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Health Insurance Regulation: Varying State Requirements Affect Cost of Insurance

HEHS-96-161 Published: Aug 19, 1996. Publicly Released: Sep 23, 1996.
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Highlights

Pursuant to a congressional request, GAO provided information on the costs of state health insurance requirements, focusing on: (1) premium taxes on insured health plans; (2) mandated health benefits; (3) financial solvency standards; and (4) state health insurance reforms affecting small employers.

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Consumer protectionEmployee medical benefitsFringe benefit costsHealth insurance cost controlInsurance premiumsInsurance regulationReporting requirementsSmall business assistanceState lawState taxesCapital reserves