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entitled 'Beginning Farmers: Additional Steps Needed to Demonstrate the 
Effectiveness of USDA Assistance' which was released on October 18, 
2007. 

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Report to the Chairman, Committee on Agriculture, Nutrition, and 
Forestry, U.S. Senate: 

United States Government Accountability Office: 

GAO: 

September 2007: 

Beginning Farmers: 

Additional Steps Needed to Demonstrate the Effectiveness of USDA 
Assistance: 

Beginning Farmers: 

GAO-07-1130: 

GAO Highlights: 

Highlights of GAO-07-1130, a report to the Chairman of the Committee on 
Agriculture, Nutrition, and Forestry, U.S. Senate. 

Why GAO Did This Study: 

U.S. Department of Agriculture (USDA) programs have long supported 
beginning farmers. USDA generally defines a beginning farmer or rancher 
as one who has operated a farm or ranch for 10 years or less—without 
regard for age—and who materially and substantially participates in its 
operation. USDA’s Farm Service Agency (FSA) makes and guarantees loans 
for farmers who cannot obtain commercial credit, including beginning 
farmers. FSA also reserves funds for beginning farmers within its loan 
programs. USDA’s Natural Resources Conservation Service (NRCS) provides 
higher conservation payments for beginning farmers through two of its 
conservation programs. GAO reviewed the key steps USDA has taken to 
help beginning farmers and assessed the department’s actions to measure 
the effectiveness of these steps. 

What GAO Found: 

USDA’s lending and conservation assistance to beginning farmers has 
been substantial and is growing. USDA supports beginning farmers 
primarily through its lending assistance. From fiscal years 2000 
through 2006, FSA’s lending to beginning farmers rose from $716 million 
to $1.1 billion annually—totaling more than $6 billion. In addition, 
from fiscal years 2004 through 2006, the most recent years for which 
data are available, NRCS’s annual financial assistance for beginning 
farmers through two key conservation programs nearly doubled from over 
$47 million to nearly $92 million, for a total of $233 million. 

However, USDA cannot demonstrate the effectiveness of its support for 
beginning farmers, because it has not developed a crosscutting, 
departmental strategic goal for its beginning farmer efforts and has 
only recently begun to analyze the characteristics of this group. 
Specifically: 

* USDA has not developed a crosscutting, departmental strategic 
beginning farmer goal that demonstrates the outcomes it expects its 
beginning farmer efforts to achieve. Such a goal might address, for 
example, promoting demographic change, such as by decreasing the 
average age of farmers or changes to the structure of agriculture, such 
as by increasing the number of small and middle-sized farms. USDA has 
incorporated beginning farmers into its existing policy for maintaining 
the viability of small farms. Although this provides added recognition 
of the need to assist beginning farmers, USDA’s policy does not 
establish a crosscutting, departmental strategic goal that provides a 
management and accountability focus for the department’s several 
efforts. Furthermore, USDA tracks the numbers of farmers it assists and 
the dollars they receive, rather than its progress toward achieving a 
particular beginning farmer outcome. Having a crosscutting, 
departmental strategic goal could provide better insight into the 
desired outcomes and impact of USDA’s beginning farmer efforts. 

* USDA is just beginning to develop data about the characteristics of 
beginning farmers to supplement its existing analyses about the age of 
farmers and changes in the number of farms. For example, one recent 
analysis shows that beginning farmers are younger than established 
farmers, operate smaller farms, and are slightly more ethnically 
diverse and female than other farmers. Another indicates that roughly 
one-third of beginning farms in 2005 had no agricultural output and 
were likely operated by individuals interested in a rural residential 
lifestyle. Continued analysis of such characteristics and trends could 
provide better insight into who beginning farmers are, which ones USDA 
assists, and how beginning farmer operations change over time. 

What GAO Recommends: 

GAO recommends that USDA adopt a crosscutting, departmental strategic 
beginning farmer goal that identifies the desired outcomes for its 
beginning farmer assistance and links to related agency performance 
goals. We also recommend that USDA track progress toward implementing 
these goals. In commenting on a draft of this report, USDA said it 
generally agreed with our report and recommendations. 

To view the full product, including the scope and methodology, click on 
[hyperlink, http://www.GAO-07-1130]. For more information, contact Lisa 
Shames, 202-512-3841, shamesl@gao.gov. 

[End of section] 

Contents: 

Letter: 

Results in Brief: 

Background: 

USDA's Lending and Conservation Assistance for Beginning Farmers Has 
Increased: 

USDA Has Not Demonstrated the Effectiveness of Its Assistance for 
Beginning Farmers: 

Conclusions: 

Recommendations for Executive Action: 

Agency Comments and Our Evaluation: 

Appendix I: Scope and Methodology: 

Appendix II: FSA Loans to Beginning Farmers by State and Loan Type, 
Fiscal Year 2006: 

Appendix III: EQIP Financial Assistance Approved for Beginning Farmers 
by State, Fiscal Year 2006: 

Appendix IV: USDA Small Farms and Beginning Farmers and Ranchers 
Policy: 

Appendix V: FSA and NRCS Beginning Farmer Definitions: 

Appendix VI: Comments from the Department of Agriculture: 

Appendix VII: GAO Contact and Staff Acknowledgments: 

Tables: 

Table 1: FSA's Direct and Guaranteed Loans to Beginning Farmers and All 
Borrowers, Fiscal Year 2000 through April 30, 2007: 

Table 2: EQIP and CSP Financial Assistance Approved, Fiscal Years 2004 
through 2006: 

Table 3: Selected RMA and CSREES Projects That Assist Beginning 
Farmers, Fiscal Year 2006: 

Table 4: Selected Statements from USDA's Small Farms and Beginning 
Farmers and Ranchers Policy: 

Table 5: FSA Loan Program Performance Goals and Measures: 

Table 6: RMA Performance Goals Relating to Beginning Farmers, Fiscal 
Years 2006-2011: 

Table 7: Selected Characteristics of Beginning Farmers: 

Table 8: Distribution of Beginning Farmer Borrowers by Type of 
Production for FSA Direct Loans Made in Fiscal Years 2005-2006: 

Table 9: FSA and NRCS Beginning Farmer Definitions: 

Abbreviations: 

AMS: Agricultural Marketing Service: 

CSP: Conservation Security Program: 

CSREES: Cooperative State Research, Education, and Extension Service: 

EQIP: Environmental Quality Incentives Program: 

ERS: Economic Research Service: 

FSA: Farm Service Agency: 

NASS: National Agricultural Statistics Service: 

NRCS: Natural Resources Conservation Service: 

OMB: Office of Management and Budget: 

PART: Program Assessment Rating Tool: 

RMA: Risk Management Agency: 

USDA: United States Department of Agriculture: 

United States Government Accountability Office: 

Washington, DC 20548: 

September 18, 2007: 

The Honorable Tom Harkin: 
Chairman: 
Committee on Agriculture, Nutrition, and Forestry: 
United States Senate: 

Dear Mr. Chairman: 

Since the 1990s, the U.S. Department of Agriculture's (USDA) assistance 
to beginning farmers and ranchers has responded to concerns that the 
average age of farmers and ranchers is increasing. USDA estimated that 
in 2004 about 27 percent of principal farm operators were 65 years of 
age or older, while only about 4 percent were under 35. Collectively, 
landowners over age 65 owned over one-third of farmland--land that will 
ultimately either be passed on to heirs or sold. USDA generally defines 
a beginning farmer or rancher as one who has operated a farm or ranch 
for 10 years or less, regardless of age, and will materially and 
substantially participate in its operation.[Footnote 1] USDA economists 
have estimated that beginning farmers operate about 485,000 farms, or 
about 25 percent of the nation's nearly 2 million family farms. 
Beginning farmers start a wide range of operations, such as livestock, 
organic crops, or traditional commodities. Also, their population is 
diverse: traditional family farmers, former farm managers, individuals 
in career transition, retirees, "hobby" farmers, immigrants, and the 
socially disadvantaged.[Footnote 2] Many beginning farmers face 
multiple challenges, including obtaining capital to purchase farmland 
and fund their operating costs. Because beginning farmers tend to 
operate smaller farms and have more limited resources than more 
experienced farmers, they may find it difficult to obtain conventional 
credit. In addition, the rising cost of farmland, driven in part by 
farm subsidies and increasing competition for farmland from urban 
development and for producing energy crops, may also make it difficult 
for beginning farmers to obtain land. Moreover, beginning farmers may 
not be as knowledgeable as more experienced farmers about effective 
farming practices, financial and risk management practices, marketing 
opportunities, and available assistance programs. 

USDA supports beginning farmers primarily through its lending 
assistance. USDA's Farm Service Agency (FSA) is a lender of last 
resort--FSA provides loans to farmers who have cash flow or collateral 
shortcomings that keep them from qualifying for commercial loans. Since 
the mid-1990s, USDA has reserved portions of its loan funds for 
beginning farmers, as required by the Agricultural Credit Improvement 
Act of 1992.[Footnote 3] In addition, USDA's Natural Resources 
Conservation Service (NRCS) provides financial and technical assistance 
to beginning farmers for conservation practices. The 2002 Farm Security 
and Rural Investment Act authorized the Secretary of Agriculture to 
provide beginning farmers with up to 90 percent of the cost of 
implementing conservation practices under two key NRCS programs--the 
Environmental Quality Incentives Program (EQIP) and the Conservation 
Security Program (CSP), while more established farmers are limited to 
receiving up to 75 percent of their costs. Beginning farmers are also 
eligible for other USDA programs, such as the Crop Insurance Program, 
and may benefit from grant programs that provide assistance for 
production, marketing, and financial risk management. 

In addition to USDA's assistance, beginning farmers also obtain loans 
through the Farm Credit System, commercial banks, life insurance 
companies, and individuals. The Farm Credit System is a government- 
sponsored enterprise with a nationwide network of lenders that Congress 
created to provide a dependable source of credit and related services 
to the agricultural community. Since the 1980s, the Farm Credit System 
has had a special congressional mission to serve young, beginning, and 
small farmers.[Footnote 4] As of December 2006, the Farm Credit System 
had in its portfolio over 189,000 loans to beginning farmers valued at 
$25.4 billion. 

For the 2007 Farm Bill, USDA and others have proposed that Congress 
take additional steps to build up USDA's programs to help beginning 
farmers. For example, USDA proposed raising direct loan limits for farm 
ownership and operating loans to a combined limit of $500,000, up from 
$200,000 for each type of loan. USDA also proposed setting aside 10 
percent of conservation funds for beginning and socially disadvantaged 
farmers. Additionally, stakeholder groups have suggested, among other 
things, providing tax incentives for selling land to beginning farmers 
and ranchers and making research on beginning farmers and farm transfer 
a priority. 

GAO has issued multiple reports that address USDA support to beginning 
farmers. For example, in 1982, GAO reported that little data were 
available to demonstrate the effect of existing farm programs on 
beginning farmers.[Footnote 5] More broadly, in 2006, we concluded that 
better oversight of farm program funds is necessary to ensure they are 
spent as economically, efficiently, and effectively as 
possible.[Footnote 6] Because USDA provides billions in beginning 
farmer assistance, it is important that the department be able to 
demonstrate the effectiveness of these programs. 

You asked us to (1) identify the key steps USDA has taken to help 
beginning farmers and (2) assess USDA's actions to measure the 
effectiveness of these steps. 

To determine the key steps USDA has taken to help beginning farmers, we 
reviewed USDA and agency documents on loan and conservation programs 
and spoke with officials who administer these and other relevant 
programs. In addition, we interviewed agricultural stakeholders from 
universities, organizations that work with beginning and small farmers, 
farm advocacy groups, and some states with targeted beginning farmer 
loan programs. To identify USDA's actions to assess the effectiveness 
of its programs in addressing beginning farmer challenges, we reviewed 
USDA reports, strategic plans, and program performance data. A more 
detailed description of our scope and methodology is presented in 
appendix I. We performed our work between September 2006 and August 
2007 in accordance with generally accepted government auditing 
standards. 

Results in Brief: 

USDA lending and conservation assistance to beginning farmers has been 
substantial and is growing. From fiscal year 2000 through fiscal year 
2006, FSA's lending to beginning farmers rose from $716 million to $1.1 
billion annually--for a total of more than $6 billion in loans. The 
$1.1 billion that FSA loaned to beginning farmers in fiscal year 2006 
was 35 percent of the total amount USDA loaned all farmers. Assistance 
provided by NRCS through two key conservation programs--EQIP and CSP-- 
has also increased. From fiscal year 2004 through 2006, the most recent 
years for which data are available, the amount of financial assistance 
for beginning farmers nearly doubled from over $47 million to nearly 
$92 million, for a total of $233 million. The $92 million for beginning 
farmers in fiscal year 2006 was 11 percent of the assistance for all 
farmers through these programs. 

However, despite these multiple forms of assistance provided to 
beginning farmers, USDA has not demonstrated the effectiveness of its 
efforts to assist this group. First, USDA has not developed a 
crosscutting, departmental strategic goal to track the effectiveness of 
its multiple beginning farmer efforts. Second, USDA has only recently 
begun to develop baseline information about the characteristics of 
beginning farmers and their farming operations that should help it 
evaluate and better target its beginning farmer efforts. More 
specifically: 

Crosscutting, departmental strategic performance goal. USDA has not 
developed a crosscutting, departmental strategic beginning farmer goal 
that demonstrates the outcomes it expects its several beginning farmer 
efforts to achieve. Such a goal might relate to, for example, promoting 
demographic change, such as by decreasing the average age of farmers or 
changes to the structure of agriculture, such as by increasing the 
number of small and middle-sized farms. In 2006, USDA took a step to 
better recognize the importance of assisting beginning farmers by 
including beginning farmers in its existing departmental policy 
designed to maintain the viability of small farms. However, this 
revised policy does not provide a management and accountability focus 
for USDA's efforts. Moreover, agency beginning farmer goals currently 
in place track the numbers of farmers assisted and dollars provided to 
them, rather than measuring outcomes. For example, FSA reported having 
42,495 beginning and socially disadvantaged borrowers in its portfolio 
in fiscal year 2006--15.5 percent of its estimate of the 273,349 
beginning and socially disadvantaged farmers who had at least $10,000 
in sales. In effect, FSA measures its volume in providing loans to 
these groups, rather than measuring progress toward achieving a 
particular beginning farmer outcome, such as improving the financial 
well-being of beginning farmers or ensuring they continue to farm after 
leaving the loan program. More outcome-based information could provide 
additional insight into program effectiveness and allow FSA to evaluate 
the extent to which its loan programs contribute to a crosscutting, 
departmental strategic goal. 

Baseline information about beginning farmer characteristics. USDA has 
recently begun to develop baseline information about the 
characteristics of beginning farmers to supplement its existing 
analyses about the age of farmers and changes in the number of farms. 
For example, one recent analysis shows that beginning farmers are 
younger than established farmers, operate smaller farms, and are 
slightly more ethnically diverse and female than other farmers. Another 
indicates that roughly one-third of beginning farms in 2005 had no 
agricultural output and were likely operated by individuals interested 
in a rural residential lifestyle. Continued analysis of such 
characteristics and trends could provide better insight into who 
beginning farmers are, which ones USDA assists, and how beginning 
farmer operations in agriculture change over time. 

To provide Congress and the public with a more comprehensive 
understanding of the effectiveness of USDA's beginning farmer efforts 
and to establish a basis for monitoring its programs, we are 
recommending that the Secretary of Agriculture adopt a crosscutting, 
departmental strategic beginning farmer goal and related agency goals, 
as well as track progress toward accomplishing them. USDA commented on 
a draft of this report and stated it generally agreed with our report 
and recommendations. Specifically, USDA commented that it would be able 
to develop more focused performance measures once the 2007 Farm Bill is 
complete. 

