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Testimony: 

Before the Subcommittees on Oversight and Investigations and Housing 
and Community Opportunity, House Committee on Financial Services: 

United States Government Accountability Office: 
GAO: 

For Release on Delivery: 
Expected at 2:00 p.m. EDT:
Wednesday, May 12, 2010: 

Financial Services Industry: 

Overall Trends in Management-Level Diversity and Diversity 
Initiatives, 1993-2008: 

Statement of Orice Williams Brown: 
Director, Financial Markets and Community Investment: 

GAO-10-736T: 

GAO Highlights: 

Highlights of GAO-10-736T, a testimony to Subcommittees on Oversight 
and Investigations and Housing and Community Opportunity, Committee on 
Financial Services, House of Representatives. 

Why GAO Did This Study: 

As the U.S. workforce has become increasingly diverse, many private 
and public sector organizations have recognized the importance of 
recruiting and retaining minority and women candidates for key 
positions. However, previous congressional hearings have raised 
concerns about a lack of diversity at the management level in the 
financial services industry, which provides services that are 
essential to the continued growth and economic recovery of the 
country. The recent financial crisis has renewed concerns about the 
financial services industry’s commitment to workforce diversity. 

This testimony discusses findings from a June 2006 GAO report (GAO-06-
617), February 2008 testimony (GAO-08-445T), and more recent work on 
diversity in the financial services industry. Specifically, GAO 
assesses (1) what the available data show about diversity at the 
management level from 1993 through 2008 and (2) steps that the 
industry has taken to promote workforce diversity and the challenges 
involved. 

To address the testimony’s objectives, GAO analyzed data from the 
Equal Employment Opportunity Commission (EEOC); reviewed select 
studies; and interviewed officials from financial services firms, 
trade organizations, and organizations that represent minority and 
women professionals. To the extent possible, key statistics have been 
updated. 

What GAO Found: 

EEOC data indicate that overall diversity at the management level in 
the financial services industry did not change substantially from 1993 
through 2008, and diversity in senior positions remains limited. In 
general, EEOC data show that management-level representation by 
minority women and men increased from 11.1 percent to 17.4 percent 
during that period. However, these EEOC data overstated minority 
representation at senior management levels, because the category 
includes mid-level management positions, such as assistant branch 
manager, that may have greater minority representation. In 2008, EEOC 
reported revised data for senior-level positions only, which showed 
that minorities held 10 percent of such positions compared with 17.4 
percent of all management positions. The revised data also indicate 
that white males held 64 percent of senior positions in 2008, African-
Americans held 2.8 percent, Hispanics 3 percent, and Asians 3.5 
percent (see figure). 

Financial services firms and trade groups have initiated programs to 
increase workforce diversity, but these initiatives face challenges. 
The programs include developing scholarships and internships, 
partnering with groups that represent minority professionals, and 
linking managers’ compensation with their performance in promoting a 
diverse workforce. Some firms have developed indicators to measure 
progress in achieving workforce diversity. Industry officials said 
that among the challenges these initiatives faced were recruiting and 
retaining minority candidates, and gaining the “buy-in” of key 
employees such as the middle managers who are often responsible for 
implementing such programs. Without a sustained commitment to 
overcoming these challenges, diversity at the management level may 
continue to remain generally unchanged over time. 

Figure: EEOC Data for Executive/Senior Level Officers and Managers in 
the Financial Services Industry, 2008: 

[Refer to PDF for image: vertical bar graph] 

All: 
Total: 100%; 
Men: 69.7%; 
Women: 30.3%. 

White: 
Total: 90%; 
Men: 63.5%; 
Women: 26.5%. 

Minority: 
Total: 10%; 
Men: 6.1%; 
Women: 3.8%. 

African-American: 
Total: 2.8%; 
Men: 1.4%; 
Women: 1.4%; 

Hispanic: 
Total: 3%; 
Men: 1.9%; 
Women: 1.1%. 

Asian: 
Total: 3.5%; 
Men: 2.4%; 
Women: 1.1%. 

American Indian: 
Total: 0.2%; 
Men: 0.1%; 
Women: 0.1%. 

Hawaiian: 
Total: 0.1%. 

Two or more races: 
Total: 0.3%. 

Source: GAO analysis of EEOC data. 

Note: Percentages may not always add to 100 due to rounding. 

