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Personal Bankruptcy: Methodological Similarities and Differences in Three Reports on Debtors' Ability to Pay

T-GGD-99-58 Published: Mar 17, 1999. Publicly Released: Mar 17, 1999.
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Highlights

Pursuant to a congressional request, GAO discussed the principal methodological similarities and differences of three reports on bankruptcy debtors' ability to pay their debts. The three reports were issued by the Credit Research Center, Ernst & Young, and Creighton University/American Bankruptcy Institute (ABI).

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BankruptcyComparative analysisDebtDebt collectionFinancial analysisIncome statisticsLoan defaultsPayPersonal liability (legal)Statistical methods