Background: 

The Food, Agriculture, Conservation, and Trade Act of 1990 (the 1990 
Farm Bill) required, among other things, that the Secretary give 
priority to beginning farmers in purchasing inventory farmland-- 
properties that have come into government ownership through voluntary 
conveyance or foreclosure.[Footnote 7] It also expressed the sense of 
Congress that USDA maintain statistics on, among other things, the 
number of loans made, insured, or guaranteed, and inventory farmland 
sold or leased to beginning farmers, and that USDA establish innovative 
programs of finance and assistance for land transfer between 
generations and the establishment of new farms. Currently, FSA's limits 
on direct loans for farm ownership and operations are each set at 
$200,000, while the guaranteed farm ownership and operating loan 
amounts are each set at $899,000. FSA allocates money to the states for 
its loan programs on the basis of the number of farmers in each state, 
the value of farm assets, and net farm income. For this allocation, the 
loan volumes of previous years may be considered as well. 

The Agricultural Credit Improvement Act of 1992 required the Secretary 
of Agriculture to reserve a portion of its direct and guaranteed farm 
ownership and operating loan funds for beginning farmers and 
ranchers.[Footnote 8] It also authorized the establishment of the Down 
Payment Farm Ownership Loan Program, administered by FSA. This program 
allows a beginning farmer to purchase a farm or ranch of up to $250,000 
in value. To participate in this loan program, an applicant must make a 
cash down payment of at least 10 percent of the purchase price. FSA may 
provide up to 40 percent of the purchase or appraisal price over 15 or 
fewer years at a fixed interest rate of 4 percent. The balance may be 
obtained from another lender, with FSA providing up to a 95 percent 
guarantee. In addition, in accordance with the act, FSA has entered 
into memorandums of understanding with 21 states to provide joint 
financing to beginning farmers. 

The 1992 act also directed that the Secretary establish an Advisory 
Committee on Beginning Farmers and Ranchers to advise the Secretary on 
methods of creating new farming and ranching opportunities, among other 
things. The advisory committee includes representatives from the 
farming, ranching, and banking industries; extension education; 
nonprofit agencies; and federal and state staff who work directly with 
beginning farmers. Since it was established in 1998, the committee has 
met eight times, submitting recommendations to the Secretary to improve 
and increase opportunities for beginning farmers in starting and 
maintaining viable farming operations. Recently, these proposals have 
ranged from recommendations to develop a pilot program for providing 
matched savings accounts for beginning farmers to encouraging those 
with expiring Conservation Reserve Program easements to transfer their 
land to beginning farmers.[Footnote 9] Previously implemented 
recommendations have led to the 2006 addition of beginning farmers to 
USDA's small farms policy, which led to the establishment of the Small 
Farms and Beginning Farmers and Ranchers Council. 

The Farm Security and Rural Investment Act of 2002 (the 2002 Farm Bill) 
authorized higher payments in two key conservation programs geared 
toward working lands--EQIP and CSP.[Footnote 10] EQIP provides farmers 
with financial and technical assistance to address soil, air, water, 
and related natural resource concerns on eligible land, while CSP 
supports ongoing stewardship of farmland by providing payments to 
producers for maintaining and enhancing conservation efforts that 
benefit natural resources. For both programs, the 2002 Farm Bill 
authorized the Secretary to provide a higher cost-share for beginning 
farmers--up to 90 percent of the cost of implementing a conservation 
practice--compared to 75 percent for other producers. For EQIP, the act 
also authorized higher cost-share payments for limited resource 
producers. In 2006, on average, NRCS provided a cost-share rate of 
almost 80 percent for beginning farmers through EQIP, compared with an 
average of 59 percent for non-limited-resource, established farmers. 
For CSP, the 2006 sign-up reduced the cost-share rate for new practice 
payments to not more than 65 percent for limited resource and beginning 
farmers and to not more than 50 percent for other producers.[Footnote 
11] 

Furthermore, the 2002 Farm Bill authorized the Secretary to create a 
pilot program to provide guarantees of loans made by private sellers of 
a farm or ranch to beginning farmers on a contract sale basis. It also 
authorized the Secretary to reserve at least 15 percent of funds in its 
interest rate reduction program--a program to subsidize the interest 
rate on a guaranteed operating loan--for beginning farmers. Finally, 
the 2002 Farm Bill also authorized a Beginning Farmer and Rancher 
Development Program to provide training, education, outreach, and 
technical assistance initiatives, but no funding has been allocated to 
this program. 

USDA's Lending and Conservation Assistance for Beginning Farmers Has 
Increased: 

USDA's lending and conservation assistance to beginning farmers has 
been substantial and is growing. From fiscal year 2000 through 2006, 
FSA increased its lending to beginning farmers from $716 million to 
$1.1 billion annually, for a total of more than $6 billion during the 
period. Also, from fiscal years 2004 through 2006 (the most recent 
years for which data are available), NRCS's assistance to beginning 
farmers through two key conservation programs nearly doubled, from over 
$47 million to about $92 million. 

Lending to Beginning Farmers Exceeds $1 Billion per Year: 

From fiscal years 2000 through 2006, FSA increased the value of its 
loans to beginning farmers from $716 million to $1.1 billion annually, 
for a total of more than $6 billion over the period. In addition, 
beginning farmers received an increasing share of FSA's loan dollars, 
from a 20 percent share in fiscal year 2000 to 35 percent by fiscal 
year 2006--or 27 percent of the amount FSA loaned all farmers over this 
period. At the end of fiscal year 2006, FSA had 25,064 beginning farmer 
borrowers in its loan portfolio. Of these borrowers, 16,828 had 
obtained 28,022 direct loans as of October 4, 2006, and 8,236 had 
obtained 11,735 guaranteed loans as of September 30, 2006. FSA also 
provided interest assistance on 2,409 of the guaranteed operating loans 
it made to beginning farmers between fiscal year 2000 and 2006. Through 
these loans, it obligated approximately $358 million--12 percent of 
guaranteed operating loan dollars with interest assistance obligated to 
all farmers. Table 1 provides more detailed information about FSA's 
direct and guaranteed loans to beginning farmers. Appendix II provides 
information on fiscal year 2006 loans to beginning farmers by state. 

Table 1: FSA's Direct and Guaranteed Loans to Beginning Farmers and All 
Borrowers, Fiscal Year 2000 through April 30, 2007: 

Dollars in millions. 

Year: 2000; 
Number of beginning farmer loans: 8,109; 
Beginning farmer loan dollars obligated: $716.2; 
Total number of loans: 31,040; 
Total loan dollars obligated: $3,571.3; 
Percentage of total loan dollars to beginning farmers: 20. 

Year: 2001; 
Number of beginning farmer loans: 8,003; 
Beginning farmer loan dollars obligated: 706.6; 
Total number of loans: 28,243; 
Total loan dollars obligated: 3,168.5; 
Percentage of total loan dollars to beginning farmers: 22. 

Year: 2002; 
Number of beginning farmer loans: 8,691; 
Beginning farmer loan dollars obligated: 839.5; 
Total number of loans: 29,511; 
Total loan dollars obligated: 3,496.8; 
Percentage of total loan dollars to beginning farmers: 24. 

Year: 2003; 
Number of beginning farmer loans: 8,633; 
Beginning farmer loan dollars obligated: 851.2; 
Total number of loans: 29,196; 
Total loan dollars obligated: 3,520.9; 
Percentage of total loan dollars to beginning farmers: 24. 

Year: 2004; 
Number of beginning farmer loans: 8,572; 
Beginning farmer loan dollars obligated: 867.5; 
Total number of loans: 26,060; 
Total loan dollars obligated: 3,073.6; 
Percentage of total loan dollars to beginning farmers: 28. 

Year: 2005; 
Number of beginning farmer loans: 9,592; 
Beginning farmer loan dollars obligated: 1,030.3; 
Total number of loans: 25,968; 
Total loan dollars obligated: 3,022.9; 
Percentage of total loan dollars to beginning farmers: 34. 

Year: 2006; 
Number of beginning farmer loans: 10,677; 
Beginning farmer loan dollars obligated: 1,082.8; 
Total number of loans: 26,999; 
Total loan dollars obligated: 3,073.6; 
Percentage of total loan dollars to beginning farmers: 35. 

Year: 2007[A]; 
Number of beginning farmer loans: 6,995; 
Beginning farmer loan dollars obligated: 709.0; 
Total number of loans: 17,295; 
Total loan dollars obligated: 2,035.5; 
Percentage of total loan dollars to beginning farmers: 35. 

Total; 
Number of beginning farmer loans: 69,272; 
Beginning farmer loan dollars obligated: $6,803.1; 
Total number of loans: 214,312; 
Total loan dollars obligated: $24,963.0; 
Percentage of total loan dollars to beginning farmers: [Empty]. 

Source: GAO analysis of FSA data. 

Note: Totals may not add due to rounding. 

[A] Fiscal year 2007 data represent the number of loans and obligations 
as of April 30, 2007. 

[End of table] 

Beginning farmers can also take advantage of FSA's joint financing 
plans and Down Payment Farm Ownership Loan Program. FSA's joint 
financing plans have been more popular than the down payment loan 
program, in part because they have longer loan terms and do not require 
a down payment. They allow a borrower to receive up to 50 percent of 
the amount financed through FSA at a reduced interest rate, with 
another lender providing 50 percent or more of the loan. Through joint 
financing arrangements, FSA has made 2,395 loans to beginning farmers 
that provided over $287 million in direct loan assistance between 
fiscal years 2000 and 2006. Through the Down Payment Farm Ownership 
Loan Program, FSA made 777 loans to beginning farmers, providing over 
$42 million in direct loan assistance over the same period. In addition 
to providing loans, FSA sells properties to beginning farmers from its 
inventory of farmland properties. From fiscal years 2000 through 2006, 
it sold 48 properties to beginning farmers, or 4 percent of the 1,136 
sold to all farmers over this time period. This form of assistance has 
been used infrequently in recent years because FSA's farm inventory has 
been declining. 

Conservation Assistance for Beginning Farmers Nearly Doubled between 
Fiscal Years 2004 and 2006: 

NRCS conservation financial assistance for beginning farmers through 
EQIP and CSP increased from over $47 million in fiscal year 2004 to 
about $92 million in fiscal year 2006.[Footnote 12] In total, NRCS 
approved about $233 million in financial assistance for beginning 
farmers through these two programs from fiscal years 2004 through 2006-
-about 9 percent of the amount for all farmers. Table 2 shows EQIP and 
CSP assistance for beginning farmers over this period. Appendix III 
provides information on EQIP financial assistance approved for 
beginning farmers in fiscal year 2006 by state. 

Table 2: EQIP and CSP Financial Assistance Approved, Fiscal Years 2004 
through 2006A: 

Dollars in millions. 

Year: 2004; 
Program: EQIP; 
Beginning farmers: Number of contracts: 2,274; 
Beginning farmers: Financial assistance: $47.3; 
All farmers: Number of contracts: 46,413; 
All farmers: Financial assistance: $718.2. 

Year: 2005; 
Program: EQIP; 
Beginning farmers: Number of contracts: 4,135; 
Beginning farmers: Financial assistance: 92.2; 
All farmers: Number of contracts: 49,406; 
All farmers: Financial assistance: 794.3. 

Year: 2006; 
Program: EQIP; 
Beginning farmers: Number of contracts: 3,377; 
Beginning farmers: Financial assistance: 91.1; 
All farmers: Number of contracts: 41,190; 
All farmers: Financial assistance: 788.0. 

Subtotal; 
Program: EQIP; 
Beginning farmers: Number of contracts: 9,786; 
Beginning farmers: Financial assistance: $230.7; 
All farmers: Number of contracts: 137,009; 
All farmers: Financial assistance: $2,300.4. 

Year: 2004; 
Program: CSP; 
Beginning farmers: Number of contracts: 20; 
Beginning farmers: Financial assistance: $.2; 
All farmers: Number of contracts: 2,188; 
All farmers: Financial assistance: $35.2. 

Year: 2005; 
Program: CSP; 
Beginning farmers: Number of contracts: 150; 
Beginning farmers: Financial assistance: 1.4; 
All farmers: Number of contracts: 12,780; 
All farmers: Financial assistance: 145.7. 

Year: 2006; 
Program: CSP; 
Beginning farmers: Number of contracts: 107; 
Beginning farmers: Financial assistance: .7; 
All farmers: Number of contracts: 4,323; 
All farmers: Financial assistance: 49.6. 

Subtotal; 
Program: CSP; 
Beginning farmers: Number of contracts: 277; 
Beginning farmers: Financial assistance: $2.3; 
All farmers: Number of contracts: 19,291; 
All farmers: Financial assistance: $230.5. 

Total; 
Program: EQIP and CSP; 
Beginning farmers: Number of contracts: [Empty]; 
Beginning farmers: Financial assistance: $232.9; 
All farmers: Number of contracts: [Empty]; 
All farmers: Financial assistance: $2,530.9. 

Source: NRCS. 

Note: Totals and subtotals may not add due to rounding. 

[A] CSP financial assistance data represent payments approved for new 
contracts in the given fiscal year. Payments farmers receive in 
subsequent years for ongoing contracts are not reflected in the table. 
According to the Congressional Research Service, for example, in fiscal 
year 2006, funding for new and existing contracts was limited to $259 
million, of which approximately $50 million was available for new 
contracts. 

[End of table] 

Other USDA Programs Assist Beginning Farmers: 

Programs administered by USDA's Risk Management Agency (RMA) and 
Cooperative State Research, Education, and Extension Service (CSREES) 
have funded organizations assisting farmers with risk management and 
other challenges. For example, RMA administers several partnership 
programs--in conjunction with state departments of agriculture, 
universities, nonprofit agricultural organizations, and other public or 
private organizations--to deliver training and information on 
production, marketing, and financial risk management to 
farmers.[Footnote 13] Some proposals funded through these programs have 
addressed beginning farmer needs. Additionally, the Community Outreach 
and Assistance Partnership Program provides higher scores to applicants 
that partner with organizations that can meet the needs of beginning 
farmers and other underserved producers. In addition, the Cooperative 
State Research, Education, and Extension Service provides grants to 
universities, colleges, and nonprofit organizations to deliver outreach 
and assistance to socially disadvantaged farmers and ranchers, 
including farm, management, and marketing assistance. Table 3 describes 
some of the projects these two agencies have funded that have a focus 
on beginning farmers. 

Table 3: Selected RMA and CSREES Projects That Assist Beginning 
Farmers, Fiscal Year 2006: 

Program: RMA Commodity Partnerships Program for Risk Management 
Education; 
Organization: Minnesota Fruit and Vegetable Growers Association; 
Amount of award: $149,511; 
Objective/project goals: Provide an integrated set of educational 
conferences and workshops for existing producers, beginning growers, 
producers planning to transfer the farm to the next generation, 
farmers' market vendors, and managers. 

Program: RMA Commodity Partnerships Small Sessions Program; 
Organization: Oregon State University; 
Amount of award: $10,000; 
Objective/project goals: Provide risk management education to new and 
beginning farmers of specialty crops in Jackson and Josephine Counties. 
Producers will learn how to create farm business and marketing plans, 
use diversification strategies for choosing enterprises, use and employ 
crop insurance, and understand the various direct marketing techniques 
available to small producers. 

Program: RMA Community Outreach and Assistance Partnership Program; 
Organization: Land Stewardship Project; 
Amount of award: $90,000; 
Objective/project goals: To increase the quality and quantity of 
support and service for socially disadvantaged beginning farmers at all 
stages of farming, from exploration through establishment. 

Program: CSREES Outreach and Assistance for Socially Disadvantaged 
Farmers and Ranchers; 
Organization: University of Maryland Eastern Shore; 
Amount of award: $200,000; 
Objective/project goals: To bridge the gap between traditional farmers 
and minority, women, new and beginning farmers and ranchers by 
designing programs that assist them to acquire, own, operate, and 
retain farms and ranches. 

