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Business Regulation and Consumer Protection (91 - 100 of 1,302 items)
Small Business Lending Fund: Treasury Should Ensure Evaluation Includes Methods to Isolate Program Impact
GAO-14-135: Published: Dec 11, 2013. Publicly Released: Dec 11, 2013.
According to the U.S. Department of the Treasury (Treasury), as of June 30, 2013, Small Business Lending Fund (SBLF) participants had increased their qualified small business lending by $10.4 billion over their aggregate 2010 baseline of $36.5 billion. However, SBLF participants varied greatly in the extent to which they had increased small business lending. GAO analysis for the quarter ending Jun...
Small Business Contracting: Updated Guidance and Reporting Needed for Consolidated Contracts
GAO-14-36: Published: Nov 26, 2013. Publicly Released: Nov 26, 2013.
The Department of Defense (DOD) and the General Services Administration (GSA)--which accounted for more than 80 percent of the consolidated contracts reported by all federal agencies in fiscal years 2011 and 2012--do not know the full extent to which they are awarding consolidated contracts. This is the result of contracts being misreported in the federal procurement data system. GAO reviewed 157...
Information Resellers: Consumer Privacy Framework Needs to Reflect Changes in Technology and the Marketplace
GAO-13-663: Published: Sep 25, 2013. Publicly Released: Nov 15, 2013.
No overarching federal privacy law governs the collection and sale of personal information among private-sector companies, including information resellers. Instead, a variety of laws tailored to specific purposes, situations, or entities governs the use, sharing, and protection of personal information. For example, the Fair Credit Reporting Act limits the use and distribution of personal informati...
Small Business Administration: Review of 7(a) Guaranteed Loans to Select Franchisees
GAO-13-759: Published: Sep 10, 2013. Publicly Released: Nov 13, 2013.
Analysis of guaranteed loans to franchisees of a select franchise organization reviewed by GAO, approved from January 1, 2000, to December 31, 2011, showed the Small Business Administration (SBA) approved a total of about $38.4 million for 170 loans made by 54 lenders. SBA's guaranteed portion on these loans was approximately $28.8 million. Of the total population of 170 loans, 74 loans defaulted,...
Small Business Innovation Research: Data Rights Protections
GAO-14-116R: Published: Nov 4, 2013. Publicly Released: Nov 4, 2013.
The Small Business Innovation Research (SBIR) program targets small businesses for federal research or research and development funding to develop and commercialize innovative technologies. The Small Business Administration (SBA), which oversees the program, is in the process of amending the provisions of the SBIR policy directive that pertain to small businesses retaining the rights to data they...
Patriot Express: SBA Should Evaluate the Program and Enhance Eligibility Controls
GAO-13-727: Published: Sep 12, 2013. Publicly Released: Sep 12, 2013.
Patriot Express loans valued at about $703 million have defaulted at a higher rate than loans under the Small Business Administration's (SBA) other related loan guarantee programs, and losses for Patriot Express have exceeded its income. With the exception of loans approved in 2007, Patriot Express loans have defaulted at a higher rate than loans made under SBA's main 7(a) program or loans made un...
Small Business Research Programs: Actions Needed to Improve Compliance with Spending and Reporting Requirements
GAO-13-421: Published: Sep 9, 2013. Publicly Released: Sep 9, 2013.
Using data agencies had reported to the Small Business Administration (SBA), GAO found that 8 of the 11 agencies participating in the Small Business Innovation Research (SBIR) program and 4 of the 5 agencies participating in the Small Business Technology Transfer (STTR) program did not consistently comply with spending requirements for fiscal years 2006 to 2011. In calculating their annual spendin...
Information on Defective Drywall
GAO-13-735R: Published: Jul 31, 2013. Publicly Released: Jul 31, 2013.
GAO found that numerous claims for damage have been addressed through legal settlements partly paid by commercial insurance reimbursements. Three of the four insurers with whom GAO spoke contributed to legal settlements by paying for CGL claims stemming from lawsuits against their policyholders, and one of these insurers also made payments for CGL claims separate from legal settlements. The legal...
Electronic Drug Labeling: No Consensus on the Advantages and Disadvantages of Its Exclusive Use
GAO-13-592: Published: Jul 8, 2013. Publicly Released: Jul 8, 2013.
GAO found no consensus among stakeholders on the advantages and disadvantages of eliminating paper labeling and relying instead on electronic labeling as a complete substitute for the three types of drug labeling discussed in this report and approved by the Food and Drug Administration (FDA)--an agency within the Department of Health and Human Services (HHS). This report focuses on three types of...
Video Marketplace: Competition Is Evolving, and Government Reporting Should Be Reevaluated
GAO-13-576: Published: Jun 25, 2013. Publicly Released: Jun 25, 2013.
Since GAO reported on competition in 2005, competition among video content producers is little changed, while competition among distributors has increased. According to data cited by the Federal Communications Commission (FCC), seven companies' broadcast and cable networks accounted for about 95 percent of all television viewing hours in the United States. Further, ownership of broadcast and cable...