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Private Health Insurance: Continued Erosion of Coverage Linked to Cost Pressures

HEHS-97-122 Published: Jul 24, 1997. Publicly Released: Jul 24, 1997.
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Highlights

Pursuant to a congressional request, GAO reviewed major trends in the private health insurance market, during the 1980s and 1990s, focusing on: (1) the decline in private health insurance coverage and factors contributing to this decline; (2) trends in health insurance premiums and reasons for these trends; and (3) employer's efforts to control health benefits costs.

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Cost sharing (finance)Employee medical benefitsFringe benefitsHealth care programsRetireesHealth insuranceHealth insurance cost controlHealth maintenance organizationsInsurance premiumsInsurance regulationManaged health careMedicaid