Source: Risk Management Agency and Cooperative State Research, 
Education, and Extension Service. 

[End of table] 

In addition, the Agricultural Marketing Service has programs such as 
the Farmers Market Promotion Program to help farmers directly market 
their products, which may indirectly assist beginning farmers. This 
grant program targets funds to agricultural cooperatives; local 
governments; nonprofit, public health, and economic development 
corporations; regional farmers' market authorities; and tribal 
governments to work toward expanding direct producer-to-consumer 
marketing opportunities. These include farmers' markets, roadside 
stands, community-supported agriculture programs, and others. 

USDA Has Not Demonstrated the Effectiveness of Its Assistance for 
Beginning Farmers: 

USDA has several efforts under way through multiple agencies that 
assist beginning farmers. However, it is unable to demonstrate the 
effectiveness of its assistance to this group because (1) it does not 
have a crosscutting, departmental strategic goal to guide its beginning 
farmer efforts and because (2) it has only recently begun to develop 
information on the characteristics of beginning farmers, which will 
supplement its existing research on the age of farmers and changes in 
the number of farms. 

USDA Lacks a Crosscutting, Departmental Strategic Goal for Its 
Beginning Farmer Efforts: 

Although many reasons exist for helping beginning farmers, USDA has not 
transformed these reasons into a crosscutting, departmental strategic 
goal that demonstrates the outcomes it expects its beginning farmer 
efforts to achieve. Without such a goal, USDA runs the risk that its 
several efforts are not mutually reinforcing or coordinated. Such a 
goal could address the reasons for beginning farmer assistance cited in 
Congress and by stakeholders and others. For example, relevant 
congressional committee reports cite the importance of encouraging 
young people to enter farming in order to address concerns about the 
nation's aging farmer population. Stakeholders cite additional reasons 
for beginning farmer assistance, such as promoting social change by 
increasing the number of immigrant and minority farmers and changes to 
the structure of agriculture by increasing the number of small and 
middle-sized farms. 

In 2006, USDA incorporated beginning farmers into its small farms 
policy to better recognize the importance of assisting beginning 
farmers. The Small Farms and Beginning Farmers and Ranchers Policy is 
designed to provide a framework for maintaining the viability of small 
and beginning farmer operations. It highlights numerous priorities as 
shown in table 4--from supporting the special needs of beginning 
farmers to emphasizing socially desirable strategies for this group. It 
also calls for agencies and mission areas to reflect the small and 
beginning farmer policy in their strategic plans, performance plans, 
and other documents. However, the policy does not provide a management 
and accountability focus for USDA's efforts. (See app. IV for a 
complete copy of USDA's policy). Furthermore, USDA strategic planning 
documents contain a beginning farmer performance goal specific to the 
FSA loan programs, but they do not integrate USDA's and its multiple 
agencies' several efforts to assist beginning farmers. 

Table 4: Selected Statements from USDA's Small Farms and Beginning 
Farmers and Ranchers Policy: 

It is the policy of USDA to: 

* Enable farmers, farm workers and ranchers to live and work in a safe 
and responsible environment, own and operate farms and ranches as a 
livelihood, and enhance opportunities for them to generate farm and 
ranch incomes comparable to other economic sectors where feasible. 

* Establish and support research, development, marketing, incentive, 
regulatory, and outreach programs and initiatives that focus on the 
special needs of small farms and beginning farmers and ranchers. 

* Encourage and emphasize educational, outreach, marketing, regulatory, 
credit, and other programs that will help ensure new generations of 
small farmers and ranchers can gain access to the resources they need. 

* ...emphasize sustainable agriculture, sustainable forestry, and 
agroforestry as profitable, environmentally sound, and socially 
desirable strategies for small farms and beginning farmers and 
ranchers. 

Source: USDA Departmental Regulation 9700-001, Small Farms and 
Beginning Farmers and Ranchers Policy, August 3, 2006. 

[End of table] 

A crosscutting, departmental strategic beginning farmer goal could 
provide needed direction for USDA agencies and help ensure their 
efforts to assist beginning farmers work toward a common purpose and 
serve similar clients. For example, such a crosscutting goal could help 
address concerns about whether FSA's loans and NRCS's conservation 
assistance are directed toward similar groups of beginning farmers. 
FSA's loan programs are geared toward beginning farmers with limited 
economic resources--those who cannot access credit from another source. 
However, NRCS's definition of a beginning farmer does not contain any 
income limitations. Not only are these programs serving different 
groups of farmers, there are unintended consequences as well. According 
to an NRCS document, the agency's higher cost-share rates for beginning 
farmers have the potential to attract wealthy, retired, and absentee 
landowners. For example, an NRCS official told us of a case where a 
beginning farmer receiving NRCS assistance reported having an income of 
about $1 million, and another said his state did not offer a higher 
EQIP cost-share rate for beginning farmers because of concerns that 
wealthy beginning farmers would benefit. Appendix V contains 
information about NRCS's and FSA's beginning farmer definitions. 

While USDA has not established a crosscutting, departmental strategic 
goal for beginning farmers, two USDA agencies--FSA and RMA--have each 
developed their own beginning farmer performance goals. These goals set 
targets for the volume of their beginning farmer activities--the number 
of farmers assisted and the dollars they receive--rather than outcomes. 
Specifically, FSA annually tracks the volume of its lending to a 
combined grouping of its borrowers--including beginning farmers and 
socially disadvantaged farmers (racial and ethnic minority farmers and 
women farmers). FSA measures its performance by the increase in lending 
to these combined groups. For example, as shown in table 5, FSA 
reported that in 2006, 39 percent of its loan funds were obligated to 
these groups. Starting in fiscal year 2006, FSA adopted a related 
performance goal that tracks increases in the number of beginning 
farmers, racial and ethnic minority farmers, and women farmers in its 
portfolio as a percentage of individuals in this category with at least 
$10,000 in sales.[Footnote 14] FSA reported having 42,495 beginning and 
socially disadvantaged borrowers in its portfolio in fiscal year 2006-
-15.5 percent of its estimate of the 273,349 beginning and socially 
disadvantaged farmers who have at least $10,000 in sales.[Footnote 15] 
In effect, FSA measures its volume in providing loans to these groups, 
rather than measuring progress toward achieving a particular beginning 
farmer outcome, such as improving the financial well-being of beginning 
farmers or ensuring they continue to farm after leaving the loan 
program. Goals related to outcomes could provide additional insight 
into program effectiveness and allow FSA to evaluate the extent to 
which its loan programs contribute to a crosscutting, departmental 
goal. 

In addition to its specific beginning farmer goals, FSA also has broad 
performance goals related to its loan program. For example, one goal 
addresses the frequency with which farmers graduate from FSA's direct 
loan program to its guaranteed loan program. Other goals address the 
efficiency of FSA's lending as shown in table 5. 

Table 5: FSA Loan Program Performance Goals and Measures: 

Performance goals and measures: Goals directly related to beginning 
farmers: Increase lending to minority, women, and beginning farmers 
(percentage of loan obligations)[B]; 
Measures: Fiscal year 2006 actual: 39; 
Measures: Fiscal year 2007 goal: 37.1; 
Goal reported in: USDA Strategic Plan (fiscal years 2005-2010): X; 
Goal reported in: USDA Performance and Accountability Report (fiscal 
year 2006): X; 
Goal reported in: FSA Strategic Plan Framework (fiscal years 2005-
2011): [Empty]; 
Goal reported in: OMB Program Rating (PART)[A]: X. 

Performance goals and measures: Goals directly related to beginning 
farmers: Increase percentage of beginning farmers, racial and ethnic 
minority farmers, and women farmers financed by FSA (percent)[C]; 
Measures: Fiscal year 2006 actual: 15.5; 
Measures: Fiscal year 2007 goal: 16.0; 
Goal reported in: USDA Strategic Plan (fiscal years 2005- 2010): 
[Empty]; 
Goal reported in: USDA Performance and Accountability Report (fiscal 
year 2006): [Empty]; 
Goal reported in: FSA Strategic Plan Framework (fiscal years 2005-
2011): X; 
Goal reported in: OMB Program Rating (PART)[A]: [Empty]. 

Performance goals and measures: Goals directly related to beginning 
farmers: Reduce first-year delinquency rates on new loans (percent); 
Measures: Fiscal year 2006 actual: 7; 
Measures: Fiscal year 2007 goal: 10; 
Goal reported in: USDA Strategic Plan (fiscal years 2005-2010): 
[Empty]; 
Goal reported in: USDA Performance and Accountability Report (fiscal 
year 2006): [Empty]; 
Goal reported in: FSA Strategic Plan Framework (fiscal years 2005-
2011): [Empty]; 
Goal reported in: OMB Program Rating (PART)[A]: [Empty]. 

Performance goals and measures: Goals directly related to beginning 
farmers: Reduce average processing time for direct loans (number of 
days); 
Measures: Fiscal year 2006 actual: 31; 
Measures: Fiscal year 2007 goal: 34.5; 
Goal reported in: USDA Strategic Plan (fiscal years 2005-2010): 
[Empty]; 
Goal reported in: USDA Performance and Accountability Report (fiscal 
year 2006): X; 
Goal reported in: FSA Strategic Plan Framework (fiscal years 2005-
2011): X; 
Goal reported in: OMB Program Rating (PART)[A]: X. 

Performance goals and measures: Goals directly related to beginning 
farmers: Reduce average processing time for guaranteed loans (number of 
days); 
Measures: Fiscal year 2006 actual: 12.63; 
Measures: Fiscal year 2007 goal: 14; 
Goal reported in: USDA Strategic Plan (fiscal years 2005-2010): 
[Empty]; 
Goal reported in: USDA Performance and Accountability Report (fiscal 
year 2006): X; 
Goal reported in: FSA Strategic Plan Framework (fiscal years 2005-
2011): X; 
Goal reported in: OMB Program Rating (PART)[A]: X. 

Performance goals and measures: Goals directly related to beginning 
farmers: Maintain or reduce direct loan loss rate (percent); 
Measures: Fiscal year 2006 actual: 2.6; 
Measures: Fiscal year 2007 goal: 3.2; 
Goal reported in: USDA Strategic Plan (fiscal years 2005-2010): 
[Empty]; 
Goal reported in: USDA Performance and Accountability Report (fiscal 
year 2006): [Empty]; 
Goal reported in: FSA Strategic Plan Framework (fiscal years 2005-
2011): X; 
Goal reported in: OMB Program Rating (PART)[A]: X. 

Performance goals and measures: Goals directly related to beginning 
farmers: Maintain or reduce guaranteed loan loss rate (percent); 
Measures: Fiscal year 2006 actual: .34; 
Measures: Fiscal year 2007 goal: 1; 
Goal reported in: USDA Strategic Plan (fiscal years 2005- 2010): 
[Empty]; 
Goal reported in: USDA Performance and Accountability Report (fiscal 
year 2006): [Empty]; 
Goal reported in: FSA Strategic Plan Framework (fiscal years 2005-
2011): X; 
Goal reported in: OMB Program Rating (PART)[A]: X. 

Performance goals and measures: Goals directly related to beginning 
farmers: Maintain or reduce direct loan delinquency rate (percent); 
Measures: Fiscal year 2006 actual: 8.1; 
Measures: Fiscal year 2007 goal: 9.7; 
Goal reported in: USDA Strategic Plan (fiscal years 2005- 2010): 
[Empty]; 
Goal reported in: USDA Performance and Accountability Report (fiscal 
year 2006): [Empty]; 
Goal reported in: FSA Strategic Plan Framework (fiscal years 2005-
2011): [Empty]; 
Goal reported in: OMB Program Rating (PART)[A]: X. 

Performance goals and measures: Goals directly related to beginning 
farmers: Maintain or reduce guaranteed loan delinquency rate (percent); 
Measures: Fiscal year 2006 actual: 1.45; 
Measures: Fiscal year 2007 goal: 1.99; 
Goal reported in: USDA Strategic Plan (fiscal years 2005- 2010): 
[Empty]; 
Goal reported in: USDA Performance and Accountability Report (fiscal 
year 2006): [Empty]; 
Goal reported in: FSA Strategic Plan Framework (fiscal years 2005-
2011): [Empty]; 
Goal reported in: OMB Program Rating (PART)[A]: [Empty]. 

Performance goals and measures: Goals directly related to beginning 
farmers: Administrative cost per loan (percent); 
Measures: Fiscal year 2006 actual: 1.91; 
Measures: Fiscal year 2007 goal: 2.03; 
Goal reported in: USDA Strategic Plan (fiscal years 2005-2010): 
[Empty]; 
Goal reported in: USDA Performance and Accountability Report (fiscal 
year 2006): [Empty]; 
Goal reported in: FSA Strategic Plan Framework (fiscal years 2005-
2011): [Empty]; 
Goal reported in: OMB Program Rating (PART)[A]: X. 

Performance goals and measures: Other performance goals: Increased 
revenue and profit of farms and ranches (dollars); 
Measures: Fiscal year 2006 actual: N/A; 
Measures: Fiscal year 2007 goal: $55 billion; 
Goal reported in: USDA Strategic Plan (fiscal years 2005-2010): 
[Empty]; 
Goal reported in: USDA Performance and Accountability Report (fiscal 
year 2006): [Empty]; 
Goal reported in: FSA Strategic Plan Framework (fiscal years 2005-
2011): [Empty]; 
Goal reported in: OMB Program Rating (PART)[A]: X. 

Performance goals and measures: Other performance goals: Graduate 
direct borrowers to the guaranteed program (percent); 
Measures: Fiscal year 2006 actual: 35; 
Measures: Fiscal year 2007 goal: 33; 
Goal reported in: USDA Strategic Plan (fiscal years 2005-2010): 
[Empty]; 
Goal reported in: USDA Performance and Accountability Report (fiscal 
year 2006): [Empty]; 
Goal reported in: FSA Strategic Plan Framework (fiscal years 2005-
2011): [Empty]; 
Goal reported in: OMB Program Rating (PART)[A]: X. 

Source: USDA and Office of Management and Budget documents. 

Note: N/A refers to data that was not available at the time we wrote 
this report. 

[A] The Office of Management and Budget (OMB) performed a Program 
Assessment Rating Tool (PART) review of the FSA guaranteed loan program 
in 2003 and a review of the direct loan program in 2004, and assessed 
both of these programs as moderately effective. 

[B] In 2007, FSA combined its goal for beginning and socially 
disadvantaged farmers--women and minority farmers--into a single goal. 
It also modified its formula for calculating lending to this group to 
eliminate the double counting of borrowers who are both beginning and 
socially disadvantaged farmers. 

[C] FSA developed this goal in fiscal year 2006. This goal reflects the 
number of beginning farmers, racial and ethnic minorities, and women 
currently in FSA's loan portfolio divided by the total number of all 
principal farm operators in the 2002 Census of Agriculture with $10,000 
or more in gross sales who were identified as minority, women, or 
beginning farmers (farmers with less than 10 years on their present 
farm). 

[End of table] 

In addition to the information FSA tracks on the number and types of 
borrowers served, a 2005 University of Arkansas study provides insight 
into the effectiveness of USDA's direct loan program for beginning 
farmers that could provide one basis for developing FSA performance 
goals that feed into a departmental, crosscutting goal.[Footnote 16] 
The study focused on borrowers, including beginning farmers, 
originating FSA direct loans between fiscal year 1994 and 1996. Among 
other things, the study found that beginning farmer borrowers had 
positive average annual change in their net worth, potentially 
indicating financial progress. It also found that about 82 percent of 
those who received beginning farmer direct farm ownership loans who had 
left the loan program by 2004 had graduated to another form of credit, 
such as FSA guaranteed loans or commercial loans, or no longer needed 
credit. The remainder left farming voluntarily (approximately 13 
percent); involuntarily, such as due to financial stress (approximately 
3 percent); or died (approximately 3 percent).[Footnote 17] 

Like FSA, RMA has performance goals related to beginning farmers and 
tracks actions, as table 6 shows. However, tracking actions provides 
limited performance information and does not indicate the level of 
improvement. 

