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Bureau of the Census, Department of Commerce, Executive (1 - 5 of 5 items)
Retirement Savings: Automatic Enrollment Shows Promise for Some Workers, but Proposals to Broaden Retirement Savings for Other Workers Could Face Challenges
GAO-10-31: Published: Oct 23, 2009. Publicly Released: Oct 26, 2009.
Although employer-sponsored retirement plans can be an important component of income security after retirement, only about half of all workers participate in such plans. To foster greater participation among workers who have access to such plans, Congress included provisions that facilitate plan sponsors' adoption of automatic enrollment policies in the Pension Protection Act of 2006. To foster gr...
401(k) Plans: Policy Changes Could Reduce the Long-term Effects of Leakage on Workers' Retirement Savings
GAO-09-715: Published: Aug 28, 2009. Publicly Released: Sep 25, 2009.
Under federal regulations, 401(k) participants may tap into their accrued retirement savings before retirement under certain circumstances, including hardship. This "leakage" from 401(k) accounts can result in a permanent loss of retirement savings. GAO was asked to analyze (1) the incidence, amount, and relative significance of the different forms of 401(k) leakage; (2) how plans inform participa...
Aging Issues: Related GAO Products in Calendar Years 2001 and 2002
GAO-04-275R: Published: Nov 21, 2003. Publicly Released: Nov 21, 2003.
The Senate Special Committee on Aging requested a compilation of GAO's calendar years 2001 and 2002 products pertaining to older Americans and their families.GAO noted that the country is in the midst of one of the most profound changes in American history--America's population, estimated at over 288 million in 2002, is growing older at a rapid pace. The number of Americans age 65 and older, estim...
Medicare: Many HMOs Experience High Rates of Beneficiary Disenrollment
HEHS-98-142: Published: Apr 30, 1998. Publicly Released: May 5, 1998.
Pursuant to a congressional request, GAO reviewed the feasibility of computing health maintenance organizations' (HMO) voluntary disenrollment rates from readily available data and analyzed the extent to which these rates varied among plans, focusing on: (1) disenrollment rates for all Medicare HMOs operating in 1996; (2) the disenrollment rates of plans operating in the same markets; (3) disenrol...
Retirement Income: Implications of Demographic Trends for Social Security and Pension Reform
HEHS-97-81: Published: Jul 11, 1997. Publicly Released: Jul 11, 1997.
Pursuant to a congressional request, GAO provided an overview of the trends and key issues relating to retirement income, focusing on: (1) demographic and economic trends affecting retirement income; (2) the status of Social Security's long-term financing problems and proposals to address them; and (3) the extent of pension coverageand retirement saving and how to ensure that Americans can count o...