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Business Regulation and Consumer Protection (51 - 60 of 1,302 items)
Manufactured Housing: Efforts Needed to Enhance Program Effectiveness and Ensure Funding Stability
GAO-14-410: Published: Jul 2, 2014. Publicly Released: Aug 1, 2014.
HUD has established a process for updating the preemptive building standardsfor manufactured homes known as the HUD Code but has not fully met key purposes of the 2000 Manufactured Housing Improvement Act (2000 Act). Key purposes of the Act include:Establish a balanced, consensus-based process to update manufactured housing construction and safety standards. HUD has not accepted, rejected, or modi...
Consumer Financial Protection Bureau: Opportunity Exists to Improve Transparency of Civil Penalty Fund Activities
GAO-14-551: Published: Jun 26, 2014. Publicly Released: Jul 28, 2014.
The Bureau of Consumer Financial Protection, also known as the Consumer Financial Protection Bureau (CFPB), has developed a process for administering the Consumer Financial Civil Penalty Fund (Civil Penalty Fund). CFPB deposits collected civil money penalties into the fund to compensate eligible victims and may also use the fund for the purpose of consumer education and financial literacy programs...
Media Ownership: FCC Should Review the Effects of Broadcaster Agreements on Its Media Policy Goals
GAO-14-558: Published: Jun 27, 2014. Publicly Released: Jul 28, 2014.
Local television stations use broadcaster agreements to share services with one another, but data are limited on the prevalence of these agreements. Stations use agreements to share or outsource a range of services, such as selling advertising time and producing local news. Agreements are referred to by a variety of names and twoâ€”joint sales agreements and local marketing agreementsâ€”have regul...
Indian Gaming: Preliminary Observations on the Regulation and Oversight of Indian Gaming
GAO-14-743T: Published: Jul 23, 2014. Publicly Released: Jul 23, 2014.
The Department of the Interior (Interior) has a multistep review process designed to help ensure that compacts comply with the Indian Gaming Regulatory Act (IGRA). Such compacts are agreements between a tribe and state that governs the conduct of the tribe's Class III (or casino) gaming activities. Based on GAO's preliminary review, Interior has approved 78 percent (382) of the tribal-state compac...
Small Business Innovation Research: DOD's Program Has Developed Some Technologies that Support Military Users, but Lacks Comprehensive Data on Transition Outcomes
GAO-14-748T: Published: Jul 23, 2014. Publicly Released: Jul 23, 2014.
Transitioning technologies from defense research and technology development programs, such as through the Small Business Innovation Research (SBIR) program, to military users has been a long-standing challenge for the Department of Defense (DOD). Over the past decade, Congress and DOD have taken several steps to address transition challenges in DOD's SBIR program. For example, the military departm...
Small Business Administration: Office of Advocacy Needs to Improve Controls over Research, Regulatory, and Workforce Planning Activities
GAO-14-525: Published: Jul 22, 2014. Publicly Released: Jul 22, 2014.
The Office of Advocacy (Advocacy) within the Small Business Administration (SBA) fulfills its mission by researching small business issues and providing input into federal rulemaking and related regulatory activities. However, GAO identified key areas in Advocacy's system of internal control that could be improved.Research. GAO found that Advocacy did not ensure that its staff monitored the quali...
Consumer Finance: Credit Cards Designed for Medical Services Not Covered by Insurance
GAO-14-570: Published: Jun 19, 2014. Publicly Released: Jul 21, 2014.
Multiple entities offer medical credit cards, but according to market participants with whom GAO spoke, CareCredit LLC issues the majority of medical credit cards. In 2013, the company reported 4.4 million cardholders and 177,000 participating providers in its network, the majority of which were dental offices. Several other financial institutions also issue medical credit cards, usually offering...
Virtual Currencies: Emerging Regulatory, Law Enforcement, and Consumer Protection Challenges
GAO-14-496: Published: May 29, 2014. Publicly Released: Jun 26, 2014.
Virtual currencies are financial innovations that pose emerging challenges to federal financial regulatory and law enforcement agencies in carrying out their responsibilities, as the following examples illustrate:Virtual currency systems may provide greater anonymity than traditional payment systems and sometimes lack a central intermediary to maintain transaction information. As a result, financi...
Aviation Safety: Additional Oversight Planning by FAA Could Enhance Safety Risk Management
GAO-14-516: Published: Jun 25, 2014. Publicly Released: Jun 25, 2014.
The Federal Aviation Administration's (FAA) Air Traffic Organization completed Safety Management System (SMS) implementation in 2010, and five other FAA organizations are implementing it now. SMS is an approach to collect and analyze safety data to identify hazards, manage risks, and take corrective action before an accident occurs. FAA's implementation activities include developing internal SMS g...
Traffic Safety: Alcohol Ignition Interlocks Are Effective While Installed; Less Is Known about How to Increase Installation Rates
GAO-14-559: Published: Jun 20, 2014. Publicly Released: Jun 25, 2014.
Research GAO reviewed consistently indicated that when installed ignition â€śinterlocksâ€ťâ€”devices that prevent drivers from starting their cars if they have been drinking alcoholâ€”effectively reduce the rate of re-arrest for driving while intoxicated (DWI) when installed. But once the devices are removed, DWI re-arrest rates return to pre-interlock rates. (Most studies use DWI arrest as a prox...