Table 6: RMA Performance Goals Relating to Beginning Farmers, Fiscal 
Years 2006-2011: 

Performance goals: Improve the delivery mechanisms and reduce barriers 
to participation for risk management tools targeted for small farms and 
beginning limited resource producers; 
Baseline 2006: Development of two risk management tools is targeted to 
small farms and beginning limited resource producers to increase 
participation; 
Target 2011: Improve communications and delivery mechanisms for new 
risk management tools that are targeted to increase the participation 
of small farms and beginning limited resource producers. 

Performance goals: Provide small farms and beginning limited resource 
producers with information and technical assistance necessary to access 
and participate in RMA programs; 
Baseline 2006: Progress measured in numbers served. Information and 
technical assistance provided to 50,000 small farms and beginning 
limited resource producers; 
Target 2011: Progress measured in improved ability to manage risks. 
Seventy percent of producer participants in an RMA-funded educational 
activity will report that they are more prepared to manage risks as a 
result of participating in the RMA-funded activity. 

Performance goals: Educate small farms and beginning limited resource 
producers on risk management strategies; 
Baseline 2006: Utilize 62 Outreach Partnerships to provide training on 
risk management strategies to small farms and beginning limited 
resource producers; 
Target 2011: Utilize 75 Outreach Partnerships to provide training on 
risk management strategies to small farms and beginning limited 
resource producers. 

Source: RMA Strategic Plan for fiscal year 2006-2011. 

Note: In addition to the goals reflected in this table, RMA has 
established additional performance goals more broadly related to its 
programs. 

[End of table] 

Other agencies we spoke with--NRCS, the Agricultural Marketing Service, 
and the Cooperative State Research, Education, and Extension Service-- 
do not have beginning farmer performance goals. NRCS officials told us 
their performance goals are driven by their natural resource and 
environmental goals and do not directly target beginning farmers. 
Cooperative State Research, Education, and Extension Service and 
Agricultural Marketing Service officials said they have not developed 
beginning farmer performance goals because their programs benefit 
farmers broadly, rather than providing targeted assistance to this 
group. 

Nevertheless, achieving a common goal of importance often requires 
collaborative efforts among agencies. In 2005, GAO reported that 
collaborative efforts require agencies to define and articulate the 
common purpose or outcome they are seeking to achieve.[Footnote 18] In 
addition, GAO reported that agencies' collaborative efforts can be 
enhanced and sustained by, among other things, establishing mutually 
reinforcing or joint strategies; identifying and addressing needs by 
leveraging resources; establishing compatible policies and procedures; 
and developing mechanisms to monitor, evaluate, and report on results. 

USDA Has Begun to Develop Information on Beginning Farmers That Could 
Help Better Target Its Efforts: 

USDA has recently begun to develop baseline information about beginning 
farmer characteristics, which should help the department evaluate and 
better target its beginning farmer efforts. Among other things, 
recently developed analysis of existing data shows that beginning 
farmers are younger than established farmers (about 7 in 10 beginning 
farmers are under 55 years of age), operate smaller farms, and are 
slightly more ethnically diverse and female than other farmers. Table 7 
provides some recent data on beginning farmers that was developed by 
economists from USDA's Economic Research Service (ERS). These data 
estimate there were 484,981 beginning farmers with less than 10 years 
of experience operating farms from which $1,000 or more of agricultural 
products were produced and sold or normally would have been sold during 
the year. 

Table 7: Selected Characteristics of Beginning Farmers: 

Number of farms; 
Established farmers: 1,476,558; 
Beginning farmers: 484,981. 

Average farm net worth; 
Established farmers: $723,075; 
Beginning farmers: $384,755. 

Under 55 years of age; 
Established farmers: 37%; 
Beginning farmers: 70%. 

55 years of age or older; 
Established farmers: 63%; 
Beginning farmers: 30%. 

Nonwhite or Hispanic; 
Established farmers: 6%; 
Beginning farmers: 8%. 

White, non-Hispanic; 
Established farmers: 94%; 
Beginning farmers: 92%. 

Male; 
Established farmers: 91%; 
Beginning farmers: 87%. 

Female; 
Established farmers: 9%; 
Beginning farmers: 13%. 

Source: D. Newton and M. Ahearn. USDA's Farm Definition and the 
Targeting of Underserved Farmers. Presented at the Professional 
Agricultural Workers Conference, December 2006. Tuskegee, Alabama. 

Note: Beginning farmer data were calculated by analyzing data about 
principal farm operators from the 2005 Agricultural Resource Management 
Survey. 

[End of table] 

ERS economists told us they are supplementing this work with additional 
analysis to provide insight into the characteristics of beginning 
farmers. This information will include the location of beginning 
farmers across the United States, the types of production they engage 
in, the size of their operations, their level of participation in 
government programs, as well as whether they rent or own land. They are 
also analyzing differences between beginning farmers actively engaged 
in farming and those who are "hobby" farmers. For example, ERS 
economists found that roughly one-third of beginning farms in 2005 had 
no agricultural output and were likely operated by individuals 
interested in a rural residential lifestyle.[Footnote 19] 

In addition to ERS's efforts, FSA has recently begun to analyze the 
financial characteristics and types of production of beginning farmers 
with FSA loans, as table 8 illustrates. This information shows, for 
example, that most beginning farmers with FSA direct loans are involved 
in livestock, corn, or soybean production. 

Table 8: Distribution of Beginning Farmer Borrowers by Type of 
Production for FSA Direct Loans Made in Fiscal Years 2005-2006: 

Type of production: Beef cattle; 
Farm ownership loans: 38.2%; 
Operating loans: 37.8%. 

Type of production: Corn, soybean; 
Farm ownership loans: 19.5; 
Operating loans: 11.2. 

Type of production: General row crops; 
Farm ownership loans: 11.4; 
Operating loans: 10.7. 

Type of production: Dairy; 
Farm ownership loans: 10.1; 
Operating loans: 17.2. 

Type of production: Other crops; 
Farm ownership loans: 4.9; 
Operating loans: 6.5. 

Type of production: Wheat; 
Farm ownership loans: 5.6; 
Operating loans: 3.0. 

Type of production: Other livestock; 
Farm ownership loans: 3.0; 
Operating loans: 2.6. 

Type of production: Cotton; 
Farm ownership loans: .9; 
Operating loans: 4.4. 

Type of production: Fruit, nut, nursery; 
Farm ownership loans: 1.9; 
Operating loans: 2.4. 

Type of production: Vegetable and potato; 
Farm ownership loans: 1.6; 
Operating loans: 2.6. 

Type of production: Poultry and eggs; 
Farm ownership loans: 2.9; 
Operating loans: 1.7. 

Type of production: Total; 
Farm ownership loans: 100%; 
Operating loans: 100%[A]. 

Source: FSA. 

Note: According to FSA, for the purposes of this analysis general row 
crops included rice, peanuts, grain sorghum, and diversified crop 
farms. Other crops included hay, sugar, tobacco, and grass seed. Other 
livestock included hogs, sheep, goats, horses, bees, alpacas, and 
aquaculture. 

[A] Totals do not add to 100 percent due to rounding. 

[End of table] 

This type of information should help FSA determine the extent to which 
the characteristics of its beginning farmer borrowers reflect those of 
beginning farmers as a whole. Furthermore, FSA officials we spoke with 
said that as additional data are entered into the agency's new 
centralized system for monitoring borrowers, it will be possible to 
conduct long-term analyses about these borrowers, including beginning 
farmers. This information will be valuable for understanding how 
farming operations change as a result of FSA assistance, including 
whether they expand and survive. 

Finally, USDA's analysis of beginning farmer characteristics 
supplements its work relating to changes in the age of farmers and the 
number of farms.[Footnote 20] In 2007, USDA economists reported that 
the number of older farmers is increasing and the number of young 
farmers is declining. Younger farmers enter the business at a very slow 
rate, a fact that tends to increase the average age of farmers as a 
whole. Agricultural census data show that the average of age of 
principal farm operators in 2002 was 55, an increase from 50 years of 
age in 1978. Nevertheless, the number of farms has been relatively 
stable in recent years according to USDA because of a near balance in 
the overall rate of farm entry and exit.[Footnote 21] Moreover, USDA 
maintains that changes in the age composition of the farm population 
and its overall size will not likely impair the nation's food security, 
since increases in labor productivity have been rapid enough to 
maintain farm output. 

Conclusions: 

Over the past two decades, heightened focus on beginning farmers by 
Congress and the agricultural community has led to USDA programs and 
incentives that provide much financial assistance to this group. 
However, despite the billions of dollars provided to beginning farmers 
through loans and conservation assistance, USDA has not yet 
demonstrated the effectiveness of its assistance to beginning farmers 
by showing what its expenditures are accomplishing. Although there are 
many reasons for helping beginning farmers, USDA has not developed a 
crosscutting, departmental strategic goal for its beginning farmer 
efforts to describe its expected accomplishments. FSA provides 
information about the dollars it directs to beginning farmers, but this 
information does not provide adequate direction for the department's 
efforts or speak to the outcomes of its beginning farmer assistance. 
Without a crosscutting, departmental strategic performance goal, USDA 
will be unable to determine the effectiveness of its current beginning 
farmer efforts and the need for changes in this assistance. 
Furthermore, the department's recent work to develop information about 
the characteristics of beginning farmers should help it define the 
outcomes it wants to achieve and develop a related crosscutting, 
departmental strategic goal. Additional baseline data about beginning 
farmer characteristics that provide insight into who beginning farmers 
are, which ones USDA assists, and how beginning farmer operations in 
agriculture change over time should (1) help USDA track the changes 
within this group, (2) provide a basis for more in-depth analyses about 
the effects of existing programs on beginning farmers, and (3) help 
identify the need for new forms of assistance. Furthermore, continued 
analysis of how beginning farmer policies affect farm entry and the age 
of farmers could provide insight into program effectiveness. 

Recommendations for Executive Action: 

To better ensure USDA can provide Congress and the public with 
information on the effectiveness of assistance to beginning farmers, we 
are recommending that the Secretary of Agriculture develop a 
crosscutting, departmental strategic beginning farmer performance goal 
that identifies the desired outcomes of USDA's beginning farmer 
assistance and that links to related agency goals. We also recommend 
that USDA track progress toward achieving these goals. 

Agency Comments and Our Evaluation: 

We provided USDA with a draft of this report for review and comment. In 
a letter dated September 12, 2007, we received formal comments from the 
Secretary of Agriculture. These comments are reprinted in appendix VI. 
We also received oral technical comments, which we incorporated into 
the report, as appropriate. 

USDA stated that it generally agreed with our report and 
recommendations. In particular, USDA explained that it would be able to 
develop more focused performance measures once the 2007 Farm Bill is 
complete. However, USDA did not specifically state whether it would 
develop a crosscutting, departmental strategic goal as we recommended. 

In addition, USDA stated that its departmental and agency strategic 
plans, taken together, provide a comprehensive strategy to ensure that 
its programs to assist beginning farmers are achieving stated 
objectives and goals. We disagree, since the goals in USDA's plans do 
not provide adequate direction and focus for the department's multiple 
beginning farmer efforts. For example, the departmental goal in USDA's 
Strategic Plan to "Enhance the Competitiveness and Sustainability of 
Rural and Farm Economies" is related to agricultural producers and 
rural communities broadly; it is not specific to beginning farmers. A 
performance goal within that plan to increase the percentage of loans 
made to beginning farmers, racial and ethnic minority farmers, and 
women farmers is not crosscutting in nature and relates only to FSA's 
loan programs. 

Moreover, USDA's comments do not indicate a full appreciation of the 
efforts needed to implement our recommendation. For example, USDA did 
not discuss the need for further analysis of (1) beginning farmer 
characteristics, (2) gaps in beginning farmer assistance, and (3) the 
effects of beginning farmer policies on farm entry and the age of 
farmers. Such analysis could help USDA define the outcomes it expects 
its beginning farmer assistance to achieve and develop a crosscutting, 
departmental strategic goal to measure success. Furthermore, USDA did 
not directly respond to our conclusion that it has not demonstrated 
what has been accomplished by the billions of dollars of assistance to 
beginning farmers. In light of the federal government's large and 
growing structural deficits, GAO has stated that agencies must link 
resources and activities to results. While USDA has taken the first 
steps in tracking the numbers of farmers it assists, a crosscutting 
strategic goal can help ensure its programs are mutually reinforcing in 
their support of beginning farmers. 

USDA also stated that FSA has virtually no discretion in setting the 
definition of a qualified beginning farmer and rancher. However, we 
believe that if USDA determines that consistency between FSA's and 
NRCS's programmatic definitions would better ensure that beginning 
farmer dollars work toward a common purpose, it should consider what 
changes are needed and how best to effect those changes. If USDA finds 
the changes in definitions require legislative action to achieve 
consistency across programs or focus efforts on particular outcomes, it 
should provide its analysis to Congress for consideration. 

Finally, USDA provided examples of RMA partnership programs that 
provided higher scores to applicants partnering with organizations that 
help beginning farmers and other underserved producers. Although the 
partnership programs direct risk management assistance to a broad class 
of producers rather than specifically to beginning farmers, we 
clarified the language in our report to acknowledge how the application 
scoring process can benefit beginning farmers. Our report also 
identifies examples of projects designed to help beginning farmers and 
other underserved producers. 

As agreed with your staff, unless you publicly announce the contents of 
this report earlier, we plan no further distribution until 30 days from 
the report date. At that time, we will send copies of this report to 
interested congressional committees and the Secretary of Agriculture. 
We will also make copies available to others upon request. In addition, 
this report will be available at no charge on the GAO Web site at 
[hyperlink, http://www.gao.gov]. 

If you or your staff have any questions about this report or need 
additional information, please contact me at (202) 512-3841 or 
shamesl@gao.gov. Contact points for our Offices of Congressional 
Relations and of Public Affairs may be found on the last page of this 
report. Key contributors to this report are listed in appendix VII. 

Sincerely yours, 

Signed by: 

Lisa Shames: 

Director, Natural Resources and Environment: 

[End of section] 

Appendix I: Scope and Methodology: 

At the request of the Chairman of the Senate Committee on Agriculture, 
Nutrition, and Forestry, we examined U.S. Department of Agriculture 
(USDA) support to beginning farmers and ranchers. Our objectives were 
to (1) identify the key steps USDA has taken to help beginning farmers 
and (2) assess USDA's actions to measure the effectiveness of these 
steps. 

To identify USDA's key steps to assist beginning farmers, we reviewed 
documentation describing the purpose and extent of USDA assistance to 
this group. We focused on departmental efforts to assist beginning 
farmers, as well as efforts by individual agencies such as the Farm 
Service Agency (FSA) and Natural Resources Conservation Service (NRCS). 
We also reviewed legislation authorizing assistance to beginning 
farmers, such as the Food, Agriculture, Conservation, and Trade Act of 
1990; the Agricultural Credit Improvement Act of 1992; and the Farm 
Security and Rural Investment Act of 2002. To refine our understanding 
of the amount of assistance provided through beginning farmer programs, 
we also spoke with FSA and NRCS officials who manage programs that 
assist beginning farmers. Specifically, we spoke with officials from 
FSA's loan making and servicing divisions, as well as the agency's 
Economic and Policy Analysis staff. We spoke with NRCS officials who 
administer the Environmental Quality Incentives Program (EQIP) and 
Conservation Security Program (CSP), as well as a representative from 
the Resource Conservation and Development and Rural Lands Division. In 
addition, to identify other programs that may assist beginning farmers 
either directly or indirectly, we spoke with officials representing the 
Cooperative State Research, Education, and Extension Service (CSREES); 
Risk Management Agency (RMA); and the Agricultural Marketing Service 
(AMS). We reviewed data these agencies provided about the level of 
assistance to beginning farmers, including the number of loans and 
conservation dollars approved. We also contacted small and beginning 
farmer coordinators and the Co-Executive Directors of the Small Farms 
and Beginning Farmers and Ranchers Council to discuss the strengths and 
limitations of departmental assistance to beginning farmers. 

