, the contractor provides training and guidance 
to installation officials who will be collecting rental data. 
Installation officials, who are generally familiar with local housing 
markets, then begin collecting rental information on the six housing 
profiles and send this information to the contractor in three 
submissions in May, June, and July. The units selected for inclusion 
in the sample must be both available, meaning they must be currently 
available to rent or were available on the market within 4 to 6 weeks 
prior to the data submission,[Footnote 38] and adequate. While the 
data collection guidance does not define adequate, it does provide a 
list of examples of inadequate types of housing, including mobile 
homes, efficiency apartments, weekly or seasonal rentals, and housing 
that is in poor physical condition, extremely expensive, or located in 
high-crime areas. Although there are guidelines for housing that is 
inadequate, service members ultimately choose what type of housing and 
where they want to live. While a degree of subjectivity is involved in 
determining whether a property is adequate since the quality of 
housing varies across areas, the installation officials with whom we 
spoke said that they inspect housing units before they are included in 
the rental data submission to help ensure that they are suitable for 
military personnel. Installation officials also submit census tracts 
that are in high-crime or otherwise unsuitable areas so that units in 
these areas are not included in the rental data sample. All units 
included in the sample must also fall within the established military 
housing area. 

Simultaneously, the contractor also collects rental data for the six 
housing profiles within the housing areas by using local newspaper 
classified advertisements, rental listings, and consultations with 
real estate professionals. DOD's goal is for installations to collect 
about 60 percent of rental data while the contractor collects about 40 
percent, but this varies between installations and housing areas. The 
contractor establishes target sample sizes for each housing profile in 
each housing area. Sample sizes can range from several hundred units 
per housing profile where there is a large inventory of available 
housing to as few as five where certain types of housing are not as 
readily available. Each of the services can request site visits each 
year, during which officials from the Defense Travel Management Office 
and the military service and a representative from the contractor 
discuss the rate-setting process with installation officials. Also, 
they view a sample of the available housing stock to better ensure 
that housing allowance rates are accurate for the area, educate 
installation officials on the process, and answer questions from 
installation officials. 

Data collection on rental units stops in August to give the contractor 
adequate time to analyze the data and finalize calculations of the 
median monthly rent for each housing profile in each housing area. For 
quality assurance purposes, the contactor reviews submitted data and 
eliminates data errors, any duplicate units submitted, and extreme 
rent outliers. For example, installation officials and the contractor 
collected a total of nearly 60,000 data points in 2010, but about 
12,800 were excluded as part of the quality control process. The 
contractor also calculates the average utility costs for each housing 
profile by analyzing data collected annually by the U.S. Census 
Bureau's American Community Survey. Utilities factored in the 
calculation include electricity, gas, oil, water, and sewage. The 
third cost element of the housing allowance is renter's insurance; the 
contractor calculates average renter's insurance premiums based on 
rates from leading insurance carriers. 

In early September, the contractor sends the median rental costs and 
the average costs for utilities and renter's insurance to the Defense 
Travel Management Office, which calculates housing allowance rates for 
each pay grade in each of the housing areas, and for personnel with 
and without dependents. The Defense Travel Management Office also 
reviews the information and rate calculations and makes adjustments, 
as appropriate. For example, if rates are 10 percent above or below 
the previous year's rates, the data sample is reviewed with more 
scrutiny to determine if it is representative of the rental market. 
Housing allowance representatives in the compensation offices of each 
of the services then review the rate calculations through October and 
November. These representatives have an opportunity to discuss any 
concerns with the Defense Travel Management Office. Following service 
review, the rates are reviewed and approved by the Office of the 
Deputy Under Secretary of Defense (Military Personnel Policy). The 
approved rates are provided to the Defense Finance and Accounting 
Service and DOD begins paying the new housing allowance rates on 
January 1. Once approved, the Defense Travel Management Office posts 
the housing allowance rates on its Web site and the rates are 
available for service members, as well as the public, to view. 