[End of figure] 

View [hyperlink, http://www.gao.gov/products/GAO-10-736T] or key 
components. For more information, contact Orice Williams Brown at 
(202) 512-8678 or williamso@gao.gov. 

[End of section] 

Chairman Moore, Chairwoman Waters, Ranking Members Biggert and Capito, 
and Members of the Subcommittees: 

I appreciate the opportunity to be here today to revisit our June 2006 
report and subsequent 2008 testimony on diversity in the management 
level in the financial services industry and to discuss more recent 
information that we have gathered on this important topic.[Footnote 1] 
As you know, the U.S. workforce has become increasingly diverse over 
the last several decades. As the composition of the workforce has 
changed, many private and public sector organizations have recognized 
the importance of recruiting and retaining minority and women 
candidates for key positions. In a 2005 report on diversity 
management, we stated that workforce diversity could benefit 
organizations in a variety of ways--for example, by allowing them to 
better meet the needs of a diverse customer base, reduce the costs 
associated with employee turnover, and increase staff morale.[Footnote 
2] However, some in the diversity management arena have raised 
concerns about the impact of the recent financial crisis on diversity 
initiatives in the financial services industry, which provides key 
services necessary to help restore growth and economic prosperity to 
the country. In hearings held by the Oversight and Investigations 
Subcommittee in 2004, 2006, and 2008, some witnesses stated that 
financial services firms--banks and securities firms, for example--had 
not made sufficient progress in recruiting and retaining minorities 
and women at the management level.[Footnote 3] 

My testimony summarizes the key findings from our past work, which has 
sought to collect, analyze, and report data and information that 
provide insights into diversity in the financial services industry, 
and to provide updated data where available. Specifically, I will 
discuss (1) what the available data show about diversity at the 
management level in the financial services industry from 1993 through 
2008, and (2) the types of initiatives that the financial services 
industry and related organizations have taken to promote workforce 
diversity and the challenges involved in these efforts. 

To prepare our June 2006 report, we used the Equal Employment 
Opportunity Commission's (EEOC) Employer Information Report (EEO-1) 
data on financial services firms with 100 or more employees for the 
period from 1993 through 2004.[Footnote 4] The EEO-1 data provide 
information on racial/gender representation for various occupations, 
including "officials and managers," for a broad range of industries, 
including financial services. In updating our work in preparation for 
this testimony, we collected and analyzed EEO-1 data for financial 
services firms with 100 or more employees for 2005 through 2008. 
However, because EEOC began using an updated system for classifying 
industries, we cannot combine the two data sets to conduct a direct 
and continuous trend analysis of changes in the representation of 
minorities and women at the management level.[Footnote 5] 
Nevertheless, the 2005 through 2008 EEO-1 representation data for the 
financial services industry can generally be compared with the EEO-1 
data for 2004 and prior years. For this testimony, we also used more 
complete EEO-1 data that EEOC began to collect in 2007 for senior 
management positions.[Footnote 6] EEOC, as described in this 
testimony, began to report data specifically for senior management 
positions rather than combining the data with data for mid-level 
management positions as had been the reporting practice prior to 2008. 
Our past work also involved reviewing reports on the state of 
workforce diversity and initiatives to increase the representation of 
minority and women in financial services firms and interviewing 
academics and officials from a variety of financial services firms and 
trade and professional groups. 

We performed these performance audits during the periods previously 
described and updated this work in May 2010, in accordance with 
generally accepted government auditing standards. Those standards 
require that we plan and perform the audit to obtain sufficient, 
appropriate evidence to provide a reasonable basis for our findings 
and conclusions based on our audit objectives. We believe that the 
evidence obtained provides a reasonable basis for our findings and 
conclusions based on our audit objectives. 