To assess USDA's actions to measure the effectiveness of steps taken to 
assist beginning farmers, we reviewed USDA's and agency strategic plans 
and USDA's Performance and Accountability Report. We also reviewed 
reports on farm entry and exit, the characteristics of beginning 
farmers, and the effectiveness of credit programs. In addition, we 
spoke with agency officials from FSA's Farm Loan Program and an 
official from NRCS's Strategic and Performance Planning Division. These 
officials described agency efforts taken to measure the effectiveness 
of USDA's efforts to serve beginning farmers and data used to monitor 
program performance. Last, we spoke with Economic Research Service 
(ERS) and National Agricultural Statistics Service (NASS) officials 
about data available regarding the characteristics of beginning farmers 
and future directions for their research. 

To understand the challenges beginning farmers face, we spoke with 
representatives from the Advisory Committee on Beginning Farmers and 
Ranchers. The Advisory Committee was established by USDA in 1998 to 
provide advice to the Secretary of Agriculture about methods of 
creating new farming and ranching opportunities, among other things. 
Members interviewed included those representing academia, cooperative 
extension programs, state government, and advocacy groups. On the basis 
of discussions with members of the Advisory Committee, we identified 
and interviewed other stakeholders, also representing academia, 
cooperative extension programs, state government, and advocacy groups. 
These interviews provided insight into USDA assistance to beginning 
farmers and potential areas for change and included such groups as the 
American Farm Bureau Federation, California FarmLink, Cornell 
Cooperative Extension, Iowa State University's Beginning Farmer Center, 
and the Montana Department of Agriculture, among others. We also 
reviewed relevant policy papers and spoke with representatives from 
such organizations as the Center for Rural Affairs and the Sustainable 
Agriculture Coalition to familiarize ourselves with their 
recommendations for beginning farmer policy changes. 

Our work was performed between September 2006 and August 2007 in 
accordance with generally accepted government auditing standards. 

[End of section] 

Appendix II: FSA Loans to Beginning Farmers by State and Loan Type, 
Fiscal Year 2006: 

Table: FSA Loans to Beginning Farmers by State and Loan Type, Fiscal 
Year 2006: 

Dollars in millions. 

State: Alabama; 
Direct operating loans: Number of loans: 51; 
Direct operating loans: Total amount of loans: $1.8; 
Guaranteed operating loans: Number of loans: 6; 
Guaranteed operating loans: Total amount of loans: $0.3; 
Direct farm ownership loans: Number of loans: 6; 
Direct farm ownership loans: Total amount of loans: $0.4; 
Guaranteed farm ownership loans: Number of loans: 32; 
Guaranteed farm ownership loans: Total amount of loans: $15.0; 
Total loans: Number of loans: 95; 
Total loans: Total amount of loans[A]: $17.6. 

State: Alaska; 
Direct operating loans: Number of loans: 2; 
Direct operating loans: Total amount of loans: 0.1; 
Guaranteed operating loans: Number of loans: 0; 
Guaranteed operating loans: Total amount of loans: 0.0; 
Direct farm ownership loans: Number of loans: 0; 
Direct farm ownership loans: Total amount of loans: 0.0; 
Guaranteed farm ownership loans: Number of loans: 0; 
Guaranteed farm ownership loans: Total amount of loans: 0.0; 
Total loans: Number of loans: 2; 
Total loans: Total amount of loans[A]: 0.1. 

State: Arizona; 
Direct operating loans: Number of loans: 15; 
Direct operating loans: Total amount of loans: 1.0; 
Guaranteed operating loans: Number of loans: 3; 
Guaranteed operating loans: Total amount of loans: 0.2; 
Direct farm ownership loans: Number of loans: 2; 
Direct farm ownership loans: Total amount of loans: 0.4; 
Guaranteed farm ownership loans: Number of loans: 0; 
Guaranteed farm ownership loans: Total amount of loans: 0.0; 
Total loans: Number of loans: 20; 
Total loans: Total amount of loans[A]: 1.6. 

State: Arkansas; 
Direct operating loans: Number of loans: 393; 
Direct operating loans: Total amount of loans: 26.4; 
Guaranteed operating loans: Number of loans: 178; 
Guaranteed operating loans: Total amount of loans: 28.5; 
Direct farm ownership loans: Number of loans: 38; 
Direct farm ownership loans: Total amount of loans: 5.2; 
Guaranteed farm ownership loans: Number of loans: 105; 
Guaranteed farm ownership loans: Total amount of loans: 44.3; 
Total loans: Number of loans: 714; 
Total loans: Total amount of loans[A]: 104.4. 

State: California; 
Direct operating loans: Number of loans: 59; 
Direct operating loans: Total amount of loans: 4.7; 
Guaranteed operating loans: Number of loans: 70; 
Guaranteed operating loans: Total amount of loans: 16.1; 
Direct farm ownership loans: Number of loans: 9; 
Direct farm ownership loans: Total amount of loans: 1.5; 
Guaranteed farm ownership loans: Number of loans: 15; 
Guaranteed farm ownership loans: Total amount of loans: 5.2; 
Total loans: Number of loans: 153; 
Total loans: Total amount of loans[A]: 27.6. 

State: Colorado; 
Direct operating loans: Number of loans: 41; 
Direct operating loans: Total amount of loans: 2.1; 
Guaranteed operating loans: Number of loans: 16; 
Guaranteed operating loans: Total amount of loans: 1.7; 
Direct farm ownership loans: Number of loans: 15; 
Direct farm ownership loans: Total amount of loans: 1.4; 
Guaranteed farm ownership loans: Number of loans: 13; 
Guaranteed farm ownership loans: Total amount of loans: 4.0; 
Total loans: Number of loans: 85; 
Total loans: Total amount of loans[A]: 9.2. 

State: Connecticut; 
Direct operating loans: Number of loans: 3; 
Direct operating loans: Total amount of loans: 0.1; 
Guaranteed operating loans: Number of loans: 2; 
Guaranteed operating loans: Total amount of loans: 0.5; 
Direct farm ownership loans: Number of loans: 0; 
Direct farm ownership loans: Total amount of loans: 0.0; 
Guaranteed farm ownership loans: Number of loans: 2; 
Guaranteed farm ownership loans: Total amount of loans: 0.3; 
Total loans: Number of loans: 7; 
Total loans: Total amount of loans[A]: 0.9. 

State: Delaware; 
Direct operating loans: Number of loans: 1; 
Direct operating loans: Total amount of loans: 0.1; 
Guaranteed operating loans: Number of loans: 0; 
Guaranteed operating loans: Total amount of loans: 0.0; 
Direct farm ownership loans: Number of loans: 3; 
Direct farm ownership loans: Total amount of loans: 0.6; 
Guaranteed farm ownership loans: Number of loans: 3; 
Guaranteed farm ownership loans: Total amount of loans: 1.2; 
Total loans: Number of loans: 7; 
Total loans: Total amount of loans[A]: 1.9. 

State: Florida; 
Direct operating loans: Number of loans: 29; 
Direct operating loans: Total amount of loans: 2.1; 
Guaranteed operating loans: Number of loans: 10; 
Guaranteed operating loans: Total amount of loans: 1.1; 
Direct farm ownership loans: Number of loans: 4; 
Direct farm ownership loans: Total amount of loans: 0.5; 
Guaranteed farm ownership loans: Number of loans: 6; 
Guaranteed farm ownership loans: Total amount of loans: 3.4; 
Total loans: Number of loans: 49; 
Total loans: Total amount of loans[A]: 7.1. 

State: Georgia; 
Direct operating loans: Number of loans: 164; 
Direct operating loans: Total amount of loans: 11.8; 
Guaranteed operating loans: Number of loans: 73; 
Guaranteed operating loans: Total amount of loans: 10.5; 
Direct farm ownership loans: Number of loans: 12; 
Direct farm ownership loans: Total amount of loans: 1.4; 
Guaranteed farm ownership loans: Number of loans: 35; 
Guaranteed farm ownership loans: Total amount of loans: 19.2; 
Total loans: Number of loans: 284; 
Total loans: Total amount of loans[A]: 42.9. 

State: Hawaii; 
Direct operating loans: Number of loans: 25; 
Direct operating loans: Total amount of loans: 0.4; 
Guaranteed operating loans: Number of loans: 1; 
Guaranteed operating loans: Total amount of loans: 0.0; 
Direct farm ownership loans: Number of loans: 0; 
Direct farm ownership loans: Total amount of loans: 0.0; 
Guaranteed farm ownership loans: Number of loans: 1; 
Guaranteed farm ownership loans: Total amount of loans: 0.2; 
Total loans: Number of loans: 27; 
Total loans: Total amount of loans[A]: 0.7. 

State: Idaho; 
Direct operating loans: Number of loans: 109; 
Direct operating loans: Total amount of loans: 7.0; 
Guaranteed operating loans: Number of loans: 48; 
Guaranteed operating loans: Total amount of loans: 7.0; 
Direct farm ownership loans: Number of loans: 16; 
Direct farm ownership loans: Total amount of loans: 2.4; 
Guaranteed farm ownership loans: Number of loans: 13; 
Guaranteed farm ownership loans: Total amount of loans: 2.1; 
Total loans: Number of loans: 186; 
Total loans: Total amount of loans[A]: 18.6. 

State: Illinois; 
Direct operating loans: Number of loans: 103; 
Direct operating loans: Total amount of loans: 5.8; 
Guaranteed operating loans: Number of loans: 59; 
Guaranteed operating loans: Total amount of loans: 6.1; 
Direct farm ownership loans: Number of loans: 73; 
Direct farm ownership loans: Total amount of loans: 7.1; 
Guaranteed farm ownership loans: Number of loans: 18; 
Guaranteed farm ownership loans: Total amount of loans: 2.5; 
Total loans: Number of loans: 253; 
Total loans: Total amount of loans[A]: 21.4. 

State: Indiana; 
Direct operating loans: Number of loans: 42; 
Direct operating loans: Total amount of loans: 2.0; 
Guaranteed operating loans: Number of loans: 20; 
Guaranteed operating loans: Total amount of loans: 1.6; 
Direct farm ownership loans: Number of loans: 61; 
Direct farm ownership loans: Total amount of loans: 8.8; 
Guaranteed farm ownership loans: Number of loans: 33; 
Guaranteed farm ownership loans: Total amount of loans: 10.2; 
Total loans: Number of loans: 156; 
Total loans: Total amount of loans[A]: 22.7. 

State: Iowa; 
Direct operating loans: Number of loans: 492; 
Direct operating loans: Total amount of loans: 19.6; 
Guaranteed operating loans: Number of loans: 102; 
Guaranteed operating loans: Total amount of loans: 15.3; 
Direct farm ownership loans: Number of loans: 200; 
Direct farm ownership loans: Total amount of loans: 26.6; 
Guaranteed farm ownership loans: Number of loans: 42; 
Guaranteed farm ownership loans: Total amount of loans: 11.1; 
Total loans: Number of loans: 836; 
Total loans: Total amount of loans[A]: 72.6. 

State: Kansas; 
Direct operating loans: Number of loans: 162; 
Direct operating loans: Total amount of loans: 8.5; 
Guaranteed operating loans: Number of loans: 27; 
Guaranteed operating loans: Total amount of loans: 2.6; 
Direct farm ownership loans: Number of loans: 123; 
Direct farm ownership loans: Total amount of loans: 13.8; 
Guaranteed farm ownership loans: Number of loans: 18; 
Guaranteed farm ownership loans: Total amount of loans: 2.1; 
Total loans: Number of loans: 330; 
Total loans: Total amount of loans[A]: 27.0. 

State: Kentucky; 
Direct operating loans: Number of loans: 308; 
Direct operating loans: Total amount of loans: 8.9; 
Guaranteed operating loans: Number of loans: 41; 
Guaranteed operating loans: Total amount of loans: 5.6; 
Direct farm ownership loans: Number of loans: 59; 
Direct farm ownership loans: Total amount of loans: 6.8; 
Guaranteed farm ownership loans: Number of loans: 32; 
Guaranteed farm ownership loans: Total amount of loans: 8.1; 
Total loans: Number of loans: 440; 
Total loans: Total amount of loans[A]: 29.4. 

State: Louisiana; 
Direct operating loans: Number of loans: 126; 
Direct operating loans: Total amount of loans: 8.8; 
Guaranteed operating loans: Number of loans: 52; 
Guaranteed operating loans: Total amount of loans: 10.1; 
Direct farm ownership loans: Number of loans: 3; 
Direct farm ownership loans: Total amount of loans: 0.6; 
Guaranteed farm ownership loans: Number of loans: 8; 
Guaranteed farm ownership loans: Total amount of loans: 3.0; 
Total loans: Number of loans: 189; 
Total loans: Total amount of loans[A]: 22.5. 

State: Maine; 
Direct operating loans: Number of loans: 34; 
Direct operating loans: Total amount of loans: 1.6; 
Guaranteed operating loans: Number of loans: 6; 
Guaranteed operating loans: Total amount of loans: 0.6; 
Direct farm ownership loans: Number of loans: 2; 
Direct farm ownership loans: Total amount of loans: 0.4; 
Guaranteed farm ownership loans: Number of loans: 2; 
Guaranteed farm ownership loans: Total amount of loans: 0.3; 
Total loans: Number of loans: 44; 
Total loans: Total amount of loans[A]: 2.9. 

State: Maryland; 
Direct operating loans: Number of loans: 2; 
Direct operating loans: Total amount of loans: 0.1; 
Guaranteed operating loans: Number of loans: 4; 
Guaranteed operating loans: Total amount of loans: 0.3; 
Direct farm ownership loans: Number of loans: 1; 
Direct farm ownership loans: Total amount of loans: 0.2; 
Guaranteed farm ownership loans: Number of loans: 12; 
Guaranteed farm ownership loans: Total amount of loans: 2.9; 
Total loans: Number of loans: 19; 
Total loans: Total amount of loans[A]: 3.6. 

State: Massachusetts; 
Direct operating loans: Number of loans: 19; 
Direct operating loans: Total amount of loans: 0.8; 
Guaranteed operating loans: Number of loans: 5; 
Guaranteed operating loans: Total amount of loans: 1.0; 
Direct farm ownership loans: Number of loans: 3; 
Direct farm ownership loans: Total amount of loans: 0.3; 
Guaranteed farm ownership loans: Number of loans: 2; 
Guaranteed farm ownership loans: Total amount of loans: 1.3; 
Total loans: Number of loans: 29; 
Total loans: Total amount of loans[A]: 3.3. 

State: Michigan; 
Direct operating loans: Number of loans: 117; 
Direct operating loans: Total amount of loans: 7.1; 
Guaranteed operating loans: Number of loans: 31; 
Guaranteed operating loans: Total amount of loans: 3.4; 
Direct farm ownership loans: Number of loans: 51; 
Direct farm ownership loans: Total amount of loans: 6.3; 
Guaranteed farm ownership loans: Number of loans: 25; 
Guaranteed farm ownership loans: Total amount of loans: 5.0; 
Total loans: Number of loans: 224; 
Total loans: Total amount of loans[A]: 21.9. 