[End of section] 

Appendix III: Comments from the Department of Defense: 

Under Secretary Of Defense: 
Personnel And Readiness: 
4000 Defense Pentagon: 
Washington, D.C. 20301-4000: 

May 2, 2011: 

Mr. Brian J. Lepore: 
Director, Defense Capabilities and Management: 
U. S. Government Accountability Office: 
441 G Street, N.W. 
Washington. DC 20548: 

Dear Mr. Lepore: 

This letter is the Department of Defense (DoD) response to the 
Government Accountability Office (GAO) draft report GAO-11-462, 
"Military Housing: Enhancements Needed to Housing Allowance Process 
and Information Sharing Among Services" dated May 2011 (GAO Review 
Code 351532). Detailed comments on the report recommendations are 
enclosed. 

The Department partially concurs with the first of the four GAO 
recommendations put forth in the draft report and concurs with the 
remaining three. Although DoD agrees with GAO's intent, and will share 
more information on the cost elements that make up the Basic Allowance 
for Housing (BAH), we must take care how the information is provided 
so that it is not misleading to installation officials and Service 
members. Accordingly, we will meet GAO's intent by providing housing 
cost element information as a percentage range of total housing costs 
across all profiles. DoD has evaluated the window of availability for 
rental properties and will make changes to data collection guidance to 
expand this window. The Services are working to improve their BAH 
budget estimations, and the Office of the Under Secretary of Defense
(Comptroller) will lead a working group to foster sharing of 
methodologies amongst the Services. We will use available tools to 
enhance communication of housing best practices among installations. 

The Department appreciates the opportunity to comment. For questions 
concerning this report, please contact Cheryl Anne Woehr, Defense 
Travel Management Office, at (703) 696-7522 or 
cherylarme.woehr@dnno.pentagon.mil. 

Sincerely, 

Signed by: 

Clifford L. Stanley: 

Enclosure: As stated. 

[End of letter] 

GAO DRAFT REPORT DATED MARCH 31, 2011: 
GA041-462 (GAO CODE 351532): 

"Military Housing: Enhancements Needed To Housing Allowance
Process And Information Sharing Among Services" 

Department Of Defense Comments To The GAO Recommendations: 

Recommendation 1: The Government Accountability Office (GAO) 
recommends that the Secretary of Defense direct the Director of the 
Defense Travel Management Office (DTMO) to revise policies to provide 
information on the three costs that comprise the housing allowance 
rate (rental, utilities, and renter's insurance) by geographic area 
and housing profile to installation housing officials to better ensure 
local market-based accuracy and to Service members to increase 
understanding of the rate when selecting housing. (See page 30/GAO Draft
Report.) 

DoD Response: Partially Concur. Basic Allowance for Housing (BAH) is a 
comprehensive allowance, specifically designed to cover local housing 
costs as a whole, not different allowances for individual cost 
elements. Housing allowances are set based on distinctive housing 
profiles for each pay grade, but Service members are always free to 
make housing choices that meet their individual needs. Expressing the 
allowance in terms of its specific cost elements will add a level of 
complexity that may be confusing to Service members and lead to 
misinterpretation. BAH rates are set based on median rent and average 
utility and insurance costs, so we expect many Service members to 
experience housing costs that exceed their BAH rate. However, members 
may view individual components as the maximum they can spend. Utility 
costs, specifically, vary greatly with individual usage. A member's 
actual expenses may be higher or lower based on choice of housing and 
where they live. 

DoD will reconcile this position with the GAO recommendation by 
providing housing cost element information as a percentage range of 
total housing costs across all profiles. This additional information 
will assist Service members to make educated housing choices. Specific 
geographic regions will be established based on housing cost 
similarities. This cost breakout will be published with the 2012 BAH 
rates. 

Recommendation 2: The GAO recommends that the Secretary of Defense 
direct the Director of DTMO to more fully assess the benefits and 
drawbacks of revising the definition of "available" rental properties 
used for data collection purposes, either for all military housing 
areas or only those military housing areas that meet a certain low 
vacancy threshold. (See page 30/GAO Draft Report.) 