Summary: 

EEO-1 data indicate that from 1993 through 2008 overall workforce 
diversity in management positions within the financial services 
industry did not change substantially, and revised EEO-1 data that 
EEOC began to report in 2008 indicates that diversity in senior 
management positions is limited. As described in our June 2006 report, 
EEO-1 data show that management-level representation by minority women 
and men increased from 11.1 percent to 15.5 percent from 1993 through 
2004. The revised EEO-1 data for the period 2005 through 2008 indicate 
that overall minority representation at the management level increased 
from 15.5 to 17.4 percent. This increase was largely driven by growth 
in Asian representation in management positions. Asian representation 
increased by nearly a full percentage point, from 4.7 percent to 5.5 
percent over the period, while African-American and Hispanic 
representation remained stable at around 6.3 percent and nearly 5 
percent, respectively. While the EEO-1 data shows some increase in 
overall diversity in management levels from 1993 through 2008, in 2008 
EEOC also began to report revised EEO-1 data for a new category 
specifically focused on senior-level executives and managers. The 
revised data indicate that the earlier data overstated the 
representation of women and minorities among senior executives. 
Specifically, the revised data indicate that minorities accounted for 
about 10 percent of all senior management positions in the financial 
services industry in 2008 while the broader measure was 17.4 percent. 
The revised data also indicate that white men held about 64 percent of 
senior management positions in 2008 while African-Americans held 2.8 
percent, Hispanics 3.0 percent, and Asians 3.5 percent. 

Although financial services firms and trade groups had initiated 
programs to increase workforce diversity, these initiatives faced 
challenges that may help explain why overall diversity at the 
management level has not changed substantially. Officials at financial 
services firms said that diversity was an important goal and that top 
leadership was committed to recruiting and retaining minority and 
women candidates. Some financial services firms had established 
scholarship and internship programs or partnered with groups that 
represent minority professionals. Officials from a few firms told us 
that they had begun linking managers' compensation and performance in 
promoting workforce diversity, and some firms had developed indicators 
(e.g., representation by minorities and women in key positions) to 
measure progress in achieving workforce diversity. Industry officials 
said that among the challenges these initiatives faced were recruiting 
and retaining minority candidates, as well as gaining the "buy-in" of 
key employees, such as the middle managers who were often responsible 
for implementing such programs. Without a sustained commitment to 
overcoming these challenges, diversity at the management level in the 
financial services industry may continue to remain generally unchanged 
over time. 

Background: 

We defined the financial services industry to include the following 
sectors: 

* depository credit institutions, which include commercial banks, 
thrifts (savings and loan associations and savings banks), and credit 
unions; 

* holdings and trusts, which include investment trusts, investment 
companies, and holding companies; 

* nondepository credit institutions, which extend credit in the form 
of loans and include federally sponsored credit agencies, personal 
credit institutions, and mortgage bankers and brokers; 

* the securities sector, which is made up of a variety of firms and 
organizations (e.g., broker-dealers) that bring together buyers and 
sellers of securities and commodities, manage investments, and offer 
financial advice; and: 

* the insurance sector, including carriers and insurance agents that 
provide protection against financial risks to policyholders in 
exchange for the payment of premiums. 

The financial services industry is a major source of employment in the 
United States. EEO-1 data showed that financial services firms we 
reviewed for this work, which have 100 or more staff, employed over 3 
million people in 2008. Moreover, according to the U.S. Bureau of 
Labor Statistics, employment in the financial services industry was 
expected to grow by 5 percent from 2008 to 2018.[Footnote 7] 
Employment in the credit intermediation and related activities 
industry, which includes banks, is expected to account for 42 percent 
of all new jobs within the finance and insurance sector. 

Diversity in the Financial Services Industry at the Management Level 
Did Not Change Substantially from 1993 through 2008, and Diversity in 
Senior Management Positions Is Limited: 

As discussed in our 2006 report, overall diversity in management-level 
positions did not change substantially from 1993 through 2004. 
Specifically, figure 1 shows that diversity in senior positions 
increased from 11.1 percent to 15.5 percent during that period. 
Regarding the change within specific groups, African-Americans 
increased their representation from 5.6 percent to 6.6 percent, Asians 
from 2.5 percent to 4.5 percent, Hispanics from 2.8 percent to 4.0 
percent, and American Indians from 0.2 to 0.3 percent. Management-
level representation by white women was largely unchanged at slightly 
more than one-third during the period, while representation by white 
men declined from 52.2 percent to 47.2 percent. 

Figure 1: EEO-1 Data on Trends in Diversity in the Financial Services 
Industry at the Management Level (1993, 1998, 2000, and 2004): 

[Refer to PDF for image: multiple line graph] 

Year: 1993; 
Total white: 88.9%; 
White men: 52.2%; 
White women: 36.7%; 
Total minority: 11.1%; 
African-American: 5.6%; 
Hispanic: 2.8%; 
Asian: 2.5%; 
American Indian: 0.2%. 

