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Health Insurance: Hospital Indemnity and Specified Disease Policies Are of Limited Value

HRD-88-93 Published: Jul 12, 1988. Publicly Released: Sep 30, 1988.
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Highlights

In response to a congressional request, GAO evaluated states' efforts to regulate hospital indemnity and specified-disease insurance polices and practices to determine whether: (1) the policies provide a minimum level of protection at a reasonable price; and (2) states protect consumers from deceptive marketing materials and inadequate policies.

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Consumer protectionDiseasesHealth insuranceHealth insurance cost controlInsurance companiesInsurance regulationMarketingState lawMedicareIndemnity