DoD Response: Concur. DTMO has reviewed the current definition of 
"available." Under this definition, properties can be used that are 
available at the time of data collection. or that were available in 
the preceding 4-6 weeks. This allows a window of 16 weeks (4 months) 
for a property to be available, which we believe is sufficient to 
obtain a representative sample of housing costs in the local area. In 
our experience, expanding the window of time with an earlier starting 
date does not result in a substantial number of additional properties.
To expand the available window forward. and to address the underlying 
concern from housing offices that many of the most desirable 
properties are never vacant. DTMO will direct the data collection 
contractor to accept properties advertised for rent even if they will 
not be available for occupancy until a future date. DTMO will also 
direct the data collection contractor to include this expanded 
definition of available in the data collection process guide for 
housing offices and in training workshops. 

Recommendation 3: The GAO recommends that the Secretary of Defense 
direct the Under Secretary of Defense (Comptroller) and the military 
Services to more fully identify the causes of inaccurate cost 
estimates for the BAH program and develop and implement procedures to 
improve these estimates. At a minimum, these procedures should include 
processes to more accurately estimate the number of Service members 
who will receive the allowance. (See page 30/GAO Draft Report.) 

DoD Response: Concur. The Office of the Under Secretary of Defense 
(Comptroller) will lead a working group of Service representatives to 
better understand how the Services develop BAH budget estimates with 
the intent of documenting best estimating practices and sharing ideas 
amongst the Services. 

Recommendation 4: The GAO recommends that the Secretary of Defense 
direct the Under Secretary of Defense (Acquisition, Technology and 
Logistics (AT&L)) and the Office of the Deputy Assistant Secretary of 
Defense (Installations and Environment) to develop a communications 
process so that installations can more routinely share best practices 
and their use of tools and mechanisms to address housing-related 
challenges. (See page 31/GAO Draft Report.) 

DoD Response: Concur. While providing guidance on housing operations 
is part of the AT&L mission; communicating with and training members 
on available housing tools is a responsibility of the military 
Services. To satisfy the recommendation, we will use the OSD Housing 
Policy Panel to disseminate information on the available tools to the 
housing leaders of the Services. The Services may be able to use 
another available tool, the Professional Housing Management 
Association's annual Professional Development Seminar to further 
provide information to its housing management teams. 

[End of section] 

Appendix IV: GAO Contact and Staff Acknowledgments: 

GAO Contact: 

Brian J. Lepore, (202) 512-4523 or leporeb@gao.gov: 

Staff Acknowledgments: 

In addition to the contact named above, Laura Talbott, Assistant 
Director; Steven Banovac; Hilary Benedict; Joel Grossman; Brandon 
Jones; Ron La Due Lake; Charles Perdue; Richard Powelson; and Michael 
Willems made key contributions to this report. 

[End of section] 

Footnotes: 

[1] DOD provides service members with other types of housing 
allowances depending on varying circumstances, like the Overseas 
Housing Allowance, the Basic Allowance for Housing differential for 
service members paying child support, and the partial Basic Allowance 
for Housing for unaccompanied service members living in government-
owned housing. This report addresses DOD's process to set the Basic 
Allowance for Housing for service members with and without dependents 
living in the United States, which comprised more than 90 percent of 
annual housing allowances paid to military personnel in 2010. 
Throughout this report, references to the Basic Allowance for Housing 
or housing allowance include only service members receiving the 
allowance at the "with" and "without" dependents rates within the 
United States, unless otherwise noted. 

[2] DOD provides active duty personnel with a comprehensive 
compensation package that includes a mix of cash, such as basic pay; 
noncash benefits, such as health care; and deferred compensation, such 
as retirement pension. Service members, including eligible reserve 
personnel serving on active duty, receive the basic allowance for 
housing as a cash payment every month while on active duty. For more 
information on service members' compensation, see GAO, Military 
Personnel: Military and Civilian Pay Comparisons Present Challenges 
and Are One of Many Tools in Assessing Compensation, [hyperlink, 
http://www.gao.gov/products/GAO-10-561R] (Washington, D.C.: April 1, 
2010). 

[3] Pub. L. No. 111-84, § 605. 