Year: 1998; 
Total white: 86.9%; 
White men: 49.0%; 
White women: 37.9%; 
Total minority: 13.1%; 
African-American: 6.4%; 
Hispanic: 3.3%; 
Asian: 3.2%; 
American Indian: 0.2%. 

Year: 2000; 
Total white: 85.7%; 
White men: 48.0%; 
White women: 37.8%; 
Total minority: 14.3%; 
African-American: 6.8%; 
Hispanic: 3.7%; 
Asian: 3.6%; 
American Indian: 0.3%. 

Year: 2004; 
Total white: 84.5%; 
White men: 47.2%; 
White women: 37.4%; 
Total minority: 15.5%; 
African-American: 6.6%; 
Hispanic: 4.0%; 
Asian: 4.5%; 
American Indian: 0.3%. 

Source: GAO analysis of EEOC data. 

Note: Percentages may not always add to 100 due to rounding. 

[End of figure] 

Revised EEO-1 data for the period 2005 through 2008 show an increase 
in minority representation in management positions from 15.5 percent 
to 17.4 percent (figure 2). This increase was largely driven by the 
growing representation of Asians in management positions--an increase 
of nearly a full percentage point from 4.7 percent to 5.5 percent 
during the period. 

Meanwhile, African-American representation remained stable at about 
6.3 percent from 2005 through 2008, while Hispanic representation 
increased by half of a percentage point from 4.3 to 4.8 percent. 
Management-level representation by white women and white men both 
decreased by about one percentage point from 2005 through 2008. 

Figure 2: EEO-1 Data on Trends in Diversity in the Financial Services 
Industry at the Management Level, 2005 through 2008: 

[Refer to PDF for image: multiple line graph] 

Year: 2005; 
Total white: 84.5%; 
White men: 47.3%; 
White women: 37.3%; 
Total minority: 15.5%; 
African-American: 6.3%; 
Hispanic: 4.3%; 
Asian: 4.7%; 
American Indian: 0.3%; 
Hawaiian: n/a; 
Two or more races: n/a. 

Year: 2006; 
Total white: 84.0%; 
White men: 47.0%; 
White women: 37.0%; 
Total minority: 16.0%; 
African-American: 6.4%; 
Hispanic: 4.4%; 
Asian: 4.9%; 
American Indian: 0.3%; 
Hawaiian: n/a; 
Two or more races: n/a. 

Year: 2007; 
Total white: 83.1%; 
White men: 46.7%; 
White women: 36.5%; 
Total minority: 16.9%; 
African-American: 6.3%; 
Hispanic: 4.8%; 
Asian: 5.2%; 
American Indian: 0.3%; 
Hawaiian: 0.1%; 
Two or more races: 0.2%. 

Year: 2008; 
Total white: 82.6%; 
White men: 46.2%; 
White women: 36.4%; 
Total minority: 17.4%; 
African-American: 6.3%; 
Hispanic: 4.8%; 
Asian: 5.5%; 
American Indian: 0.3%; 
Hawaiian: 0.1%; 
Two or more races: 0.4%. 

Source: GAO analysis of EEOC data. 

Note: Percentages may not always add to 100 due to rounding. 

[End of figure] 

However, before 2008 EEO-1 data generally overstated representation 
levels for minorities and white women in the most senior-level 
positions, such as chief executive officers of large investment firms 
or commercial banks, because the category that captured these 
positions--"officials and managers"--covered all management positions. 
Thus, this category included lower-level positions (e.g., assistant 
manager of a small bank branch) that may have a higher representation 
of minorities and women. Recognizing this limitation, starting in 2007 
EEOC revised its data collection form for employers to divide the 
"officials and managers" category into two subcategories: "executive/ 
senior-level officers and managers" and "first/midlevel officials." 

EEOC's revised data, as reported in 2008, indicate that minorities 
accounted for 10 percent of senior positions in the financial services 
industry. As I discussed previously, the percentage in the broader 
data category was 17.4 percent. Moreover, as shown in figure 3, white 
men accounted for approximately 64 percent of senior-level management 
positions. In contrast, African Americans held 2.8 percent of such 
senior management positions, while Hispanics held 3.0 percent and 
Asians 3.5 percent. 