State: Minnesota; 
Direct operating loans: Number of loans: 437; 
Direct operating loans: Total amount of loans: 23.4; 
Guaranteed operating loans: Number of loans: 115; 
Guaranteed operating loans: Total amount of loans: 14.2; 
Direct farm ownership loans: Number of loans: 106; 
Direct farm ownership loans: Total amount of loans: 16.1; 
Guaranteed farm ownership loans: Number of loans: 23; 
Guaranteed farm ownership loans: Total amount of loans: 4.9; 
Total loans: Number of loans: 681; 
Total loans: Total amount of loans[A]: 58.5. 

State: Mississippi; 
Direct operating loans: Number of loans: 106; 
Direct operating loans: Total amount of loans: 6.3; 
Guaranteed operating loans: Number of loans: 23; 
Guaranteed operating loans: Total amount of loans: 5.6; 
Direct farm ownership loans: Number of loans: 5; 
Direct farm ownership loans: Total amount of loans: 0.4; 
Guaranteed farm ownership loans: Number of loans: 4; 
Guaranteed farm ownership loans: Total amount of loans: 2.9; 
Total loans: Number of loans: 138; 
Total loans: Total amount of loans[A]: 15.2. 

State: Missouri; 
Direct operating loans: Number of loans: 159; 
Direct operating loans: Total amount of loans: 8.1; 
Guaranteed operating loans: Number of loans: 60; 
Guaranteed operating loans: Total amount of loans: 8.1; 
Direct farm ownership loans: Number of loans: 83; 
Direct farm ownership loans: Total amount of loans: 10.1; 
Guaranteed farm ownership loans: Number of loans: 65; 
Guaranteed farm ownership loans: Total amount of loans: 19.0; 
Total loans: Number of loans: 367; 
Total loans: Total amount of loans[A]: 45.3. 

State: Montana; 
Direct operating loans: Number of loans: 43; 
Direct operating loans: Total amount of loans: 2.7; 
Guaranteed operating loans: Number of loans: 29; 
Guaranteed operating loans: Total amount of loans: 2.2; 
Direct farm ownership loans: Number of loans: 14; 
Direct farm ownership loans: Total amount of loans: 2.3; 
Guaranteed farm ownership loans: Number of loans: 14; 
Guaranteed farm ownership loans: Total amount of loans: 2.5; 
Total loans: Number of loans: 100; 
Total loans: Total amount of loans[A]: 9.7. 

State: Nebraska; 
Direct operating loans: Number of loans: 526; 
Direct operating loans: Total amount of loans: 25.4; 
Guaranteed operating loans: Number of loans: 53; 
Guaranteed operating loans: Total amount of loans: 8.5; 
Direct farm ownership loans: Number of loans: 138; 
Direct farm ownership loans: Total amount of loans: 17.9; 
Guaranteed farm ownership loans: Number of loans: 28; 
Guaranteed farm ownership loans: Total amount of loans: 6.3; 
Total loans: Number of loans: 745; 
Total loans: Total amount of loans[A]: 58.1. 

State: Nevada; 
Direct operating loans: Number of loans: 14; 
Direct operating loans: Total amount of loans: 1.1; 
Guaranteed operating loans: Number of loans: 1; 
Guaranteed operating loans: Total amount of loans: 0.1; 
Direct farm ownership loans: Number of loans: 0; 
Direct farm ownership loans: Total amount of loans: 0.0; 
Guaranteed farm ownership loans: Number of loans: 0; 
Guaranteed farm ownership loans: Total amount of loans: 0.0; 
Total loans: Number of loans: 15; 
Total loans: Total amount of loans[A]: 1.2. 

State: New Hampshire; 
Direct operating loans: Number of loans: 24; 
Direct operating loans: Total amount of loans: 0.8; 
Guaranteed operating loans: Number of loans: 0; 
Guaranteed operating loans: Total amount of loans: 0.0; 
Direct farm ownership loans: Number of loans: 3; 
Direct farm ownership loans: Total amount of loans: 0.2; 
Guaranteed farm ownership loans: Number of loans: 0; 
Guaranteed farm ownership loans: Total amount of loans: 0.0; 
Total loans: Number of loans: 27; 
Total loans: Total amount of loans[A]: 1.0. 

State: New Jersey; 
Direct operating loans: Number of loans: 23; 
Direct operating loans: Total amount of loans: 1.1; 
Guaranteed operating loans: Number of loans: 2; 
Guaranteed operating loans: Total amount of loans: 0.2; 
Direct farm ownership loans: Number of loans: 2; 
Direct farm ownership loans: Total amount of loans: 0.4; 
Guaranteed farm ownership loans: Number of loans: 1; 
Guaranteed farm ownership loans: Total amount of loans: 0.9; 
Total loans: Number of loans: 28; 
Total loans: Total amount of loans[A]: 2.5. 

State: New Mexico; 
Direct operating loans: Number of loans: 15; 
Direct operating loans: Total amount of loans: 0.9; 
Guaranteed operating loans: Number of loans: 9; 
Guaranteed operating loans: Total amount of loans: 1.6; 
Direct farm ownership loans: Number of loans: 4; 
Direct farm ownership loans: Total amount of loans: 0.4; 
Guaranteed farm ownership loans: Number of loans: 4; 
Guaranteed farm ownership loans: Total amount of loans: 0.4; 
Total loans: Number of loans: 32; 
Total loans: Total amount of loans[A]: 3.3. 

State: New York; 
Direct operating loans: Number of loans: 118; 
Direct operating loans: Total amount of loans: 7.0; 
Guaranteed operating loans: Number of loans: 42; 
Guaranteed operating loans: Total amount of loans: 3.2; 
Direct farm ownership loans: Number of loans: 27; 
Direct farm ownership loans: Total amount of loans: 3.3; 
Guaranteed farm ownership loans: Number of loans: 10; 
Guaranteed farm ownership loans: Total amount of loans: 1.7; 
Total loans: Number of loans: 197; 
Total loans: Total amount of loans[A]: 15.2. 

State: North Carolina; 
Direct operating loans: Number of loans: 78; 
Direct operating loans: Total amount of loans: 3.9; 
Guaranteed operating loans: Number of loans: 39; 
Guaranteed operating loans: Total amount of loans: 5.7; 
Direct farm ownership loans: Number of loans: 9; 
Direct farm ownership loans: Total amount of loans: 1.1; 
Guaranteed farm ownership loans: Number of loans: 40; 
Guaranteed farm ownership loans: Total amount of loans: 12.6; 
Total loans: Number of loans: 166; 
Total loans: Total amount of loans[A]: 23.3. 

State: North Dakota; 
Direct operating loans: Number of loans: 206; 
Direct operating loans: Total amount of loans: 13.4; 
Guaranteed operating loans: Number of loans: 94; 
Guaranteed operating loans: Total amount of loans: 17.2; 
Direct farm ownership loans: Number of loans: 51; 
Direct farm ownership loans: Total amount of loans: 5.6; 
Guaranteed farm ownership loans: Number of loans: 12; 
Guaranteed farm ownership loans: Total amount of loans: 1.8; 
Total loans: Number of loans: 363; 
Total loans: Total amount of loans[A]: 38.0. 

State: Ohio; 
Direct operating loans: Number of loans: 42; 
Direct operating loans: Total amount of loans: 1.3; 
Guaranteed operating loans: Number of loans: 33; 
Guaranteed operating loans: Total amount of loans: 2.9; 
Direct farm ownership loans: Number of loans: 42; 
Direct farm ownership loans: Total amount of loans: 4.7; 
Guaranteed farm ownership loans: Number of loans: 66; 
Guaranteed farm ownership loans: Total amount of loans: 10.2; 
Total loans: Number of loans: 183; 
Total loans: Total amount of loans[A]: 19.2. 

State: Oklahoma; 
Direct operating loans: Number of loans: 223; 
Direct operating loans: Total amount of loans: 9.0; 
Guaranteed operating loans: Number of loans: 38; 
Guaranteed operating loans: Total amount of loans: 7.8; 
Direct farm ownership loans: Number of loans: 110; 
Direct farm ownership loans: Total amount of loans: 12.5; 
Guaranteed farm ownership loans: Number of loans: 45; 
Guaranteed farm ownership loans: Total amount of loans: 13.7; 
Total loans: Number of loans: 416; 
Total loans: Total amount of loans[A]: 43.0. 

State: Oregon; 
Direct operating loans: Number of loans: 124; 
Direct operating loans: Total amount of loans: 5.6; 
Guaranteed operating loans: Number of loans: 29; 
Guaranteed operating loans: Total amount of loans: 4.1; 
Direct farm ownership loans: Number of loans: 9; 
Direct farm ownership loans: Total amount of loans: 1.7; 
Guaranteed farm ownership loans: Number of loans: 5; 
Guaranteed farm ownership loans: Total amount of loans: 1.7; 
Total loans: Number of loans: 167; 
Total loans: Total amount of loans[A]: 13.0. 

State: Pennsylvania; 
Direct operating loans: Number of loans: 229; 
Direct operating loans: Total amount of loans: 12.7; 
Guaranteed operating loans: Number of loans: 18; 
Guaranteed operating loans: Total amount of loans: 1.8; 
Direct farm ownership loans: Number of loans: 34; 
Direct farm ownership loans: Total amount of loans: 5.7; 
Guaranteed farm ownership loans: Number of loans: 17; 
Guaranteed farm ownership loans: Total amount of loans: 5.0; 
Total loans: Number of loans: 298; 
Total loans: Total amount of loans[A]: 25.2. 

State: Rhode Island; 
Direct operating loans: Number of loans: 3; 
Direct operating loans: Total amount of loans: 0.0; 
Guaranteed operating loans: Number of loans: 0; 
Guaranteed operating loans: Total amount of loans: 0.0; 
Direct farm ownership loans: Number of loans: 0; 
Direct farm ownership loans: Total amount of loans: 0.0; 
Guaranteed farm ownership loans: Number of loans: 0; 
Guaranteed farm ownership loans: Total amount of loans: 0.0; 
Total loans: Number of loans: 3; 
Total loans: Total amount of loans[A]: 0.0. 

State: South Carolina; 
Direct operating loans: Number of loans: 129; 
Direct operating loans: Total amount of loans: 8.9; 
Guaranteed operating loans: Number of loans: 15; 
Guaranteed operating loans: Total amount of loans: 3.7; 
Direct farm ownership loans: Number of loans: 22; 
Direct farm ownership loans: Total amount of loans: 3.0; 
Guaranteed farm ownership loans: Number of loans: 46; 
Guaranteed farm ownership loans: Total amount of loans: 18.6; 
Total loans: Number of loans: 212; 
Total loans: Total amount of loans[A]: 34.3. 

State: South Dakota; 
Direct operating loans: Number of loans: 368; 
Direct operating loans: Total amount of loans: 19.3; 
Guaranteed operating loans: Number of loans: 57; 
Guaranteed operating loans: Total amount of loans: 8.1; 
Direct farm ownership loans: Number of loans: 80; 
Direct farm ownership loans: Total amount of loans: 10.7; 
Guaranteed farm ownership loans: Number of loans: 16; 
Guaranteed farm ownership loans: Total amount of loans: 4.5; 
Total loans: Number of loans: 521; 
Total loans: Total amount of loans[A]: 42.6. 

State: Tennessee; 
Direct operating loans: Number of loans: 76; 
Direct operating loans: Total amount of loans: 4.4; 
Guaranteed operating loans: Number of loans: 23; 
Guaranteed operating loans: Total amount of loans: 5.2; 
Direct farm ownership loans: Number of loans: 21; 
Direct farm ownership loans: Total amount of loans: 2.9; 
Guaranteed farm ownership loans: Number of loans: 10; 
Guaranteed farm ownership loans: Total amount of loans: 3.9; 
Total loans: Number of loans: 130; 
Total loans: Total amount of loans[A]: 16.4. 

State: Texas; 
Direct operating loans: Number of loans: 265; 
Direct operating loans: Total amount of loans: 15.5; 
Guaranteed operating loans: Number of loans: 70; 
Guaranteed operating loans: Total amount of loans: 13.8; 
Direct farm ownership loans: Number of loans: 51; 
Direct farm ownership loans: Total amount of loans: 7.1; 
Guaranteed farm ownership loans: Number of loans: 16; 
Guaranteed farm ownership loans: Total amount of loans: 6.7; 
Total loans: Number of loans: 402; 
Total loans: Total amount of loans[A]: 43.1. 

State: Utah; 
Direct operating loans: Number of loans: 110; 
Direct operating loans: Total amount of loans: 5.8; 
Guaranteed operating loans: Number of loans: 5; 
Guaranteed operating loans: Total amount of loans: 0.5; 
Direct farm ownership loans: Number of loans: 20; 
Direct farm ownership loans: Total amount of loans: 2.4; 
Guaranteed farm ownership loans: Number of loans: 11; 
Guaranteed farm ownership loans: Total amount of loans: 1.9; 
Total loans: Number of loans: 146; 
Total loans: Total amount of loans[A]: 10.7. 

State: Vermont; 
Direct operating loans: Number of loans: 63; 
Direct operating loans: Total amount of loans: 3.0; 
Guaranteed operating loans: Number of loans: 7; 
Guaranteed operating loans: Total amount of loans: 1.6; 
Direct farm ownership loans: Number of loans: 2; 
Direct farm ownership loans: Total amount of loans: 0.3; 
Guaranteed farm ownership loans: Number of loans: 5; 
Guaranteed farm ownership loans: Total amount of loans: 1.0; 
Total loans: Number of loans: 77; 
Total loans: Total amount of loans[A]: 5.9. 

State: Virginia; 
Direct operating loans: Number of loans: 24; 
Direct operating loans: Total amount of loans: 1.2; 
Guaranteed operating loans: Number of loans: 11; 
Guaranteed operating loans: Total amount of loans: 1.4; 
Direct farm ownership loans: Number of loans: 9; 
Direct farm ownership loans: Total amount of loans: 1.2; 
Guaranteed farm ownership loans: Number of loans: 10; 
Guaranteed farm ownership loans: Total amount of loans: 3.0; 
Total loans: Number of loans: 54; 
Total loans: Total amount of loans[A]: 6.8. 

State: Washington; 
Direct operating loans: Number of loans: 86; 
Direct operating loans: Total amount of loans: 6.0; 
Guaranteed operating loans: Number of loans: 37; 
Guaranteed operating loans: Total amount of loans: 4.9; 
Direct farm ownership loans: Number of loans: 10; 
Direct farm ownership loans: Total amount of loans: 1.6; 
Guaranteed farm ownership loans: Number of loans: 8; 
Guaranteed farm ownership loans: Total amount of loans: 2.1; 
Total loans: Number of loans: 141; 
Total loans: Total amount of loans[A]: 14.6. 

State: West Virginia; 
Direct operating loans: Number of loans: 91; 
Direct operating loans: Total amount of loans: 2.5; 
Guaranteed operating loans: Number of loans: 1; 
Guaranteed operating loans: Total amount of loans: 0.1; 
Direct farm ownership loans: Number of loans: 8; 
Direct farm ownership loans: Total amount of loans: 1.1; 
Guaranteed farm ownership loans: Number of loans: 2; 
Guaranteed farm ownership loans: Total amount of loans: 0.3; 
Total loans: Number of loans: 102; 
Total loans: Total amount of loans[A]: 4.1. 

State: Wisconsin; 
Direct operating loans: Number of loans: 527; 
Direct operating loans: Total amount of loans: 30.5; 
Guaranteed operating loans: Number of loans: 84; 
Guaranteed operating loans: Total amount of loans: 12.0; 
Direct farm ownership loans: Number of loans: 107; 
Direct farm ownership loans: Total amount of loans: 16.5; 
Guaranteed farm ownership loans: Number of loans: 45; 
Guaranteed farm ownership loans: Total amount of loans: 10.4; 
Total loans: Number of loans: 763; 
Total loans: Total amount of loans[A]: 69.4. 