[4] DOD, Report on Housing Standards and Housing Surveys Used to 
Determine Basic Allowance for Housing (Washington, D.C.: June 18, 
2010). 

[5] S. Rep. No. 111-201 at 145 (2010). 

[6] For example, certain personnel who are assigned to government-
owned quarters may not be eligible to receive the basic allowance for 
housing. 

[7] National Defense Authorization Act for Fiscal Year 1998, Pub. L. 
No. 105-85, § 603 (1997), codified as amended at 37 U.S.C. § 403. 

[8] From 1949 to 1981, members of the uniformed services received the 
Basic Allowance for Quarters, which varied by a service member's 
dependency status but did not vary by geographic location. In 1981, 
the Basic Allowance for Quarters was supplemented by the Variable 
Housing Allowance, which was location specific and intended to capture 
the variation in housing costs across the country. 

[9] 37 U.S.C. § 403(b)(2). 

[10] DOD's Office of Economic Adjustment designated 24 communities 
surrounding 26 military installations as "growth communities" eligible 
for assistance. One community in North Carolina was in close proximity 
to three Marine Corps installations. For the purposes of this report, 
we describe the growth by installation name rather than by the 
community name and refer to these installations generally as "growth 
installations." Significant growth refers to the establishment or 
expansion involving the assignment of more than 2,000 direct military, 
civilian, and contractor DOD personnel to an installation or more 
military, civilian, and contractor personnel than the number equal to 
10 percent of the number of persons employed in counties or 
independent municipalities within 15 miles of the installation, 
whichever is lesser. 

[11] GAO, Defense Infrastructure: High-Level Federal Interagency 
Coordination Is Warranted to Address Transportation Needs beyond the 
Scope of the Defense Access Roads Program, [hyperlink, 
http://www.gao.gov/products/GAO-11-165] (Washington, D.C.: January 26, 
2011); Military Base Realignments and Closures: Transportation Impact 
of Personnel Increases Will Be Significant, but Long-Term Costs Are 
Uncertain and Direct Federal Support Is Limited, [hyperlink, 
http://www.gao.gov/products/GAO-09-750] (Washington, D.C.: September 
9, 2009); and Defense Infrastructure: High-Level Leadership Needed to 
Help Communities Address Challenge Caused by DOD-Related Growth, 
[hyperlink, http://www.gao.gov/products/GAO-08-665] (Washington, D.C.: 
June 17, 2008). 

[12] [hyperlink, http://www.gao.gov/products/GAO-08-665]. 

[13] Pub. L. No. 111-84, § 605 (2009). 

[14] DOD, Report on Housing Standards and Housing Surveys Used to 
Determine Basic Allowance for Housing (Washington, D.C.: June 18, 
2010). 

[15] DOD, Report on Housing Standards and Housing Surveys Used to 
Determine Basic Allowance for Housing (Washington, D.C.: June 18, 
2010). 

[16] DOD, Report on Housing Standards and Housing Surveys Used to 
Determine Basic Allowance for Housing (Washington, D.C.: June 18, 
2010). 

[17] GAO, DOD Personnel: Improvements Made to Housing Allowance Rate- 
Setting Process, [hyperlink, http://www.gao.gov/products/GAO-01-508] 
(Washington, D.C.: April 16, 2001). 

[18] 37 U.S.C. § 403(b)(7). At the time of our report, the House Armed 
Services Committee was considering a proposal to reinstate this 
authority. 

[19] GAO, Military Personnel: DOD Needs to Improve the Transparency 
and Reassess the Reasonableness, Appropriateness, Affordability, and 
Sustainability of Its Military Compensation System, GAO-05-798 
(Washington, D.C.: July 19, 2005). 

[20] Installation officials can submit data from large apartment or 
townhouse rental complexes that may not have a unit currently 
available since managers know what they would charge if a unit were 
available. 

[21] 37 U.S.C. § 403(b)(2). 

[22] The Coast Guard's budget justification documentation does not 
provide enough data to perform a similar analysis. However, based on 
data provided by Coast Guard budget officials, the Coast Guard's cost 
estimates have been within 5 percent of its obligations since 2006, 
with estimates slightly exceeding obligations from 2006 through 2007 
and slightly below obligations from 2008 through 2010. The Coast Guard 
spent between about $530 million and $710 million each fiscal year 
from 2006 through 2010. 