Figure 3: EEO-1 Data for Executive/Senior Level Officers and Managers 
in the Financial Services Industry, 2008: 

[Refer to PDF for image: vertical bar graph] 

All: 
Total: 100%; 
Men: 69.7%; 
Women: 30.3%. 

White: 
Total: 90%; 
Men: 63.5%; 
Women: 26.5%. 

Minority: 
Total: 10%; 
Men: 6.1%; 
Women: 3.8%. 

African-American: 
Total: 2.8%; 
Men: 1.4%; 
Women: 1.4%; 

Hispanic: 
Total: 3%; 
Men: 1.9%; 
Women: 1.1%. 

Asian: 
Total: 3.5%; 
Men: 2.4%; 
Women: 1.1%. 

American Indian: 
Total: 0.2%; 
Men: 0.1%; 
Women: 0.1%. 

Hawaiian: 
Total: 0.1%. 

Two or more races: 
Total: 0.3%. 

Source: GAO analysis of EEOC data. 

[End of figure] 

Note: Percentages may not always add to 100 due to rounding. 

Initiatives to Promote Workforce Diversity in the Financial Services 
Industry Face Challenges: 

Officials from the firms that we contacted for our previous work said 
that their top leadership was committed to implementing workforce 
diversity initiatives but noted that making such initiatives work was 
challenging. In particular, the officials cited ongoing difficulties 
in recruiting and retaining minority candidates and in gaining 
employees' "buy-in" for diversity initiatives, especially at the 
middle management level. Some firms noted that they had stepped up 
efforts to help ensure a diverse workforce. However, the recent 
financial crisis has raised questions about their ongoing commitment 
to initiatives and programs that are designed to promote workforce 
diversity. 

Financial Services Firms Implemented a Variety of Diversity 
Initiatives: 

Minorities' rapid growth as a percentage of the overall U.S. 
population, as well as increased global competition, convinced some 
financial services firms that workforce diversity was a critical 
business strategy. Since the mid-1990s, some financial services firms 
have implemented a variety of initiatives designed to recruit and 
retain minority and women candidates to fill key positions. Officials 
from several banks said that they had developed scholarship and 
internship programs to encourage minority students to consider careers 
in banking. Some firms and trade organizations had also developed 
partnerships with groups that represent minority professionals and 
with local communities to recruit candidates through events such as 
conferences and career fairs. To help retain minorities and women, 
firms have established employee networks, mentoring programs, 
diversity training, and leadership and career development programs. 

Industry studies have noted, and officials from some financial 
services firms we contacted confirmed, that senior managers were 
involved in diversity initiatives. Some of these officials also said 
that this level of involvement was critical to success of a program. 
For example, according to an official from an investment bank, the 
head of the firm meets with all minority and female senior executives 
to discuss their career development. Officials from a few commercial 
banks said that the banks had established diversity "councils" of 
senior leaders to set the vision, strategy, and direction of diversity 
initiatives. A 2007 industry trade group study and some officials also 
noted that some companies were linking managers' compensation to their 
progress in hiring, promoting, and retaining minority and women 
employees.[Footnote 8] However, the study found that most companies 
reported that they still did not offer managers financial rewards for 
improving diversity performance. 

This study also found that firms, overall, have significantly 
increased accountability for driving diversity results. For example, 
more firms reported that they were holding managers accountable for 
improving diversity. Performance reviews and management-by-objectives 
were the top two methods for measuring managers' diversity 
performance. Finally, firms whose representation of women and 
minorities was above the median for the survey group were considerably 
more likely to use certain diversity management strategies and 
practices. 

A few firms had also developed performance indicators to measure 
progress in achieving diversity goals. These indicators include 
workforce representation, turnover, promotion of minority and women 
employees, and employee satisfaction survey responses. Officials from 
several financial services firms stated that measuring the results of 
diversity efforts over time was critical to the credibility of the 
initiatives and to justifying the investment in the resources such 
initiatives demanded. 

Several Challenges May Have Affected the Success of Workforce 
Diversity Initiatives in the Financial Services Industry: 

While financial services firms and trade groups we contacted had 
launched diversity initiatives, officials from these organizations and 
other information suggested that several challenges may have limited 
the success of their efforts. These challenges include the following: 

* Recruiting minority and women candidates for management development 
programs. Available data on minority students enrolled in Master of 
Business Administration (MBA) programs suggest that the pool of 
minorities, a source that may feed the "pipeline" for management-level 
positions within the financial services industry and other industries 
is a limiting factor.[Footnote 9] In 2000, minorities accounted for 19 
percent of all students enrolled in MBA programs in accredited U.S. 
schools; in 2006, that student population had risen to 25 percent. 
Financial services firms compete for minorities in this pool not only 
with one another but also with firms from other industries. 