State: Wyoming; 
Direct operating loans: Number of loans: 20; 
Direct operating loans: Total amount of loans: 1.0; 
Guaranteed operating loans: Number of loans: 4; 
Guaranteed operating loans: Total amount of loans: 0.5; 
Direct farm ownership loans: Number of loans: 8; 
Direct farm ownership loans: Total amount of loans: 1.2; 
Guaranteed farm ownership loans: Number of loans: 2; 
Guaranteed farm ownership loans: Total amount of loans: 0.3; 
Total loans: Number of loans: 34; 
Total loans: Total amount of loans[A]: 3.0. 

State: Puerto Rico; 
Direct operating loans: Number of loans: 4; 
Direct operating loans: Total amount of loans: 0.1; 
Guaranteed operating loans: Number of loans: 0; 
Guaranteed operating loans: Total amount of loans: 0.0; 
Direct farm ownership loans: Number of loans: 7; 
Direct farm ownership loans: Total amount of loans: 0.4; 
Guaranteed farm ownership loans: Number of loans: 0; 
Guaranteed farm ownership loans: Total amount of loans: 0.0; 
Total loans: Number of loans: 11; 
Total loans: Total amount of loans[A]: 0.5. 

State: Virgin Islands; 
Direct operating loans: Number of loans: 2; 
Direct operating loans: Total amount of loans: 0.0; 
Guaranteed operating loans: Number of loans: 0; 
Guaranteed operating loans: Total amount of loans: 0.0; 
Direct farm ownership loans: Number of loans: 0; 
Direct farm ownership loans: Total amount of loans: 0.0; 
Guaranteed farm ownership loans: Number of loans: 0; 
Guaranteed farm ownership loans: Total amount of loans: 0.0; 
Total loans: Number of loans: 2; 
Total loans: Total amount of loans[A]: 0.0. 

State: Western Pacific Territories; 
Direct operating loans: Number of loans: 6; 
Direct operating loans: Total amount of loans: 0.1; 
Guaranteed operating loans: Number of loans: 0; 
Guaranteed operating loans: Total amount of loans: 0.0; 
Direct farm ownership loans: Number of loans: 1; 
Direct farm ownership loans: Total amount of loans: 0.1; 
Guaranteed farm ownership loans: Number of loans: 0; 
Guaranteed farm ownership loans: Total amount of loans: 0.0; 
Total loans: Number of loans: 7; 
Total loans: Total amount of loans[A]: 0.1. 

State: National total[A]; 
Direct operating loans: Number of loans: 6,438; 
Direct operating loans: Total amount of loans: $341.8; 
Guaranteed operating loans: Number of loans: 1,653; 
Guaranteed operating loans: Total amount of loans: $247.5; 
Direct farm ownership loans: Number of loans: 1,664; 
Direct farm ownership loans: Total amount of loans: $215.4; 
Guaranteed farm ownership loans: Number of loans: 922; 
Guaranteed farm ownership loans: Total amount of loans: $278.1; 
Total loans: Number of loans: 10,677; 
Total loans: Total amount of loans[A]: $1,082.8. 

Source: FSA. 

[A] Dollar totals may not add due to rounding. 

[End of table] 

[End of section] 

Appendix III: EQIP Financial Assistance Approved for Beginning Farmers 
by State, Fiscal Year 2006: 

[End of section] 

Dollars in millions. 

State: Alabama; 
Contracts: 106; 
Financial assistance: $1.4. 

State: Alaska; 
Contracts: 26; 
Financial assistance: 1.3. 

State: Arizona; 
Contracts: 52; 
Financial assistance: 4.6. 

State: Arkansas; 
Contracts: 72; 
Financial assistance: 1.3. 

State: California; 
Contracts: 182; 
Financial assistance: 8.4. 

State: Colorado; 
Contracts: 96; 
Financial assistance: 2.8. 

State: Connecticut; 
Contracts: 23; 
Financial assistance: 2.3. 

Delaware; 
Contracts: 25; 
Financial assistance: 1.2. 

State: Florida; 
Contracts: 1; 
Financial assistance: 0. 

State: Georgia; 
Contracts: 7; 
Financial assistance: 0.1. 

State: Hawaii; 
Contracts: 32; 
Financial assistance: 1.1. 

State: Idaho; 
Contracts: 56; 
Financial assistance: 2.1. 

State: Illinois; 
Contracts: 5; 
Financial assistance: 0.1. 

State: Indiana; 
Contracts: 38; 
Financial assistance: 0.9. 

State: Iowa; 
Contracts: 65; 
Financial assistance: 1.5. 

State: Kansas; 
Contracts: 87; 
Financial assistance: 1.5. 

State: Kentucky; 
Contracts: 100; 
Financial assistance: 1.0. 

State: Louisiana; 
Contracts: 182; 
Financial assistance: 2.5. 

State: Maine; 
Contracts: 64; 
Financial assistance: 1.4. 

Maryland; 
Contracts: 48; 
Financial assistance: 0.6. 

State: Massachusetts; 
Contracts: 24; 
Financial assistance: 0.5. 

State: Michigan; 
Contracts: 45; 
Financial assistance: 2.3. 

State: Minnesota; 
Contracts: 11; 
Financial assistance: 0.2. 

State: Mississippi; 
Contracts: 293; 
Financial assistance: 2.0. 

State: Missouri; 
Contracts: 77; 
Financial assistance: 1.6. 

State: Montana; 
Contracts: 88; 
Financial assistance: 2.6. 

State: Nebraska; 
Contracts: 51; 
Financial assistance: 1.4. 

State: Nevada; 
Contracts: 7; 
Financial assistance: 0.8. 

State: New Hampshire; 
Contracts: 63; 
Financial assistance: 1.9. 

State: New Jersey; 
Contracts: 30; 
Financial assistance: 1.9. 

State: New Mexico; 
Contracts: 114; 
Financial assistance: 3.2. 

State: New York; 
Contracts: 33; 
Financial assistance: 0.8. 

State: North Carolina; 
Contracts: 148; 
Financial assistance: 4.5. 

State: North Dakota; 
Contracts: 55; 
Financial assistance: 2.6. 

State: Ohio; 
Contracts: 23; 
Financial assistance: 0.2. 

State: Oklahoma; 
Contracts: 260; 
Financial assistance: 3.2. 

State: Oregon; 
Contracts: 44; 
Financial assistance: 1.6. 

State: Pennsylvania; 
Contracts: 48; 
Financial assistance: 2.3. 

State: Rhode Island; 
Contracts: 30; 
Financial assistance: 1.8. 

State: South Carolina; 
Contracts: 96; 
Financial assistance: 1.7. 

State: South Dakota; 
Contracts: 31; 
Financial assistance: 1.8. 

State: Tennessee; 
Contracts: 39; 
Financial assistance: 0.7. 

State: Texas; 
Contracts: 107; 
Financial assistance: 2.1. 

State: Utah; 
Contracts: 74; 
Financial assistance: 3.4. 

State: Vermont; 
Contracts: 9; 
Financial assistance: 0.4. 

State: Virginia; 
Contracts: 88; 
Financial assistance: 3.1. 

State: Washington; 
Contracts: 42; 
Financial assistance: 1.7. 

State: West Virginia; 
Contracts: 18; 
Financial assistance: 0.2. 

State: Wisconsin; 
Contracts: 4; 
Financial assistance: 0.1. 

State: Wyoming; 
Contracts: 26; 
Financial assistance: 1.1. 

State: Pacific Basin; 
Contracts: 23; 
Financial assistance: 0.7. 

State: Puerto Rico; 
Contracts: 109; 
Financial assistance: 2.7. 

National Total; 
Contracts: 3,377; 
Financial assistance: $91.1 . 

[End of table] 

Source: NRCS.  

[End of section] 

Appendix IV: USDA Small Farms and Beginning Farmers and Ranchers 
Policy: 

U.S. Department Of Agriculture
Washington, D.C. 20250: 

Departmental Regulation: 
Subject: Small Farms and Beginning Farmers and Ranchers Policy: 
Number: 9700-001: 
Date: August 3, 2006: 
OPI: Office of the Chief Economist: 

1. Purpose:  

This regulation sets forth the policy of the United States Department 
of Agriculture (USDA) with regard to the importance and role of small 
farms, ranches, woodlots, and beginning farmers and ranchers (hereafter 
referred to as small farms and beginning farmers and ranchers) to U.S. 
agriculture and the establishment of strategies, systems, and a 
Departmental framework for achieving and maintaining the viability of 
small farms and beginning farmers and ranchers. 

2. Special Instructions:  

Departmental Regulation (DR) 9700-1, dated September 8, 1999 is 
replaced by this revised regulation, which revises DR 9700-1 to include 
beginning farmers and ranchers. 

3. Background: 

a. Small farms have been critical to American society throughout the 
Nation's history. Today, as historically, the vast majority of all 
farms ' in the United States are small. The viability and 
sustainability of these farms is important to our Nation's economy, to 
the wise stewardship of our biological and natural resources, and to 
the leadership and social fabric of rural communities. Their economic 
contribution is important to the Nation and is especially critical to 
the thousands of rural communities where they pay taxes and to the 
thousands of businesses they support. 

b. Small farms play an important role in the U.S. agricultural sector. 
The Economic Research Service (ERS) in its Farm Typology Group 
Definition uses the definition of "small farm" developed by the 
National Commission on Small Farms. The Commission used $250,000 in 
gross sales as its cutoff between small and large farms in its report, 
A Time to Act (U.S. Dept. Agr., Nat'l. Comm. on Small Farms, 1998), 
released in January 1998. This definition was instituted in 1997 by the 
Secretary of Agriculture to examine issues facing small farms. The 
definition is generally accepted by Congress, researchers, land grant 
institutions, the small farm community and others. In 2004, small farms 
accounted for 92 percent of all farms and ranches, owned 71 percent of 
the total productive assets in agriculture, operated 60 percent of all 
land used in agricultural production, and accounted for 26 percent of 
all agricultural receipts from crops and livestock. Small farms took 
leadership in the development of organic production systems in the 
United States. In the late 1990s, the organic and natural foods market 
became the fastest growing sector of the U.S. food market. 

c. Owning and operating a small farm represents an avenue to economic 
independence and entrepreneurial achievement for many Americans from 
all walks of life. Small farms owners and operators are a diverse group 
of Americans, including American Indians or Alaska Natives, Asians, 
Blacks or African Americans, Ethnic Europeans, Hispanic or Latino 
Origin, Native Hawaiians or Other Pacific Islanders, Spanish, Whites, 
women, persons 'with disabilities, and others. 

d. Small farms are operated by resourceful agriculturalists, who 
combine entrepreneurship, business skills, family labor, and knowledge 
to produce food and fiber, and wood products consumed by millions of 
Americans and people around the world. However, not all small family 
farms are alike. As of 2004, the Economic Research Service (ERS) 
identified four primary groups of small family farms, each with 
different resources, goals, and contributions to the Nation's 
agricultural production. These groups are: 1) Primary occupation farms, 
which account for 25 percent of all U.S. farms and are operated by 
farmers who farm as their primary occupation; 2) Limited resource 
farms, which make up 9 percent of farms and have low household income 
and gross sales less than $100,000; 3) Retirement farms, which account 
for 16 percent of farms and are operated by individuals who identify 
themselves as retired; and 4) Residential or lifestyle farms, which 
constitute 40 percent of farms and are operated by people whose primary 
occupation is something other than farming. 

Limited resource, retirement, and residential or lifestyle farms 
accounted for about 8 percent of the value of U.S. agricultural 
production. Small farms where farming is the primary occupation 
accounted for almost one fifth of production. 

e. Due to Congressional concern over the increasing average age of 
American farmers and ranchers, the Agricultural Credit Improvement Act 
of 1992 (Act) required the Secretary to establish: (1) beginning farmer 
loan programs; (2) Federal-State beginning farmer partnerships for the 
purpose of providing joint financing to beginning farmers and ranchers; 
and (3) an Advisory Committee on Beginning Farmers and Ranchers. The 
Act also required that loan funds be targeted to beginning fanners and 
ranchers. 

In accordance with the Act, USDA implemented beginning farmer and 
rancher loan programs in Fiscal Year (FY) 1994. Since then, through the 
end of FY 2005, the Farm Service Agency (FSA) has made more than 87,000 
loans to beginning farmers and ranchers, totaling $7.6 billion. FSA has 
also created Federal-State beginning farmer partnerships by signing 
Memorandums of Understanding (MOUs) with 20 State beginning farmer 
programs through December 2005. 

USDA also established an Advisory Committee on Beginning Farmers and 
Ranchers in 1998. The Committee meets annually and has provided 
recommendations to the Secretary. USDA has implemented some of the 
recommendations. 

The Farm Security and Rural Investment Act of 2002 required the Natural 
Resources Conservation Service to provide higher payments to beginning 
farmers and ranchers in some of its programs, and authorized the 
Secretary to establish a Beginning Farmer and Rancher Development 
Program.

4. Policy: 

USDA's policy for Small Farms and Beginning Farmers and Ranchers is 
based on the guiding principles for Federal farm policy as recommended 
by the Secretary of Agriculture's National Commission on Small Farms 
and the Advisory Committee on Beginning Farmers and Ranchers. 

It is the policy of USDA to: 

a. Encourage farming systems that produce safe, healthy, and diverse 
food, fiber and wood products, and create greater opportunities to 
connect farmers with consumers. 

b. Encourage and support an agricultural system that sustains and 
strengthens rural communities, cultural diversity, and encourages and 
rewards responsible stewardship of natural resources. 

c. Enable farmers, farm workers and ranchers to live and work in a safe 
and responsible environment, own and operate farms and ranches as a 
livelihood, and enhance opportunities for them to generate farm and 
ranch incomes comparable to other economic sectors where feasible. 

d. Establish and foster marketing, development, credit, and outreach 
programs that improve the competitiveness of small and beginning 
farmers and ranchers and give priority to farmer-owned and farm-based 
businesses, especially those that foster local and regional competition 
in production, processing, and distribution of food, fiber, and wood 
products that connect small farms and beginning farmers and ranchers 
and consumers at the local and regional levels. 

e. Establish and support research, development, marketing, incentive, 
regulatory, and outreach programs and initiatives that focus on the 
special needs of small farms and beginning farmers and ranchers, 
especially those programs that help small farms and beginning farmers 
and ranchers develop alternative enterprises, value-added products, and 
collaborative marketing efforts, including cooperatives that enhance 
stewardship of biological, natural, human, and community resources. 

f. Make special efforts to meet the credit needs of small farms and 
underserved, minority, women, and beginning farmers and ranchers. 

g. Encourage and emphasize educational, outreach, marketing, 
regulatory, credit, and other programs that will help ensure new 
generations of small farmers and ranchers can gain access to the 
resources they need. 

h. Foster collaboration among public and private sector agencies, 
programs, and institutions, including farm and community-based 
organizations, to meet the financial, educational, and technological 
needs of small farms and beginning farmers and ranchers, including 
developing small farms and beginning farmer and rancher networks, joint 
enterprises, and mentoring systems. 

i. Encourage all USDA agencies, the land grant institutions, and 
collaborating public and private sector institutions to emphasize 
sustainable agriculture, sustainable forestry, and agroforestry as 
profitable, environmentally sound, and socially desirable strategies 
for small farms and beginning farmers and ranchers. 