[23] DOD, Report of the Tenth Quadrennial Review of Military 
Compensation (Washington, D.C.: February 2008). 

[24] GAO, Supplemental Appropriations: Opportunities Exist to Increase 
Transparency and Provide Additional Controls, [hyperlink, 
http://www.gao.gov/products/GAO-08-314] (Washington, D.C.: Jan. 31, 
2008). 

[25] DOD does not have current projections for three bases. The Air 
Force has not yet conducted analyses at Joint Base Andrews Naval Air 
Facility Washington, Maryland, or at Joint Base San Antonio, Texas. 
Additionally, the Navy conducted an analysis for the entire National 
Capital Region, rather than only for Naval Support Activity Bethesda. 

[26] Congress enacted the Military Housing Privatization Initiative in 
1996, which provided DOD with a variety of authorities that may be 
used to obtain private sector financing and management to repair, 
renovate, construct, and operate military family housing. National 
Defense Authorization Act for Fiscal Year 1996, Pub. L. No. 104-106, 
§§ 2801-2841 (1996), codified as amended at 10 U.S.C §§ 2871-2885. 

[27] Section 801 Housing was authorized by the Military Construction 
Authorization Act, 1984; Pub. L. No. 98-115, § 801 (1983). 

[28] GAO, Military Housing: Installations Need to Share Information on 
Their Section 801 On-Base Housing Contracts, [hyperlink, 
http://www.gao.gov/products/GAO-11-60] (Washington, D.C: Oct. 28, 
2010). 

[29] The Housing and Economic Recovery Act, 2008, Pub. L. No. 110-289, 
§3005. 

[30] The Low Income Housing Tax Credit program was established to spur 
the production of rental housing for lower income households at rents 
they can afford. Tax credit housing units are financed in part by 
investors who receive federal income tax credits. In exchange, the 
housing units are restricted to households with incomes below certain 
limits for a fixed number of years. 

[31] GAO, Standards for Internal Control in the Federal Government, 
[hyperlink, http://www.gao.gov/products/GAO/AIMD-00-21.3.1] 
(Washington, D.C.: November 1999). 

[32] DOD 4165.63-M, Housing Management Manual (October 28, 2010). 

[33] DOD, Report on Housing Standards and Housing Surveys Used to 
Determine Basic Allowance for Housing (Washington, D.C.: June 18, 
2010). 

[34] GAO, Military Housing: Management Issues Require Attention as the 
Privatization Program Matures, [hyperlink, 
http://www.gao.gov/products/GAO-06-438] (Washington, D.C.: April 28, 
2006); Military Housing Privatization: DOD Faces Challenges Due to 
Significant Growth at Some Installations and Recent Turmoil in the 
Financial Markets, [hyperlink, http://www.gao.gov/products/GAO-09-352] 
(Washington, D.C.: May 15, 2009); and Military Housing: Installations 
Need to Share Information on Their Section 801 On-Base Housing 
Contracts, [hyperlink, http://www.gao.gov/products/GAO-11-60] 
(Washington, D.C: Oct. 28, 2010). 

[35] 37 U.S.C. § 403(b)(2). 

[36] Military pay grades range from E-1, the lowest enlisted rank, to 
O-10, the highest officer rank. Pay grades beginning with "E" denote 
enlisted personnel, those beginning with "W" denote warrant officers, 
and those beginning with "O" denote officers. 

[37] About 24,000 service members, or less than 2 percent of military 
personnel eligible to receive the housing allowance, are stationed at 
locations outside a military housing area, according to DOD. DOD 
determines housing costs for these locations by using data published 
annually by the Department of Housing and Urban Development, and bases 
allowance rates on those at housing areas with similar rental costs. 

[38] Installation officials can submit data from large apartment or 
townhouse rental complexes that may not have a unit currently 
available since managers know what they would charge if a unit were 
available. 

[End of section] 

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