* Fully leveraging the "internal" pipeline of minority and women 
employees for management-level positions. As shown in figure 4, there 
are job categories within the financial services industry that 
generally have more overall workforce diversity than the "Executive/ 
Senior Level Officials & Managers" category, particularly among 
minorities. For example, minorities held almost 25 percent of 
"professional" positions in the industry in 2008, compared with 10 
percent of "executive/senior level officials & managers" positions. 
According to a 2006 EEOC report, the professional category represented 
a possible pipeline of available management-level candidates.[Footnote 
10] The EEOC report stated that the chances of minorities and women 
(white and minority combined) advancing from the professional category 
into management-level positions were lower than they were for white 
males. 

Figure 4: EEO-1 Data (Percentage) on Workforce Diversity in the 
Financial Services Industry by Position, Gender, and Racial/Ethic 
Group (2008): 

[Refer to PDF for image: multiple vertical bar graph] 

Total: 
White men: 30%; 
White women: 41%; 
Minority men: 10%; 
Minority women: 19%. 

Executive/Senior Level: 
White men: 64%; 
White women: 27%; 
Minority men: 6%; 
Minority women: 4%. 

First/Mid Level: 
White men: 43%; 
White women: 38%; 
Minority men: 9%; 
Minority women: 10%. 

Professionals: 
White men: 37%; 
White women: 39%; 
Minority men: 11%; 
Minority women: 14%. 

Technicians: 
White men: 39%; 
White women: 33%; 
Minority men: 15%; 
Minority women: 13%. 

Sales workers: 
White men: 50%; 
White women: 27%; 
Minority men: 11%; 
Minority women: 12%. 

Office & Clerical Workers: 
White men: 14%; 
White women: 49%; 
Minority men: 8%; 
Minority women: 29%. 

Source: GAO analysis of EEOC data. 

[End of figure] 

Note: Percentages may not always add to 100 due to rounding. 

* Retaining minority and women candidates that are hired for key 
management positions. Many industry officials said that financial 
services firms lack a critical mass of minority men and women, 
particularly in senior-level positions, to serve as role models. 
Without a critical mass, the officials said that minority or women 
employees might lack the personal connections and access to informal 
networks that are often necessary to navigate an organization's 
culture and advance their careers. For example, an official from a 
commercial bank we contacted said he learned from staff interviews 
that African-Americans believed that they were not considered for 
promotion as often as others partly because they were excluded from 
informal employee networks needed for promotion or to promote 
advancement. 

* Achieving the "buy-in" of key employees, such as middle managers. 
Middle managers are particularly important to the success of diversity 
initiatives because they are often responsible for implementing key 
aspects of such initiatives and for explaining them to other 
employees. However, some financial services industry officials said 
that middle managers may be focused on other aspects of their 
responsibilities, such as meeting financial performance targets, 
rather than the importance of implementing the organization's 
diversity initiatives. Additionally, the officials said that 
implementing diversity initiatives represented a considerable cultural 
and organizational change for many middle managers and employees at 
all levels. An official from an investment bank told us that the bank 
had been reaching out to middle managers who oversaw minority and 
women employees by, for example, instituting an "inclusive manager 
program." 

In closing, with the implementation of a variety of diversity 
initiatives over the past 15 years, diversity at the management level 
in the financial services industry has improved but not changed 
substantially. Further, EEOC's new EEO-1 data provide a clearer view 
of diversity within senior executive ranks, showing that diversity is 
lower than the overall industry management diversity statistics had 
indicated. Initiatives to promote management diversity at all levels 
within financial services firms face several key challenges, such as 
recruiting and retaining candidates and achieving the "buy-in" of 
middle managers. The impact of the recent financial crisis on 
diversity also warrants ongoing scrutiny. Without a sustained 
commitment to overcoming these challenges, management diversity in the 
financial services industry may continue to remain largely unchanged 
over time. 

Mr. Chairman and Madam Chairwoman, this concludes my prepared 
statement. I would be pleased to respond to any questions you or other 
members of the subcommittees may have. 