5. Action Ordered: 

a. This regulation establishes a Small Farms and Beginning Farmers and 
Ranchers Council, chaired by the Deputy Secretary. Membership will be 
comprised of the Under Secretary, Marketing and Regulatory Programs; 
Under Secretary, Farm and Foreign Agricultural Services; Under 
Secretary, Food, Nutrition and Consumer Services; Under Secretary, Food 
Safety; Under Secretary, Natural Resources and Environment; Under 
Secretary, Research, Education and Economics; Under Secretary, Rural 
Development; Chief Economist; Assistant Secretary for Administration; 
Assistant Secretary for Civil Rights; Director of the Office of 
Outreach; General Counsel; and the Director, Office of Budget and 
Program Analysis. 

b. The Director of the Office of Small Farms Coordination, Office of 
the Under Secretary, Research, Education and Economics, and the 
Designated Federal Official for the Secretary's Advisory Committee on 
Beginning Farmers and Ranchers will serve as Co-Executive Directors of 
the Small Farms and Beginning Farmers and Ranchers Council and are 
responsible for coordinating, advocating, and facilitating 
implementation of small farms and beginning farmer and rancher policies 
and programs. 

c. The Director of the Office of Small Farms Coordination will chair a 
Department-wide group of coordinators for each mission area, individual 
agencies, the Designated Federal Official for the Secretary's Advisory 
Committee on Beginning Farmers and Ranchers, the Office of Outreach, 
the Office of Civil Rights, the Office of Chief Economist, the Office 
of Budget and Program Analysis and the Office of the General Counsel 
for the purpose of planning, recommending, and coordinating the 
implementation of small farms and beginning farmers and ranchers 
policies and programs within USDA. The Coordinators will make 
recommendations to the Council. The Council will be responsible for 
implementing any recommendations. 

d. Equal opportunity practices, in line with USDA policies, will be 
followed in all membership appointments as coordinators and committees. 
To ensure that the recommendations of the coordinators and committees 
have taken into account the needs of the diverse groups served by the 
Department, membership shall include, to the extent practicable, 
individuals who are minorities, women, and persons with disabilities. 

e. The policies and actions ordered in this regulation are to be 
reflected in all mission area and agency mission statements, strategic 
plans, performance plans, and performance goals. These policies are to 
be incorporated into all technical guides, handbooks, and materials 
used to provide service to small farms and beginning farmer and rancher 
operators (including extension publications). 

--End

[End of section] 

Appendix V: FSA and NRCS Beginning Farmer Definitions: 

FSA and NRCS have different beginning farmer definitions in place. 
While both definitions generally define a beginning farmer and rancher 
as one who has operated a farm or ranch for 10 years or less who will 
materially and substantially participate in its operation, only FSA's 
definition considers an applicant's available resources as part of its 
program eligibility requirements. FSA's definition also establishes 
other requirements that relate to its loan programs. For example, 
beginning farmers must agree to participate in borrower training. Table 
9 presents a comparison of both FSA and NRCS beginning farmer 
definitions. 

Table 9: FSA and NRCS Beginning Farmer Definitions: 

Farm Service Agency: As defined in 7 U.S.C. 1991(a)(11) and 7 C.F.R. § 
1941.4 a beginning farmer or rancher is an individual or entity who: 
* has not operated a farm or ranch, or who has operated a farm or ranch 
for not more than 10 consecutive years; 
* will materially and substantially participate in the operation of the 
farm or ranch[A]; 
* meets the loan eligibility requirements of the program to which 
he/she is applying; 
* agrees to participate in such loan assessment, borrower training, and 
financial management programs as the Secretary requires; 
* demonstrates insufficient resources to continue farming or ranching 
on a viable scale; 
* does not own a farm greater than 30 percent of the average size farm 
in the country (farm ownership loans only). 

Natural Resources Conservation Service: As defined in 7 C.F.R. §§ 
1466.3 and 1469.3, a beginning farmer or rancher is an individual or 
entity who: 
* has not operated a farm or ranch or has operated a farm or ranch for 
not more than 10 years; 
* will materially and substantially participate in the operation of the 
farm or ranch[A]. 

Source: GAO. 

[A] If the applicant is an entity, all members must materially and 
substantially participate in the operation of the farm or ranch. 

[End of table] 

[End of section] 

Appendix VI: Comments from the Department of Agriculture: 

USDA: 
United States Department of Agriculture: 
Office of the Secretary: 
Washington, D.C. 20250: 
September 12, 2007: 

Ms. Lisa Shames: 
Director, Natural Resources and Environment: 
Government Accountability Office: 
441 G Street, N.W.: 
2T23-A, Room 2964: 
Washington, D.C. 20548: 

Dear Ms. Shames: 

Thank you for providing the Department of Agriculture (USDA) the 
opportunity to review the Government Accountability Office's (GAO) 
draft report GAO 07-1130, "Beginning Farmers: Additional Steps Needed 
to Demonstrate the Effectiveness of USDA Assistance." The Department 
generally agrees with the GAO report and its recommendations; however, 
we wish to offer the following comments. 

We agree with GAO that it would be helpful for USDA to provide 
additional emphasis in the Department's strategic plan, including 
measures to assess outcomes of cross-cutting and departmental beginning 
farmer assistance. As indicated by GAO, the Department provides a 
significant amount of assistance to beginning farmers. This assistance 
is provided by a number of agencies within several mission areas of the 
Department. In February 2004, USDA held a stakeholder meeting to 
solicit input on the concerns of small family farmers in order to 
address their needs in the Department's Strategic Plan for 2005 to 
2010. The results of that meeting are reflected in our Strategic Goal 
2: Enhance the Competitiveness and Sustainability of Rural and Farm 
Economies, which highlights the importance of beginning farmers to the 
health of the rural economy and the interrelationships between USDA 
programs aimed at assisting them. The plan identifies the Department's 
means for measuring performance and strategies for improving 
assistance. Individual USDA agency strategic plans are in turn linked 
to the USDA Strategic Plan. Taken together, these plans provide a 
comprehensive strategy to ensure that USDA programs to assist beginning 
farmers are achieving stated objectives and goals. 

The Administration has also developed a broad package of proposed 
changes to several titles of the Farm Bill that will help future 
generations of farmers and ranchers become established in production 
agriculture. These proposals will help to address the challenges faced 
by beginning farmers and support the success of the next generation of 
farmers and ranchers. These proposals will provide tangible benefits 
and help in leveraging assets to purchase or expand farm and ranch 
operations. Key elements of the beginning farmer and rancher proposals 
include an increase in direct payments, targeting 10 percent of 
conservation payments to beginning farmers and ranchers, reducing the 
interest rate under the Beginning Farmer and Rancher Down Payment Loan 
Program and doubling the maximum loan amount, and creating a combined 
maximum for direct operating loans and direct ownership loans of 
$500,000. We would note that debate on the 2007 Farm Bill is not yet 
completed in Congress. Once we know the outcome of the Farm Bill debate 
and of our proposals on this topic, we will be better able to develop 
more focused measures. 

With regard to the GAO's recommendation that USDA track progress toward 
achieving the Department's goals for assisting beginning farmers, we 
have the following comments. The Farm Service Agency (FSA) has followed 
the legislative intent of the programs for its beginning farmer credit 
assistance. FSA has dramatically increased the amount of credit 
assistance provided to beginning farmers over the past several years, 
meeting or exceeding its funding targets for lending to beginning 
farmers in most loan program areas. In this regard, FSA has been 
effective in providing assistance to beginning farmers and ranchers. 
FSA's loan allocations provide financing to six to seven percent of the 
farmers and ranchers in the country. 

The draft report makes passing reference to a new performance measure 
developed for the FSA Farm Loan Programs, which measures the percentage 
of beginning farmers, minorities, and women financed by FSA. The 
measure is identified in the report as a measure of loan volume and not 
an outcome measure. While not an outcome measure in terms of whether or 
not FSA's credit assistance is contributing to the improved financial 
well being of its customers, it is more than a measure of loan volume. 
The measure demonstrates agency success in accomplishing one of the 
primary objectives in its Fiscal Year 2005-2011 Strategic Plan, 
providing access to capital. Specifically, the measure was developed as 
an indicator of FSA's success in providing credit assistance to the 
targeted population of farmers which have been historically underserved 
by the commercial lending industry. 

The report also discusses the difference in definitions of beginning 
farmer and rancher used by FSA and the Natural Resources Conservation 
Service. It is important to note that FSA beginning farmer programs and 
funding targets are tied to the statutory definition of "qualified 
beginning farmer and rancher," set forth in Section 343(a), 7 U.S.C. 
1991 (a) (11). FSA has virtually no discretion in setting the 
definition because the statute is very specific. 

The report indicates that the Risk Management Agency's (RMA) 
partnership programs are not specifically targeting beginning farmers. 
Since 2003, RMA has applied actions to specifically target beginning 
farmers. In a Federal Register Notice published on June 13, 2003, RMA 
adopted the recommendation made by the USDA Secretary's Advisory 
Committee on Beginning Farmers and Ranchers in 2002 to target beginning 
farmers and ranchers. RMA stated that higher scores would be given to 
applicants that were sensitive to the needs of beginning farmers and 
ranchers and to those who planned to partner with organizations that 
assist beginning farmers and ranchers. In a separate Federal Register 
Notice dated March 12, 2007, RMA stated that applicants for the 
Community Outreach and Assistance Partnership Program would receive 
higher scores to the extent that they can document and demonstrate that 
a substantial effort has been made to partner with organizations that 
can meet the needs of producers that are beginning farmers and 
ranchers. This year RMA is also sponsoring "The Risk Management 
Strategies for Beginning and Small Farmers and Ranchers Conference", 
which will be held in Milwaukee, Wisconsin, from September 12 through 
15, 2007. This conference will promote the success and viability of 
beginning and small farmers and ranchers. 

With respect to GAO's recommendation that the Secretary develop a cross-
cutting departmental strategic beginning farmer performance goal, it is 
also important to note that RMA has performance measures that 
demonstrate support for beginning farmers. Some of these performance 
measures are reported in the Annual Performance Plan; others are 
tracked and reported only in internal management reports. RMA's 
information is used to track and demonstrate the effectiveness of RMA 
assistance to beginning farmers in support of the USDA Strategic Plan 
for 2005-2010. 

Once the 2007 Farm Bill is passed we will be better able to develop 
more focused measures for beginning farmers and ranchers. Again, thank 
you for the opportunity to comment on the draft GAO report; "Beginning 
Farmers: Additional Steps Needed to Demonstrate the Effectiveness of 
USDA Assistance." 

Sincerely, 

Signed by: 

Mike Johanns: 

Secretary: 

[End of section] 

Appendix VII: GAO Contact and Staff Acknowledgments: 

GAO Contact: 

Lisa Shames, (202) 512-3841: 

Staff Acknowledgments: 

In addition to the individual named above, Charles Adams, Assistant 
Director; Kevin Bray; Barbara El Osta; Paige Gilbreath; Lynn Musser; 
Carol Herrnstadt Shulman; and Tracy Williams made key contributions to 
this report. 

[End of section] 

Footnotes: 

[1] For simplicity, we refer to beginning farmers and ranchers as 
"beginning farmers" in this report. 

[2] USDA's Farm Service Agency defines socially disadvantaged farmers 
or ranchers as members of groups whose members have been subjected to 
racial, ethnic, or gender prejudice because of their identities as 
members of a group without regard to their individual qualities. The 
Farm Service Agency defines these groups to include women, African- 
Americans, American Indians, Alaskan Natives, Hispanics, Asian- 
Americans, and Pacific Islanders. 

[3] Pub. L. No. 102-554, 106 Stat. 4142. 

[4] GAO, Farm Credit Administration: Oversight of Special Mission to 
Serve Young, Beginning, and Small Farmers Needs to Be Improved, GAO-02-
304, (Washington, D.C.: Mar. 8, 2002). Among other things, GAO found 
that just over half of the Farm Credit System's lending institutions 
had features designed to target services to young, beginning, and small 
farmers. The Administration agreed to make improvements in response to 
GAO's recommendations. 

[5] GAO, Assistance to Beginning Farmers, (Washington, D.C.: May 14, 
1982), and GAO, Farm Finance: Number of New Farmers Is Declining, GAO/ 
RCED-93-95 (Washington, D.C.: May 3, 1993). 

[6] GAO, Suggested Areas for Oversight for the 110th Congress, GAO-07-
235R (Washington, D.C.: Nov. 17, 2006). 

[7] Pub. L. No. 101-624, 104 Stat. 3359. 

[8] FSA reserves 35 percent of direct operating loans and 70 percent of 
direct farm ownership loans for beginning farmers until September 1 of 
each fiscal year. It reserves 40 percent of guaranteed operating loans 
and 25 percent of guaranteed farm ownership loans for beginning farmers 
until April 1 of each fiscal year. 

[9] The Conservation Reserve Program is a voluntary program through 
which agricultural landowners retire farmland for conservation 
purposes. Through this program, a landowner can receive annual rental 
payments and cost-share assistance to establish long-term, resource- 
conserving covers on eligible farmland. 

[10] Pub. L. No. 107-171, 116 Stat. 134. 

[11] For CSP, cost-share is only provided on new practice payments, a 
small component of total CSP financial assistance. 

[12] NRCS began tracking EQIP and CSP assistance to beginning farmers 
in fiscal year 2004. CSP data provided by NRCS used to compute totals 
in this section reflect financial assistance for contracts approved in 
a given fiscal year, rather than cumulative financial assistance for 
current and previous year contracts. NRCS does not track the assistance 
provided to beginning farmers through its other conservation programs. 

[13] These include, for example, the Community Outreach and Assistance 
Partnership Program, Commodity Partnerships for Risk Management 
Education Program, and the Commodity Partnerships Small Sessions 
Program. 

[14] FSA's estimate of the number of beginning and socially 
disadvantaged farmers is based on its analysis of data collected in the 
2002 Census of Agriculture--the total number of all principal farm 
operators identified as beginning farmers (estimated as farmers with 
less than 10 years on their current farming operation), women, and 
minorities with at least $10,000 in gross sales. 

[15] Of these 42,495 beginning and socially disadvantaged borrowers, 
25,064 were beginning farmers and 17,431 were socially disadvantaged. 

[16] John Nwoha, Bruce L. Ahrendsen, Bruce L. Dixon, Eddie C. Chavez, 
Sandra J. Hamm, Daniel M. Settlage, and Diana Danforth. Farm Service 
Agency Direct Farm Loan Program Effectiveness Study. Research Report 
977. Arkansas Agricultural Experiment Station, Division of Agriculture, 
University of Arkansas System. Fayetteville, Arkansas. December 2005. 
The study analyzed a sample of loans originated between October 1, 
1993, and September 30, 1996. 

[17] These statistics represent beginning farmers who are not 
considered socially disadvantaged. The study calculated separate 
figures for borrowers who were both beginning and socially 
disadvantaged. Of beginning, non-socially disadvantaged farmers using 
direct operating loans who had left the program by 2004, about half (50 
percent) graduated to another form of credit, such as FSA guaranteed 
loans or commercial loans, or no longer needed credit. The remainder 
left farming voluntarily (approximately 35 percent), involuntarily 
(approximately 12 percent), or through retirement (2 percent). 

[18] GAO. Results-Oriented Government: Practices That Can Help Enhance 
and Sustain Collaboration among Federal Agencies, GAO-06-15 
(Washington, D.C.: Oct. 21, 2005). 

[19] D. Newton and M. Ahearn. Management Strategies of Beginning 
Farmers and Ranchers. Poster Presentation. Presented at the American 
Agricultural Economics Association Meetings, July 29-31, 2007. 
Portland, Oregon. 

[20] Related reports include, among others, Robert A. Hoppe, Penni 
Korb, Erik J. O'Donoghue, and David E. Banker, Structure and Finances 
of U.S. Farms. Family Farm Report, 2007 Edition. USDA Economic Research 
Service. June 2007; Fred Gale, "Age-Specific Patterns of Exit and Entry 
in U.S. Farming, 1978-1997." Review of Agricultural Economics, vol. 25, 
no. 1 (2003); and Fred Gale, The New Generation of American Farmers: 
Farm Entry and Exit Prospects for the 1990's. USDA Economic Research 
Service. October 1994. 

[21] Robert A. Hoppe and Penni Korb. Understanding U.S. Farm Exits. 
USDA Economic Research Service. June 2006. 

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