Insurance premiums (71 - 80 of 116 items)
Health Insurance Regulation: National Portability Standards Would Facilitate Changing Health Plans
T-HEHS-95-205: Published: Jul 18, 1995. Publicly Released: Jul 18, 1995.
GAO discussed health insurance regulation, focusing on the: (1) status of state and federal health insurance reforms; and (2) number of individuals who would be potentially affected by national portability standards. GAO noted that: (1) federal and state laws reflect steps taken to improve the portability of health insurance, but the possibility remains that an individual's coverage would be reduc...
Health Insurance Regulation: Variation in Recent State Small Employer Health Insurance Reforms
HEHS-95-161FS: Published: Jun 12, 1995. Publicly Released: Jul 12, 1995.
Pursuant to a congressional request, GAO provided information on state legislation to improve portability, access, and rating practices for the small-employer and individual health insurance markets.GAO found that: (1) no state entirely adopted the National Association of Insurance Commissioners' (NAIC) model small-employer health insurance act; (2) the states did not consistently define small emp...
Health Reform: Purchasing Cooperatives Have an Increasing Role in Providing Access to Insurance
T-HEHS-94-196: Published: Jun 30, 1994. Publicly Released: Jun 30, 1994.
GAO discussed health insurance purchasing cooperatives, focusing on: (1) the operation, authority, and accountability of existing cooperatives; and (2) issues that could make such cooperatives a more important part of the health care environment. GAO noted that: (1) common administrative functions among purchasing cooperatives include enrollment, premium collection, and contracting with health pla...
Access to Health Insurance: Public and Private Employers' Experience With Purchasing Cooperatives
HEHS-94-142: Published: May 31, 1994. Publicly Released: Jun 14, 1994.
Pursuant to a congressional request, GAO reviewed health insurance purchasing cooperatives, focusing on: (1) the various forms of existing cooperatives; and (2) how existing cooperatives' functions, organization, and governance relate to national reform proposals.GAO found that: (1) health insurance purchasing cooperatives are becoming an important component of state health insurance reform; (2) e...
Tax Policy: Health Insurance Tax Credit Participation Rate Was Low
GGD-94-99: Published: May 2, 1994. Publicly Released: Jun 1, 1994.
Pursuant to a congressional request, GAO provided information on the health insurance tax credit, focusing on how the tax credit affected low-income family participation rates.GAO found that: (1) although it could not accurately estimate the size of the eligible population, Census Bureau and Internal Revenue Service (IRS) survey data show that about one-quarter of those individuals eligible actual...
VA Health Care Reform: Financial Implications of the Proposed Health Security Act
T-HEHS-94-148: Published: May 5, 1994. Publicly Released: May 5, 1994.
GAO discussed the financial and policy implications of the proposed Health Security Act's provisions for veterans' health care, which would: (1) transform Department of Veterans Affairs (VA) facilities into a series of managed care plans to compete with private-sector plans; (2) expand entitlement to comprehensive health care services for veterans choosing to enroll in a VA health plan; (3) author...
Health Care Alliances: Issues Relating To Geographic Boundaries
HEHS-94-139: Published: Apr 8, 1994. Publicly Released: Apr 8, 1994.
Pursuant to a congressional request, GAO reviewed the provisions of major health bills concerning the configuration of health care alliance boundaries, focusing on the: (1) features and procedures for establishing Metropolitan Statistical Areas (MSA); (2) experiences of two states that have established entities similar to alliances; and (3) potential effects of alliance boundaries on existing heal...
Medigap Loss Ratios, First 2 Years
HEHS-94-131R: Published: Apr 4, 1994. Publicly Released: Apr 4, 1994.
Pursuant to a legislative requirement, GAO reviewed Medigap policies' loss ratios, focusing on the: (1) appropriate loss ratio percentages if the refund and credit provision is extended for the first 2 years a policy is in effect; and (2) National Association of Insurance Commissioners' (NAIC) methodology for calculating refunds or credits. GAO noted that: (1) NAIC uses a cumulative loss ratio met...
Health Care in Hawaii: Implications for National Reform
T-HEHS-94-123: Published: Mar 16, 1994. Publicly Released: Mar 16, 1994.
GAO discussed health care in Hawaii. GAO noted that: (1) Hawaii has the highest rate of health insurance coverage in the nation because of its employer mandate, Medicaid, and its state-sponsored insurance programs; (2) some Hawaiian residents do not have health insurance because the employer mandate exempts several categories of employees and the unemployed and does not require coverage for employ...
Health Care in Hawaii: Implications for National Reform
HEHS-94-68: Published: Feb 11, 1994. Publicly Released: Mar 15, 1994.
Pursuant to a congressional request, GAO provided information on Hawaii's health care insurance system, focusing on the system's effect on: (1) accessibility to health services; (2) health care costs; and (3) the business community.GAO found that: (1) Hawaii has the highest level of insurance coverage of any state in the United States; (2) the percentage of Hawaiian residents that lack health insu...