Contact and Acknowledgments: 

For further information about this testimony, please contact Orice M. 
Williams Brown on (202) 512-8678 or at williamso@gao.gov. Contact 
points for our Offices of Congressional Relations and Public Affairs 
may be found on the last page of this statement. Individuals making 
key contributions to this testimony include Wesley M. Phillips, 
Assistant Director; Emily Chalmers; William Chatlos; John Fisher; 
Simin Ho; Marc Molino; and Linda Rego. 

[End of section] 

Footnotes: 

[1] GAO, Financial Services Industry: Overall Trends in Management- 
Level Diversity and Diversity Initiatives, 1993-2004, [hyperlink, 
http://www.gao.gov/products/GAO-06-617] (Washington, D.C.: June 1, 
2006) and Financial Services Industry: Overall Trends in Management-
Level Diversity and Diversity Initiatives, 1993-2006, [hyperlink, 
http://www.gao.gov/products/GAO-08-445T] (Washington, D.C.: Feb. 7, 
2008). For purposes of this testimony, we focused on changes in 
management-level representation over time by gender and racial/ethnic 
minority groups, including African-Americans, Asians, Hispanics, and 
American Indians. 

[2] GAO, Diversity Management: Expert-Identified Leading Practices and 
Agency Examples, [hyperlink, http://www.gao.gov/products/GAO-05-90] 
(Washington, D.C.: Jan. 14, 2005). 

[3] Diversity in the Financial Services Sector; Hearing before the 
Comm. on Financial Services, Subcomm. on Oversight and Investigations, 
110th Cong., 2nd session, (2008); Diversity: The GAO Perspective: 
Hearing before the Subcomm. on Oversight and Investigations of the 
House Comm. on Financial Services, 109th Cong., 2ND session, (2006); 
and Diversity in the Financial Services Industry and Access to Capital 
for Minority Owned Businesses: Challenges and Opportunities; Hearing 
before the Comm. on Financial Services, Subcomm. on Oversight and 
Investigations, 108th Cong., 2nd Session (2004). 

[4] For the June 2006 report, we used the EEO-1 "officials and 
managers" job category as the basis for our discussion of management- 
level diversity within the financial services industry. EEOC defines 
the job category of "officials and managers" as occupations requiring 
administrative and managerial personnel who set broad policies, 
exercise overall responsibility for execution of these policies, and 
direct individual departments or special phases of a firm's operation. 

[5] Our June 2006 report describes our approach to reporting the 1993 
through 2004 EEO-1 data, which used the Standard Industry 
Classification System (SIC). In preparing for the 2008 testimony, EEOC 
said that the previous approach would not be reliable for the 2006 EEO-
1 data because the SIC had become increasingly unreliable over time 
and had been replaced by the North American Industrial Classification 
System. 

[6] Beginning in 2007, EEOC divided the "officials and managers' 
category into two subcategories. The first one, "Executive/Senior 
Level Officials and Managers," includes individuals who reside in the 
highest levels of organizations and plan, direct and formulate 
policies, set strategy, and provide the overall direction of 
enterprises/organizations for the development and delivery of products 
or services, within the parameters approved by boards of directors or 
other governing bodies. The second category, "First/Mid-Level 
Officials and Managers," includes individuals who receive directions 
from Executive/Senior Level management, and oversee and direct the 
delivery of products, services, or functions at group, regional or 
divisional levels of organizations. 

[7] Bureau of Labor Statistics, Occupational Outlook Handbook, 2010-11 
Edition, (Washington, D.C.: December 17, 2009). 

[8] See Securities Industry and Financial Markets Association, 2007 
Report on U.S. Workforce Diversity and Organizational Practices 
(November 2007). According to SIFMA, 31 firms submitted responses, 
capturing demographic information on a representative sample of the 
industry workforce (over 330,000 employees). 

[9] Association to Advance Collegiate Schools of Business, the world's 
largest accreditation association for business schools, conducts an 
annual survey called "Business School Questionnaire" of all its 
accredited schools. Participation in this survey is voluntary. For the 
year 2006, 94.3 percent of the accredited schools responded to the 
survey. 

[10] Equal Employment Opportunity Commission, Diversity in the Finance 
Industry (Washington, D.C.: April 2006). 

[End of section] 

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